Liberty Mutual Insurance
Senior Underwriter, Middle Market
Liberty Mutual Insurance, Atlanta, Georgia, United States, 30383
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Senior Underwriter, Middle Market
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Liberty Mutual Insurance Liberty Mutual Insurance provided pay range: $68,000.00/yr - $176,000.00/yr Job Description
Our Middle Market Underwriters focus on answering two fundamental questions: Should we write a policy for a particular customer? What is a fair price for the risk we would incur by writing the policy? As a Liberty Mutual Insurance underwriter, you will have a curiosity that propels you to dig deeper for the answers. This is a multi-industry Property & Casualty underwriting role focused on middle-market accounts, ranging from $100,000 to $1.5 million in written premium. You’ll work across a diverse portfolio of industries, applying your expertise to evaluate complex risks and craft tailored insurance solutions. Responsibilities
Risk Selection: Reviews, rates, underwrites, evaluates, or assesses the business applying for insurance by qualifying accounts, identifying, selecting and assessing risks, determining the premium, policy terms and conditions, obtaining approvals, creating/presenting the proposal to the agent/broker, and successfully negotiating deals. Agent/Broker Relationships: Demonstrates a high level of responsiveness and focus on supporting Agents' and Brokers' objectives. Establishes, develops, and maintains successful relationships with Agents and Brokers to facilitate the marketing of products through responsive service, site visits, in-person renewal meetings, or enhanced knowledge of their customers' businesses. Portfolio Management: Manages a book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit, and diversification, and executing marketing plans to increase market share by attending and making marketing calls to brokers to market and cross-market. Documenting the Deal: Document files in a way that reflects a solid thought process and decision-making through comprehensive account reviews, sign-offs, and referrals that comply with state regulations, letters of authority, and underwriting guidelines. Continuous Improvement: Actively participates in continuous improvement by leading problem-solving activities and using continuous improvement tools to support the team's work. Qualifications
Degree in Business or equivalent typically required A minimum of 3 years expected, typically 5 years or more, of progressive underwriting experience and/or other related business experience CPCU or professional insurance designation preferred Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues Proven track record of developing and underwriting profitable business About Us
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
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Senior Underwriter, Middle Market
role at
Liberty Mutual Insurance Liberty Mutual Insurance provided pay range: $68,000.00/yr - $176,000.00/yr Job Description
Our Middle Market Underwriters focus on answering two fundamental questions: Should we write a policy for a particular customer? What is a fair price for the risk we would incur by writing the policy? As a Liberty Mutual Insurance underwriter, you will have a curiosity that propels you to dig deeper for the answers. This is a multi-industry Property & Casualty underwriting role focused on middle-market accounts, ranging from $100,000 to $1.5 million in written premium. You’ll work across a diverse portfolio of industries, applying your expertise to evaluate complex risks and craft tailored insurance solutions. Responsibilities
Risk Selection: Reviews, rates, underwrites, evaluates, or assesses the business applying for insurance by qualifying accounts, identifying, selecting and assessing risks, determining the premium, policy terms and conditions, obtaining approvals, creating/presenting the proposal to the agent/broker, and successfully negotiating deals. Agent/Broker Relationships: Demonstrates a high level of responsiveness and focus on supporting Agents' and Brokers' objectives. Establishes, develops, and maintains successful relationships with Agents and Brokers to facilitate the marketing of products through responsive service, site visits, in-person renewal meetings, or enhanced knowledge of their customers' businesses. Portfolio Management: Manages a book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit, and diversification, and executing marketing plans to increase market share by attending and making marketing calls to brokers to market and cross-market. Documenting the Deal: Document files in a way that reflects a solid thought process and decision-making through comprehensive account reviews, sign-offs, and referrals that comply with state regulations, letters of authority, and underwriting guidelines. Continuous Improvement: Actively participates in continuous improvement by leading problem-solving activities and using continuous improvement tools to support the team's work. Qualifications
Degree in Business or equivalent typically required A minimum of 3 years expected, typically 5 years or more, of progressive underwriting experience and/or other related business experience CPCU or professional insurance designation preferred Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues Proven track record of developing and underwriting profitable business About Us
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
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