Northwest Bank
VP, Commercial Underwriter – Franchise Finance
Northwest Bank, Virginia, Minnesota, United States, 55792
VP, Commercial Underwriter – Franchise Finance
Join to apply for the
VP, Commercial Underwriter – Franchise Finance
role at
Northwest Bank VP, Commercial Underwriter – Franchise Finance
2 weeks ago Be among the first 25 applicants Join to apply for the
VP, Commercial Underwriter – Franchise Finance
role at
Northwest Bank Job Description
The VP, Commercial Underwriter – Franchise Finance serves as the primary underwriter for complex relationships in the large corporate and middle market portfolio for Northwest Bank. The ability to independently perform highly in-depth qualitative and quantitative analysis at the client, industry and macroeconomic levels is required. The Commercial Underwriter is expected to design and recommend credit structures to senior leadership which align with the needs of the clients and the risk appetite of the Bank. Regular client contact will occur as part of the underwriting and portfolio management duties. Where Northwest Bank is the lead agent, the Commercial Underwriter will be involved in the preparation of loan syndication market materials and other supporting documentation and may participate in sell-side activities. Job Description
The VP, Commercial Underwriter – Franchise Finance serves as the primary underwriter for complex relationships in the large corporate and middle market portfolio for Northwest Bank. The ability to independently perform highly in-depth qualitative and quantitative analysis at the client, industry and macroeconomic levels is required. The Commercial Underwriter is expected to design and recommend credit structures to senior leadership which align with the needs of the clients and the risk appetite of the Bank. Regular client contact will occur as part of the underwriting and portfolio management duties. Where Northwest Bank is the lead agent, the Commercial Underwriter will be involved in the preparation of loan syndication market materials and other supporting documentation and may participate in sell-side activities.
Essential Functions
Prepare detailed credit memorandum for complex lending relationships Complete comprehensive analysis on client financial statements Recommend proper loan structure, including appropriate covenant formulas and definitions Identify credit strengths, weaknesses, risks and mitigating factors Determine the required scope for underwriting and due diligence based on client risk profile Participate in joint calls with Relationship Managers Maintain a working knowledge of macroeconomic factors affecting national and global markets Identify and track loan and credit policy exceptions Monitor ongoing risk in the assigned portfolio and recommend proactive action if necessary Prepare annual or quarterly reviews for relationships within the portfolio, as required Recommend and defend appropriate risk ratings Review and negotiate legal documentation with outside bank counsel Develop financial statement forecasts and enterprise valuations Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment
Education + Experience preferred
Bachelor’s degree in Finance, Accounting or related field 8-12 years of experience underwriting in the Restaurant and Franchise Finance sector
This position can be performed remotely, unless you live within 40 miles of one of our Hub locations which are listed below. If you live within 40 miles of one of the locations listed below, you must be onsite Monday - Thursday with Friday as an optional work from home day.
INDEPENDENCE, OH
6480 Rockside Woods Blvd S
Suite 345
Independence, OH 44131
COLUMBUS, OH
HQ
3 Easton Oval
Columbus, OH 43219
BUFFALO, NY
375 Essjay Road
Suite 100
Buffalo, NY 14221
MOUNT JOY, PA
101 East Main Street
Mount Joy, PA 17552
WARREN, PA
100 Liberty Street
Warren, PA 16365
ERIE, PA
800 State Street
Erie, PA 16501
PITTSBURGH, PA
Bellevue
532 Lincoln Avenue
Bellevue, PA 15202
Pittsburgh Business Office
525 William Penn Place
Suite 3550
Pittsburgh, PA 15222
FISHERS, IN
11 Municipal Drive
Suite 150
Fishers, IN 46037
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
Seniority level
Seniority level Executive Employment type
Employment type Full-time Job function
Job function Sales and Business Development Industries Banking Referrals increase your chances of interviewing at Northwest Bank by 2x Sign in to set job alerts for “Commercial Vice President” roles.
Chantilly, VA $190,000.00-$240,000.00 5 months ago Senior Vice President, Head of Enterprise Resource Planning (ERP) Executive
Senior Vice President/Vice President, Marketing, Hospitality Cloud
Senior Vice President, US Environmental and Engineering Services
VP, Business Risk Process Manager (hybrid)
Executive Assistant to Senior Vice President of Finance and Chief Investment Officer
McLean, VA $157,500.00-$292,500.00 2 weeks ago Vice President of Business Development- International Market
Vice President of Business Development- International Market
Senior Vice President, Communications & Brand
Lansdowne, VA $231,286.78-$416,316.19 6 days ago Vice President of Operations (Facilities Management)
Arlington, VA $135,000.00-$143,100.00 5 minutes ago Senior Director, Commercial Contracting, Remote
Chesapeake, VA $105,700.00-$179,700.00 2 months ago Senior Director of Operational Performance -100% Remote Role
Director, Commercial Strategy (Early Career)
Managing Director, Forage Partner Success and Operations
Richmond, VA $91,500.00-$135,000.00 6 hours ago Senior Director, Forage Partner Success and Operations
Richmond, VA $91,500.00-$135,000.00 3 weeks ago EY-Parthenon - Strategy and Execution - Commercial Strategy - Director - Multiple Locations
McLean, VA $205,000.00-$235,000.00 2 weeks ago McLean, VA $157,500.00-$292,500.00 2 weeks ago Vice President. Growth and Strategy - Commercial Energy Infrastructure and Automation
Provost and Senior Vice President for Academic Affairs
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr
Join to apply for the
VP, Commercial Underwriter – Franchise Finance
role at
Northwest Bank VP, Commercial Underwriter – Franchise Finance
2 weeks ago Be among the first 25 applicants Join to apply for the
VP, Commercial Underwriter – Franchise Finance
role at
Northwest Bank Job Description
The VP, Commercial Underwriter – Franchise Finance serves as the primary underwriter for complex relationships in the large corporate and middle market portfolio for Northwest Bank. The ability to independently perform highly in-depth qualitative and quantitative analysis at the client, industry and macroeconomic levels is required. The Commercial Underwriter is expected to design and recommend credit structures to senior leadership which align with the needs of the clients and the risk appetite of the Bank. Regular client contact will occur as part of the underwriting and portfolio management duties. Where Northwest Bank is the lead agent, the Commercial Underwriter will be involved in the preparation of loan syndication market materials and other supporting documentation and may participate in sell-side activities. Job Description
The VP, Commercial Underwriter – Franchise Finance serves as the primary underwriter for complex relationships in the large corporate and middle market portfolio for Northwest Bank. The ability to independently perform highly in-depth qualitative and quantitative analysis at the client, industry and macroeconomic levels is required. The Commercial Underwriter is expected to design and recommend credit structures to senior leadership which align with the needs of the clients and the risk appetite of the Bank. Regular client contact will occur as part of the underwriting and portfolio management duties. Where Northwest Bank is the lead agent, the Commercial Underwriter will be involved in the preparation of loan syndication market materials and other supporting documentation and may participate in sell-side activities.
Essential Functions
Prepare detailed credit memorandum for complex lending relationships Complete comprehensive analysis on client financial statements Recommend proper loan structure, including appropriate covenant formulas and definitions Identify credit strengths, weaknesses, risks and mitigating factors Determine the required scope for underwriting and due diligence based on client risk profile Participate in joint calls with Relationship Managers Maintain a working knowledge of macroeconomic factors affecting national and global markets Identify and track loan and credit policy exceptions Monitor ongoing risk in the assigned portfolio and recommend proactive action if necessary Prepare annual or quarterly reviews for relationships within the portfolio, as required Recommend and defend appropriate risk ratings Review and negotiate legal documentation with outside bank counsel Develop financial statement forecasts and enterprise valuations Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment
Education + Experience preferred
Bachelor’s degree in Finance, Accounting or related field 8-12 years of experience underwriting in the Restaurant and Franchise Finance sector
This position can be performed remotely, unless you live within 40 miles of one of our Hub locations which are listed below. If you live within 40 miles of one of the locations listed below, you must be onsite Monday - Thursday with Friday as an optional work from home day.
INDEPENDENCE, OH
6480 Rockside Woods Blvd S
Suite 345
Independence, OH 44131
COLUMBUS, OH
HQ
3 Easton Oval
Columbus, OH 43219
BUFFALO, NY
375 Essjay Road
Suite 100
Buffalo, NY 14221
MOUNT JOY, PA
101 East Main Street
Mount Joy, PA 17552
WARREN, PA
100 Liberty Street
Warren, PA 16365
ERIE, PA
800 State Street
Erie, PA 16501
PITTSBURGH, PA
Bellevue
532 Lincoln Avenue
Bellevue, PA 15202
Pittsburgh Business Office
525 William Penn Place
Suite 3550
Pittsburgh, PA 15222
FISHERS, IN
11 Municipal Drive
Suite 150
Fishers, IN 46037
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
Seniority level
Seniority level Executive Employment type
Employment type Full-time Job function
Job function Sales and Business Development Industries Banking Referrals increase your chances of interviewing at Northwest Bank by 2x Sign in to set job alerts for “Commercial Vice President” roles.
Chantilly, VA $190,000.00-$240,000.00 5 months ago Senior Vice President, Head of Enterprise Resource Planning (ERP) Executive
Senior Vice President/Vice President, Marketing, Hospitality Cloud
Senior Vice President, US Environmental and Engineering Services
VP, Business Risk Process Manager (hybrid)
Executive Assistant to Senior Vice President of Finance and Chief Investment Officer
McLean, VA $157,500.00-$292,500.00 2 weeks ago Vice President of Business Development- International Market
Vice President of Business Development- International Market
Senior Vice President, Communications & Brand
Lansdowne, VA $231,286.78-$416,316.19 6 days ago Vice President of Operations (Facilities Management)
Arlington, VA $135,000.00-$143,100.00 5 minutes ago Senior Director, Commercial Contracting, Remote
Chesapeake, VA $105,700.00-$179,700.00 2 months ago Senior Director of Operational Performance -100% Remote Role
Director, Commercial Strategy (Early Career)
Managing Director, Forage Partner Success and Operations
Richmond, VA $91,500.00-$135,000.00 6 hours ago Senior Director, Forage Partner Success and Operations
Richmond, VA $91,500.00-$135,000.00 3 weeks ago EY-Parthenon - Strategy and Execution - Commercial Strategy - Director - Multiple Locations
McLean, VA $205,000.00-$235,000.00 2 weeks ago McLean, VA $157,500.00-$292,500.00 2 weeks ago Vice President. Growth and Strategy - Commercial Energy Infrastructure and Automation
Provost and Senior Vice President for Academic Affairs
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr