OneMain Financial
Associate Director - Credit Policy & Analytics
OneMain Financial, Charlotte, North Carolina, United States, 28245
Associate Director - Credit Policy & Analytics
OneMain Financial is seeking an Associate Director for our Credit Card Analytics team in Charlotte, NC to help grow our new credit card business. Position:
Associate Director, Analytics-Credit Cards Location:
Charlotte, NC (Hybrid) This leader will be responsible for growing the card business by having a significant responsibility within the Cards new account strategy team leading credit policy. A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. In the Role
Develop and manage key Acquisition strategies to grow Exposure profitably: approve / decline, initial credit line, and pricing Partner with Underwriting and Product teams to optimize booking rates Partner with Data Science to evaluate alternative data sources, and develop and implement cutting edge underwriting models Design and manage A/B testing around initial credit line Partnering with Technology, Engineering, and Implementation partners to drive timely change across different platforms Build and develop a team of analysts supporting the long-term card product growth Requirements
Bachelor’s degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management, or Computer Science is preferred. 7+ years of experience in a data driven analytics environment; consumer lending, credit cards, or Fintech preferred; PHD degrees may offset experience. Advanced analytical skillset using tools such as SQL, Excel skills required; experience with multiple types of relational databases and/or querying languages is a plus Innovative and capable of developing a highly analytical approach to solving problems preferably inside consumer lending Strong communication, interpersonal and negotiation skills to achieve business objectives Ability to work in fast-paced ever-changing environment and the ability to juggle an array of tasks and individuals on tight timelines 4+ years as a people manager Preferred
Demonstrates the ability to balance strategic thinking and credit policy delivery Strong team leader with strong focus on employee development & proven ability for building & leading large talented teams located across various geographies & time zones Excellent communication skills and ability to influence senior executives and peers across functions Ability to synthesize insights across different sources into a comprehensive and holistic strategy Exhibits energy, curiosity, and ability to frame intelligent questions to uncover issues and spearhead the formulation of approach and methodology Self-motivated and organized – a high degree of comfort managing multiple stakeholders and team members; strong collaboration and teamwork skills; and a problem-solver oriented toward achieving results Benefits
OneMain Financial provides opportunities and benefits that make their health and careers a priority, including: Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurance Up to 4% matching 401(k) Employee Stock Purchase Plan (10% share discount) Tuition reimbursement Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date) Paid sick leave as determined by state or local ordinance, prorated based on start date Paid holidays (7 days per year, based on start date) Paid volunteer time (3 days per year, prorated based on start date)
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OneMain Financial is seeking an Associate Director for our Credit Card Analytics team in Charlotte, NC to help grow our new credit card business. Position:
Associate Director, Analytics-Credit Cards Location:
Charlotte, NC (Hybrid) This leader will be responsible for growing the card business by having a significant responsibility within the Cards new account strategy team leading credit policy. A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. In the Role
Develop and manage key Acquisition strategies to grow Exposure profitably: approve / decline, initial credit line, and pricing Partner with Underwriting and Product teams to optimize booking rates Partner with Data Science to evaluate alternative data sources, and develop and implement cutting edge underwriting models Design and manage A/B testing around initial credit line Partnering with Technology, Engineering, and Implementation partners to drive timely change across different platforms Build and develop a team of analysts supporting the long-term card product growth Requirements
Bachelor’s degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management, or Computer Science is preferred. 7+ years of experience in a data driven analytics environment; consumer lending, credit cards, or Fintech preferred; PHD degrees may offset experience. Advanced analytical skillset using tools such as SQL, Excel skills required; experience with multiple types of relational databases and/or querying languages is a plus Innovative and capable of developing a highly analytical approach to solving problems preferably inside consumer lending Strong communication, interpersonal and negotiation skills to achieve business objectives Ability to work in fast-paced ever-changing environment and the ability to juggle an array of tasks and individuals on tight timelines 4+ years as a people manager Preferred
Demonstrates the ability to balance strategic thinking and credit policy delivery Strong team leader with strong focus on employee development & proven ability for building & leading large talented teams located across various geographies & time zones Excellent communication skills and ability to influence senior executives and peers across functions Ability to synthesize insights across different sources into a comprehensive and holistic strategy Exhibits energy, curiosity, and ability to frame intelligent questions to uncover issues and spearhead the formulation of approach and methodology Self-motivated and organized – a high degree of comfort managing multiple stakeholders and team members; strong collaboration and teamwork skills; and a problem-solver oriented toward achieving results Benefits
OneMain Financial provides opportunities and benefits that make their health and careers a priority, including: Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurance Up to 4% matching 401(k) Employee Stock Purchase Plan (10% share discount) Tuition reimbursement Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date) Paid sick leave as determined by state or local ordinance, prorated based on start date Paid holidays (7 days per year, based on start date) Paid volunteer time (3 days per year, prorated based on start date)
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