Citi
Third Party Credit Risk Analyst - Financial Institutions - Vice President
Citi, Jacksonville, Florida, United States, 32290
This role is focused on reviewing, challenging and approving Financial Risk Assessments and Credit Approval Memos, and monitoring the portfolio to identify potential deteriorations in a third party’s financial performance and ability to perform their contractual obligations to Citi. As a member of the Third Party Credit Risk Group (TPCRG), the position is a part of the Global Commercial Risk function within Business & International Risk (BIR). The function owns the Global Third Party Credit and Performance Risk Policy and establishes MIS & Reporting for contingent exposures through various types of third party relationships, such as suppliers, partners, alliances and joint ventures for Citigroup globally. This role manages and mitigates potential losses, safeguarding the company's financial stability and supporting sustainable business growth.
Responsibilities:
Provide review, challenge and approval of Credit and Financial Performance Risk assessments of both prospective and existing third-party relationships, including analyzing companies, industries, financial viability, Citi's contingent risks and contract protections.
Conduct annual and/or quarterly reviews of Third Parties involved in critical activities for Citi.
Work with Citi Business units to establish effective action plans and contract language that mitigate Citi's risk.
Assess quality of assigned portfolios, including identification and evaluation of emerging risks.
Use Citi’s proprietary systems and tools including Debt Rating Model (DRM), CitiRisk Financial, and Optima.
Structure third party agreements and negotiate transactions.
Provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios.
Demonstrate Quality Assurance activities as Subject Matter Expert.
Qualifications:
Experience in credit analysis of Financial Institutions is strongly preferred
6+ years of work experience, preferably in financial and/or credit analysis
Third party management experience would be a plus
Experience in overseeing and independently managing projects related to credit approval and risk management
Proficiency in analyzing complex data, prioritizing critical information, and making informed decisions
Experience with interacting with senior management, regulators, internal and external audit
Proven knowledge of credit risk measures and basic accounting
Experience with internal risk / finance reporting systems (Optima, CitiRisk), system flows, data attributes would be a plus
Ability to analyze data and present conclusions
Excellent interpersonal and communication skills, including the ability to articulate ideas clearly and adapt communication styles to suit different audiences
Ability to prioritize and remain organized in a fast-paced environment
Good team player and excellent work ethics
Education:
Bachelor’s/University degree, Master’s degree preferred
Details Job Family Group:
Risk Management
Job Family:
Credit Decisions
Time Type:
Full time
Primary Location:
Jacksonville, Florida, United States
Primary Location Full Time Salary Range:
$103,920.00 - $155,880.00
In addition to salary, Citi’s offerings may also include discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Skills
Most Relevant Skills:
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment
Other Relevant Skills:
Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation
Anticipated Posting Close Date:
Sep 11, 2025
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.
#J-18808-Ljbffr
Responsibilities:
Provide review, challenge and approval of Credit and Financial Performance Risk assessments of both prospective and existing third-party relationships, including analyzing companies, industries, financial viability, Citi's contingent risks and contract protections.
Conduct annual and/or quarterly reviews of Third Parties involved in critical activities for Citi.
Work with Citi Business units to establish effective action plans and contract language that mitigate Citi's risk.
Assess quality of assigned portfolios, including identification and evaluation of emerging risks.
Use Citi’s proprietary systems and tools including Debt Rating Model (DRM), CitiRisk Financial, and Optima.
Structure third party agreements and negotiate transactions.
Provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios.
Demonstrate Quality Assurance activities as Subject Matter Expert.
Qualifications:
Experience in credit analysis of Financial Institutions is strongly preferred
6+ years of work experience, preferably in financial and/or credit analysis
Third party management experience would be a plus
Experience in overseeing and independently managing projects related to credit approval and risk management
Proficiency in analyzing complex data, prioritizing critical information, and making informed decisions
Experience with interacting with senior management, regulators, internal and external audit
Proven knowledge of credit risk measures and basic accounting
Experience with internal risk / finance reporting systems (Optima, CitiRisk), system flows, data attributes would be a plus
Ability to analyze data and present conclusions
Excellent interpersonal and communication skills, including the ability to articulate ideas clearly and adapt communication styles to suit different audiences
Ability to prioritize and remain organized in a fast-paced environment
Good team player and excellent work ethics
Education:
Bachelor’s/University degree, Master’s degree preferred
Details Job Family Group:
Risk Management
Job Family:
Credit Decisions
Time Type:
Full time
Primary Location:
Jacksonville, Florida, United States
Primary Location Full Time Salary Range:
$103,920.00 - $155,880.00
In addition to salary, Citi’s offerings may also include discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Skills
Most Relevant Skills:
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment
Other Relevant Skills:
Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation
Anticipated Posting Close Date:
Sep 11, 2025
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.
#J-18808-Ljbffr