Banc of California
Overview
Join to apply for the
SVP, Underwriting Manager
role at
Banc of California . The SVP, Credit Manager is responsible for hands-on management of all credit risk aspects of the lending process and the Corporate Asset Finance (CAF) loan portfolio under the general supervision of the Managing Director, CAF. Responsible for loan underwriting and credit approval with direct involvement in all credit administration activities including the development and maintenance of loan policies and procedures, and the tracking of loan portfolio trends, concentrations and statistics through a variety of reports and systems. Works directly with unit managers to establish priorities and coordinate workflow. Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.
How you’ll make a difference
Works closely with lending staff to provide support, underwriting assistance and credit approval ensuring compliance with credit policy and regulatory guidance. Manages, executes, and enforces the Bank’s credit policy. Takes action as needed to ensure adherence to the credit risk profile established by the Board of Directors. Approves all extensions of new credit and renewals and modifications of existing credit within its authority. Works closely with lending staff regarding overdrafts and loan tickler status. Follows on delinquent payments and matured notes with lending staff. Reviews reports to ensure reporting/operating compliance and real estate inspection ticklers are maintained. Assists lending staff with vetting, loan structuring, pricing and approvals. Direct involvement with classified assets, develops plans with management and staff to improve the bank’s position, and anticipates deterioration on individual loans by proper risk rating. Ensures that new loans are properly risk rated per Bank’s risk rating definitions. Strong knowledge of bank related lending regulations. Stays abreast of new systems and processes that will streamline and create more efficient loan operations. Interviewing and hiring decisions; manage, support, coach and train staff. Treat people with respect; keep commitments; inspire trust; work ethically and with integrity; uphold organizational values; accept responsibility for own actions. Demonstrates knowledge of and adherence to EEO policy; promotes a diverse workforce and an inclusive work environment. Performs other duties and projects as assigned.
Qualifications
Experience Required: Twelve (12) or more years of credit, loan, and senior level credit risk administration experience; Banking or commercial finance experience; Management experience. Education & Certifications Bachelor’s degree in business, finance, or related field. Skills, Behaviors, & Knowledge Excellent attention to detail and accuracy; Superior interpersonal verbal and written communication skills; Ability to handle multiple priorities and projects simultaneously; Ability to work independently yet collaborate cross-functionally in a team environment; Proficient in Microsoft Office Suite; Excellent organizational and time management skills; Extensive knowledge of credit, collateral, and lending regulations.
How we’ll support you
Financial Security: 401k plan with company match and immediate vesting. Health & Well-being: Comprehensive insurance options including medical, dental, vision, AD&D, life, disability, HSA with employer contributions, and FSA. Building & Supporting Your Family: Adoption, surrogacy and fertility assistance; paid parental leave and family support solutions. Paid Time Away: Paid vacation, holidays, and volunteer time off. Career Growth: Tuition reimbursement, mentorship programs, leadership development resources, access to LinkedIn Learning, and more.
Salary and Equal Opportunity
The base salary is determined based on education, experience, and other factors. Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to age, ancestry, color, religious creed, disability, marital status, medical condition, genetic information, military status, national origin, race, sex, gender identity/expression, or sexual orientation. If you require reasonable accommodation during the application process, please contact Talent Acquisition.
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Join to apply for the
SVP, Underwriting Manager
role at
Banc of California . The SVP, Credit Manager is responsible for hands-on management of all credit risk aspects of the lending process and the Corporate Asset Finance (CAF) loan portfolio under the general supervision of the Managing Director, CAF. Responsible for loan underwriting and credit approval with direct involvement in all credit administration activities including the development and maintenance of loan policies and procedures, and the tracking of loan portfolio trends, concentrations and statistics through a variety of reports and systems. Works directly with unit managers to establish priorities and coordinate workflow. Performs all duties in accordance with the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.
How you’ll make a difference
Works closely with lending staff to provide support, underwriting assistance and credit approval ensuring compliance with credit policy and regulatory guidance. Manages, executes, and enforces the Bank’s credit policy. Takes action as needed to ensure adherence to the credit risk profile established by the Board of Directors. Approves all extensions of new credit and renewals and modifications of existing credit within its authority. Works closely with lending staff regarding overdrafts and loan tickler status. Follows on delinquent payments and matured notes with lending staff. Reviews reports to ensure reporting/operating compliance and real estate inspection ticklers are maintained. Assists lending staff with vetting, loan structuring, pricing and approvals. Direct involvement with classified assets, develops plans with management and staff to improve the bank’s position, and anticipates deterioration on individual loans by proper risk rating. Ensures that new loans are properly risk rated per Bank’s risk rating definitions. Strong knowledge of bank related lending regulations. Stays abreast of new systems and processes that will streamline and create more efficient loan operations. Interviewing and hiring decisions; manage, support, coach and train staff. Treat people with respect; keep commitments; inspire trust; work ethically and with integrity; uphold organizational values; accept responsibility for own actions. Demonstrates knowledge of and adherence to EEO policy; promotes a diverse workforce and an inclusive work environment. Performs other duties and projects as assigned.
Qualifications
Experience Required: Twelve (12) or more years of credit, loan, and senior level credit risk administration experience; Banking or commercial finance experience; Management experience. Education & Certifications Bachelor’s degree in business, finance, or related field. Skills, Behaviors, & Knowledge Excellent attention to detail and accuracy; Superior interpersonal verbal and written communication skills; Ability to handle multiple priorities and projects simultaneously; Ability to work independently yet collaborate cross-functionally in a team environment; Proficient in Microsoft Office Suite; Excellent organizational and time management skills; Extensive knowledge of credit, collateral, and lending regulations.
How we’ll support you
Financial Security: 401k plan with company match and immediate vesting. Health & Well-being: Comprehensive insurance options including medical, dental, vision, AD&D, life, disability, HSA with employer contributions, and FSA. Building & Supporting Your Family: Adoption, surrogacy and fertility assistance; paid parental leave and family support solutions. Paid Time Away: Paid vacation, holidays, and volunteer time off. Career Growth: Tuition reimbursement, mentorship programs, leadership development resources, access to LinkedIn Learning, and more.
Salary and Equal Opportunity
The base salary is determined based on education, experience, and other factors. Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to age, ancestry, color, religious creed, disability, marital status, medical condition, genetic information, military status, national origin, race, sex, gender identity/expression, or sexual orientation. If you require reasonable accommodation during the application process, please contact Talent Acquisition.
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