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Summit Funding

Loan Processor Loan Coordinator

Summit Funding, Eugene, Oregon, United States, 97403

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Job Description

Loan Coordinator - Loan Processor

Starting pay ranges between $23-$27/hr depending on experience with monthly bonuses based on production

This position reports out of the Eugene Oregon office but is available as in-office or remote depending on location. Preference for candidates in Pacific Standard Time (PST). The required hours are 8am-5pm PST.

The Loan Coordinator - Processor position contributes to the mortgage loan process by being a key contact for both borrowers and internal partners within Summit Funding to manage a pipeline of loans from contract to close.

What the Loan Coordinator-Processor is Responsible for:

Receive loan applications, obtain credit information for applicants, and collect all needed documentation for loans.

Documentation to include: Verifications of Deposit (VOD), Verifications of Employment (VOE), appraisal, title, etc. as appropriate.

Answer all borrower questions or refer to Loan Officer as needed.

Verify loans are complete and submit to Underwriting based on Investor and/or Automated Underwriting System (AUS) requirements within 24 hours of receipt of documents.

Clear any conditions that require communication to title companies, appraiser, employers, surveyors, etc.

Solve escrow issues without involving the Loan Officer when possible.

Collect all necessary items needed to prepare the Closing Disclosure (CD) and ensure timely drawing and delivery of the CD in order to meet the expected close of escrow.

Ensure closing instructions and documents have been released to title 72 hours before closing, and a final settlement statement is issued to the Loan Officer or team 48 hours prior to closing.

Review all closing statements and compare to signed Good Faith Estimate (GFE) before signings, and correct discrepancies where needed.

Meet with clients to sign loan documents.

Send out correspondence including thank you cards, closing cost calculations, etc.

Maintain a detailed conversation log for each file.

Qualifications: Qualifications

Minimum of 1 year of recent experience in mortgage lending preferably in processing

Working knowledge of loan program guidelines including conventional, jumbo, and government loan programs

Proficiency in DU/LP/GUS and/or other major LOS

Ability to calculate income

Strong verbal and written communication skills

Creative problem solver with a positive attitude

Ability to prioritize and multi-task in order to meet deadlines, strong organization skills

Strong sense of urgency and responsiveness along with the ability to demonstrate professionalism

Additional Information

All your information will be kept confidential according to EEO guidelines.