F.N.B. Corporation
Commercial Credit Underwriting Portfolio Manager
F.N.B. Corporation, Baltimore, Maryland, United States, 21276
Overview
Join to apply for the
Commercial Credit Underwriting Portfolio Manager
role at
F.N.B. Corporation . Position overview and responsibilities below reflect the role as described. Primary Responsibilities
Responsible for underwriting, monitoring, and analyzing assigned Commercial portfolio. Ensure risks are identified timely, maintain a high degree of accuracy and quality underwriting, and portfolio management practices are aligned with the bank's risk appetite and regulatory standards. Maintain professional development and measurable objectives. Lead on complex transactions including syndications, multi-level capital structures, and/or Middle Market relationships while demonstrating excellent communication skills to voice opinions clearly, effectively solve problems, and make recommendations regarding credit structure, risk, appropriate risk ratings and policy compliance. Monitor and ensure the assigned portfolio is within acceptable tolerances as well as published KPIs/KRIs. Assist Commercial Relationship Managers in the management of client relationships while maintaining a high degree of credibility. Optimize customer relationships by working directly with Relationship Managers. Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten. Work with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements. Act as a mentor to junior Underwriting Portfolio Managers. Effectively present proposed credit actions in written analysis documents and, as necessary, verbally to committee and meetings. Performs other related duties and projects as assigned. All employees have the responsibility and accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. Qualifications
Minimum Education:
BA or BS Experience:
3 years of job-related experience Skills:
Excellent project management skills; excellent written and verbal communication; strong organizational, analytical and interpersonal skills; ability to use a personal computer and job-related software; MS Word (Basic); MS PowerPoint (Basic); knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices; knowledge of commercial banking policies, procedures and government regulations Licenses/Certifications:
N/A Travel/Physical:
Travel may be required on occasion Job Details
Seniority level:
Associate Employment type:
Full-time Job function:
Finance and General Business Industries:
Financial Services and Banking Additional Information
This description includes required responsibilities and qualifications for the Commercial Credit Underwriting Portfolio Manager role at F.N.B. Corporation. It does not include any non-authoritative or speculative content from external sources.
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Join to apply for the
Commercial Credit Underwriting Portfolio Manager
role at
F.N.B. Corporation . Position overview and responsibilities below reflect the role as described. Primary Responsibilities
Responsible for underwriting, monitoring, and analyzing assigned Commercial portfolio. Ensure risks are identified timely, maintain a high degree of accuracy and quality underwriting, and portfolio management practices are aligned with the bank's risk appetite and regulatory standards. Maintain professional development and measurable objectives. Lead on complex transactions including syndications, multi-level capital structures, and/or Middle Market relationships while demonstrating excellent communication skills to voice opinions clearly, effectively solve problems, and make recommendations regarding credit structure, risk, appropriate risk ratings and policy compliance. Monitor and ensure the assigned portfolio is within acceptable tolerances as well as published KPIs/KRIs. Assist Commercial Relationship Managers in the management of client relationships while maintaining a high degree of credibility. Optimize customer relationships by working directly with Relationship Managers. Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten. Work with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements. Act as a mentor to junior Underwriting Portfolio Managers. Effectively present proposed credit actions in written analysis documents and, as necessary, verbally to committee and meetings. Performs other related duties and projects as assigned. All employees have the responsibility and accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. Qualifications
Minimum Education:
BA or BS Experience:
3 years of job-related experience Skills:
Excellent project management skills; excellent written and verbal communication; strong organizational, analytical and interpersonal skills; ability to use a personal computer and job-related software; MS Word (Basic); MS PowerPoint (Basic); knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices; knowledge of commercial banking policies, procedures and government regulations Licenses/Certifications:
N/A Travel/Physical:
Travel may be required on occasion Job Details
Seniority level:
Associate Employment type:
Full-time Job function:
Finance and General Business Industries:
Financial Services and Banking Additional Information
This description includes required responsibilities and qualifications for the Commercial Credit Underwriting Portfolio Manager role at F.N.B. Corporation. It does not include any non-authoritative or speculative content from external sources.
#J-18808-Ljbffr