Bank of America
Credit Officer II-Global Corporate & Investment Banking
Bank of America, San Francisco, California, United States, 94199
Overview Credit Officer II-Global Corporate & Investment Banking at Bank of America. Base pay range: $125,000.00/yr - $258,700.00/yr. This role is responsible for managing, monitoring, and documenting credit risk for a portfolio of clients, including underwriting and structuring financing solutions across the Global Banking and Markets product spectrum.
To be considered for an interview, please make sure your application is full in line with the job specs as found below. Responsibilities
Oversees and assesses the credit worthiness of borrowers based on due diligence findings, financial statement analysis, forecasting, analysis of company and industry risks, terms and conditions, and relationship profitability to provide high quality credit approval to Corporate Banking, Investment Banking, Global Markets, and Treasury Exercises Delegated Approval Authority using sound judgment and expertise to make approval decisions for the business including new lending limits, structuring and negotiating deal terms, credit worthiness, annual reviews and renewals, risk ratings, and breach actions Acts as a senior coverage team resource supporting ongoing credit matters and asset quality, maintaining adherence to the bank's risk appetite and risk strategies to mitigate losses while identifying opportunities to responsibly grow the loan portfolio Leads new credit originations in coordination and collaboration with the coverage teams including Relationship Managers, Risk, Syndications, Treasury, and all other product partners Negotiates and structures legal documentation related to loans and derivatives Establishes appropriate internal risk ratings for clients and implements accurate adjustments throughout the client's credit life cycle Trains, coaches, and mentors Credit Analysts and Associates Required Qualifications
9+ years Corporate/Commercial credit experience Strong understanding of accounting and corporate finance Strong understanding of legal credit agreements Strong knowledge of ancillary bank products (treasury, cash management, derivatives) Strong business writing skills Ability to coach junior teammates Desired Qualifications
Specific experience within Technology, Media, Telecom & Gaming industries Bachelor’s Degree in Finance or related Skills
Analytical Thinking Credit and Risk Assessment Financial Analysis Loan Structuring Underwriting Attention to Detail Business Acumen Financial Forecasting and Modeling Research Analysis Written Communications Business Development Collaboration Critical Thinking Portfolio Analysis Stakeholder Management Shift 1st shift (United States of America) Hours Per Week 40 Seniority level Mid-Senior level Employment type Full-time Job function
Finance and Sales Industries
Banking
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To be considered for an interview, please make sure your application is full in line with the job specs as found below. Responsibilities
Oversees and assesses the credit worthiness of borrowers based on due diligence findings, financial statement analysis, forecasting, analysis of company and industry risks, terms and conditions, and relationship profitability to provide high quality credit approval to Corporate Banking, Investment Banking, Global Markets, and Treasury Exercises Delegated Approval Authority using sound judgment and expertise to make approval decisions for the business including new lending limits, structuring and negotiating deal terms, credit worthiness, annual reviews and renewals, risk ratings, and breach actions Acts as a senior coverage team resource supporting ongoing credit matters and asset quality, maintaining adherence to the bank's risk appetite and risk strategies to mitigate losses while identifying opportunities to responsibly grow the loan portfolio Leads new credit originations in coordination and collaboration with the coverage teams including Relationship Managers, Risk, Syndications, Treasury, and all other product partners Negotiates and structures legal documentation related to loans and derivatives Establishes appropriate internal risk ratings for clients and implements accurate adjustments throughout the client's credit life cycle Trains, coaches, and mentors Credit Analysts and Associates Required Qualifications
9+ years Corporate/Commercial credit experience Strong understanding of accounting and corporate finance Strong understanding of legal credit agreements Strong knowledge of ancillary bank products (treasury, cash management, derivatives) Strong business writing skills Ability to coach junior teammates Desired Qualifications
Specific experience within Technology, Media, Telecom & Gaming industries Bachelor’s Degree in Finance or related Skills
Analytical Thinking Credit and Risk Assessment Financial Analysis Loan Structuring Underwriting Attention to Detail Business Acumen Financial Forecasting and Modeling Research Analysis Written Communications Business Development Collaboration Critical Thinking Portfolio Analysis Stakeholder Management Shift 1st shift (United States of America) Hours Per Week 40 Seniority level Mid-Senior level Employment type Full-time Job function
Finance and Sales Industries
Banking
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