Mitsui Sumitomo Insurance Group
Credit Risk Analyst page is loaded## Credit Risk Analystremote type:
Hybridlocations:
VA-Alexandriatime type:
Full timeposted on:
Posted 3 Days Agojob requisition id:
JR-000539MSIG USA continues to grow!**Company Overview:**is the US-based subsidiary of , one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.The Credit Risk Analyst will support the Political Risk and Trade Credit Underwriting team by conducting thorough financial, credit, and country risk assessments of counterparties, sectors, and sovereigns. This role is focused on providing high-quality, data-driven analysis to enable informed underwriting decisions and effective portfolio management. The analyst will contribute to the department’s risk selection, exposure monitoring, and policy development, ensuring alignment with the company’s risk appetite and strategic objectives.**Key Responsibilities*** **Credit & Financial Analysis**
+ Perform detailed financial statement analysis of corporate buyers, banks, and sovereign entities.
+ Develop credit profiles and internal ratings to support underwriting decisions.
+ Maintain financial models and provide forward-looking assessments of credit risk.
**Country & Political Risk Assessment**
+ Monitor geopolitical and macroeconomic developments affecting trade credit and political risk exposures.
+ Assess sovereign and country risk, including transfer risk, expropriation, and political instability.
+ Contribute to country risk ratings and exposure management strategies.
**Underwriting Support**
+ Provide objective credit and political risk analysis to underwriters for new submissions and renewals.
+ Draft concise credit memoranda summarizing key risks and recommendations for internal review.
+ Support structuring and pricing by supplying risk analysis aligned with underwriting guidelines.
**Portfolio Monitoring & Reporting**
+ Track counterparty and country exposures across the portfolio.
+ Monitor and escalate adverse credit or political developments that may impact insured risks.
+ Assist in portfolio stress testing, scenario analysis, and concentration management.
**Internal Collaboration**
+ Work closely with underwriters, actuaries, claims, and other internal teams to support disciplined risk evaluation.
+ Contribute to refining risk assessment methodologies, models, and underwriting tools.
+ Prepare internal reports and presentations for risk committees and senior management.
**Qualifications**
+ Bachelor’s degree in Finance, Economics, Accounting, International Relations, or related field; advanced degree or CFA designation preferred.
+ 3+ years of experience in credit analysis, banking, trade finance, ratings agency, or insurance.
+ Strong financial statement analysis and credit modeling skills.
+ Knowledge of political and country risk factors impacting international trade and investment.
+ High attention to detail and strong problem-solving ability.
+ Proficiency in Excel, financial modeling, and credit research databases (e.g., Capital IQ, Moody’s, Fitch).
+ Strong written and verbal communication skills for internal reporting and presentations.
+ Ability to prioritize tasks and meet deadlines in a dynamic underwriting environment.It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.### Invest in Your Future With UsEach employee plays an important role which contributes directly to the success and continued growth of MSIG.MSIG Holdings (U.S.A.), Inc. (MSIG) is a wholly owned subsidiary of the MS & AD Insurance Group Holdings, Inc. – one of the top ten property-casualty insurance groups world-wide. Our Group has capital in excess of $25 Billion, operations in more than 40 countries and nearly 40,000 personnel located globally.MSIG in the U.S. is comprised of three insurance companies with licenses in all fifty states as well as Puerto Rico and the District of Columbia. These companies and five other subsidiaries, deliver state of the art risk financing programs, insurance products, risk engineering and claims management services that enable our clients to effectively and efficiently manage their risks. Our insurance companies share the A.M Best’s A+ XV Rating and Standard & Poor’s A+ Rating of our Japan-based parent.Our clientele runs the gamut from small and mid-sized, sole-proprietorships, partnerships and corporations, up to some of the largest and most sophisticated multinational corporations operating in the U.S. and globally.The vast majority of clients seek our support related to Commercial Lines insurance products including Commercial Property and Liability Insurance products. However, through our subsidiary – Seven Hills Insurance Agency, LLC. – we are able to provide Personal Lines Insurance products including homeowners, renters, automobile, etc.**Specialties:**All Risk Property, Commercial Liability, Automobile, Workers Compensation, Management Liability, Marine, Excess & Umbrella, Claims Management, Risk Engineering services, etc. #J-18808-Ljbffr
Hybridlocations:
VA-Alexandriatime type:
Full timeposted on:
Posted 3 Days Agojob requisition id:
JR-000539MSIG USA continues to grow!**Company Overview:**is the US-based subsidiary of , one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.The Credit Risk Analyst will support the Political Risk and Trade Credit Underwriting team by conducting thorough financial, credit, and country risk assessments of counterparties, sectors, and sovereigns. This role is focused on providing high-quality, data-driven analysis to enable informed underwriting decisions and effective portfolio management. The analyst will contribute to the department’s risk selection, exposure monitoring, and policy development, ensuring alignment with the company’s risk appetite and strategic objectives.**Key Responsibilities*** **Credit & Financial Analysis**
+ Perform detailed financial statement analysis of corporate buyers, banks, and sovereign entities.
+ Develop credit profiles and internal ratings to support underwriting decisions.
+ Maintain financial models and provide forward-looking assessments of credit risk.
**Country & Political Risk Assessment**
+ Monitor geopolitical and macroeconomic developments affecting trade credit and political risk exposures.
+ Assess sovereign and country risk, including transfer risk, expropriation, and political instability.
+ Contribute to country risk ratings and exposure management strategies.
**Underwriting Support**
+ Provide objective credit and political risk analysis to underwriters for new submissions and renewals.
+ Draft concise credit memoranda summarizing key risks and recommendations for internal review.
+ Support structuring and pricing by supplying risk analysis aligned with underwriting guidelines.
**Portfolio Monitoring & Reporting**
+ Track counterparty and country exposures across the portfolio.
+ Monitor and escalate adverse credit or political developments that may impact insured risks.
+ Assist in portfolio stress testing, scenario analysis, and concentration management.
**Internal Collaboration**
+ Work closely with underwriters, actuaries, claims, and other internal teams to support disciplined risk evaluation.
+ Contribute to refining risk assessment methodologies, models, and underwriting tools.
+ Prepare internal reports and presentations for risk committees and senior management.
**Qualifications**
+ Bachelor’s degree in Finance, Economics, Accounting, International Relations, or related field; advanced degree or CFA designation preferred.
+ 3+ years of experience in credit analysis, banking, trade finance, ratings agency, or insurance.
+ Strong financial statement analysis and credit modeling skills.
+ Knowledge of political and country risk factors impacting international trade and investment.
+ High attention to detail and strong problem-solving ability.
+ Proficiency in Excel, financial modeling, and credit research databases (e.g., Capital IQ, Moody’s, Fitch).
+ Strong written and verbal communication skills for internal reporting and presentations.
+ Ability to prioritize tasks and meet deadlines in a dynamic underwriting environment.It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.### Invest in Your Future With UsEach employee plays an important role which contributes directly to the success and continued growth of MSIG.MSIG Holdings (U.S.A.), Inc. (MSIG) is a wholly owned subsidiary of the MS & AD Insurance Group Holdings, Inc. – one of the top ten property-casualty insurance groups world-wide. Our Group has capital in excess of $25 Billion, operations in more than 40 countries and nearly 40,000 personnel located globally.MSIG in the U.S. is comprised of three insurance companies with licenses in all fifty states as well as Puerto Rico and the District of Columbia. These companies and five other subsidiaries, deliver state of the art risk financing programs, insurance products, risk engineering and claims management services that enable our clients to effectively and efficiently manage their risks. Our insurance companies share the A.M Best’s A+ XV Rating and Standard & Poor’s A+ Rating of our Japan-based parent.Our clientele runs the gamut from small and mid-sized, sole-proprietorships, partnerships and corporations, up to some of the largest and most sophisticated multinational corporations operating in the U.S. and globally.The vast majority of clients seek our support related to Commercial Lines insurance products including Commercial Property and Liability Insurance products. However, through our subsidiary – Seven Hills Insurance Agency, LLC. – we are able to provide Personal Lines Insurance products including homeowners, renters, automobile, etc.**Specialties:**All Risk Property, Commercial Liability, Automobile, Workers Compensation, Management Liability, Marine, Excess & Umbrella, Claims Management, Risk Engineering services, etc. #J-18808-Ljbffr