FIRST Continental Mortgage Co
Senior Underwriter – DE / LAPP / SAR
FIRST Continental Mortgage Co, Houston, Texas, United States, 77246
For over 30 years, First Continental Mortgage (FCM) and affiliates, have shared a common purpose to help families realize the American dream of owning a home! FCM is a full-service, FNMA, HUD and VA approved national mortgage lending firm headquartered in Houston, Texas. We specialize in partnering with Home Builders as well as retail production. FCM funded $2.6 Billion in 2024 through affiliated business arrangements with 10 different home builders, 5 of which rank in the Top 65 Home Builders in the country.
FCM is seeking a Senior Underwriter with DE / LAPP / SAR Designations for our New Home Team.
Key Responsibilities
Service-focused with excellent time-management, multi-tasking skills, and keen attention to detail. Underwrite FHA, VA, Conventional conforming and Conventional non-conforming mortgage loans following company, investor, and government standards. Evaluate credit/employment history, and financial status of mortgage loan files to determine credit worthiness in compliance with requirements. Analyze loan documentation such as credit reports, verification of employment, paystubs, verification of deposit, tax returns, bank statements, appraisals, and all other supporting documentation provided. Ensure compliance with federal agencies including FNMA, FHLMC, HUD, and VA. Other duties as assigned by management. Requirements
5+ years' experience as a senior level residential mortgage underwriter. Experience with FHA, VA, and Conventional conforming and non-conforming loans. DE and VA LAPP/SAR designations. Knowledgeable in investor overlay and researching such guidelines. Excellent appraisal analysis skills. Knowledge of current FNMA, FHLMC, HUD, VA, and investor guidelines. Strong analytical decision-making and problem-solving abilities. Aptitude for maintaining professional relationships with coworkers. Excellent verbal and written communication skills. Encompass LOS experience a plus. What FCM Offers
We offer a truly competitive compensation package where you'll be rewarded for your performance. Our benefits include: Medical, Dental & Vision FSA, Life, Supplemental Life, Long Term Disability, and Supplemental Insurance Vacation / Sick Time 401k FCM and its Affiliates are Equal Opportunity Employers. Join FCM and become part of a dedicated and growing team!
#J-18808-Ljbffr
Service-focused with excellent time-management, multi-tasking skills, and keen attention to detail. Underwrite FHA, VA, Conventional conforming and Conventional non-conforming mortgage loans following company, investor, and government standards. Evaluate credit/employment history, and financial status of mortgage loan files to determine credit worthiness in compliance with requirements. Analyze loan documentation such as credit reports, verification of employment, paystubs, verification of deposit, tax returns, bank statements, appraisals, and all other supporting documentation provided. Ensure compliance with federal agencies including FNMA, FHLMC, HUD, and VA. Other duties as assigned by management. Requirements
5+ years' experience as a senior level residential mortgage underwriter. Experience with FHA, VA, and Conventional conforming and non-conforming loans. DE and VA LAPP/SAR designations. Knowledgeable in investor overlay and researching such guidelines. Excellent appraisal analysis skills. Knowledge of current FNMA, FHLMC, HUD, VA, and investor guidelines. Strong analytical decision-making and problem-solving abilities. Aptitude for maintaining professional relationships with coworkers. Excellent verbal and written communication skills. Encompass LOS experience a plus. What FCM Offers
We offer a truly competitive compensation package where you'll be rewarded for your performance. Our benefits include: Medical, Dental & Vision FSA, Life, Supplemental Life, Long Term Disability, and Supplemental Insurance Vacation / Sick Time 401k FCM and its Affiliates are Equal Opportunity Employers. Join FCM and become part of a dedicated and growing team!
#J-18808-Ljbffr