United Texas Bank Dallas
AVP, Enterprise Risk Assessment
United Texas Bank Dallas, Dallas, Texas, United States, 75215
Join to apply for the
AVP, Enterprise Risk Assessment
role at
United Texas Bank Dallas Brief Description United Texas Bank is a Dallas-based Texas business bank focused on providing creative, solution-focused service to help our clients achieve financial success. The strength of UTB is based on our ability to listen and react to our customer’s needs in a timely, personal, and professional manner. The AVP of Enterprise Risk Assessment is a strategic leadership role responsible for designing, executing, and maintaining the enterprise risk assessment program across the bank. This role provides a comprehensive view of inherent and residual risks across all business units and risk categories, supporting executive decision-making, regulatory compliance, and alignment with the bank’s risk appetite. What You'll Do Enterprise Risk Assessment Oversight
Lead the design, implementation, and periodic refresh of the bank-wide risk assessment framework, incorporating risk identification, measurement, and evaluation methodologies. Manage the annual enterprise risk assessment process, ensuring participation from key business units and alignment with the bank’s strategic objectives and risk appetite. Own the bank’s risk taxonomy and ensure proper classification and coverage across risk categories (credit, market, liquidity, operational, compliance, strategic, reputational, etc.). Aggregate risk assessment results to provide enterprise-level insights, identifying key and emerging risks, and ensuring alignment with capital planning and strategic risk-taking. Develop and maintain risk scoring models using qualitative and quantitative criteria for assessing inherent risk, control effectiveness, and residual risk. Ensure consistency in risk assessment practices across business units and risk types by establishing documentation standards, calibration guidance, and training protocols. Design and maintain risk heatmaps, risk registers, dashboards, and reporting tools that communicate risk insights to senior management, the Risk Committee, and the Board. Governance and Stakeholder Engagement
Facilitate cross-functional working groups to coordinate risk assessments (e.g., top risk identification, emerging risk workshops, scenario analysis). Support Risk Committees and Board presentations with clear summaries of enterprise-level risk trends and concentrations. Partner with Internal Audit, Compliance, and business lines to ensure integration between risk assessments, audit planning, and control testing efforts. Prepare for and respond to regulatory inquiries or exams related to the bank’s risk assessment processes. Program Maturity and Innovation
Continuously enhance the maturity of the risk assessment program in alignment with regulatory expectations (e.g., OCC, FRB, FDIC), industry best practices, and bank growth. Implement tools and automation to streamline the risk assessment process and improve data quality, traceability, and reporting accuracy. Lead special initiatives such as emerging risk identification, climate risk assessments, strategic risk reviews, or scenario analysis programs. Requirements
5-7 years of experience in enterprise risk management, internal audit, operational risk, or related disciplines within financial services. Deep understanding of risk management principles, regulatory expectations (e.g., FRB SR 21-3, OCC Heightened Expectations), and control frameworks (e.g., COSO, Basel). Strong analytical and problem-solving skills, with experience in qualitative and quantitative risk scoring. Demonstrated ability to influence cross-functional stakeholders and present complex risk concepts to senior leadership. Relevant certifications (CRM, FRM, CIA, CERP, CRCM). Experience with GRC platforms and risk analytics tools. Familiarity with capital adequacy frameworks (e.g., ICAAP, CCAR/DFAST), TPRM integration, or ESG/climate risk. Summary UTB Employee Benefits:
Medical Dental Vision Telehealth Health Reimbursement Arrangement (HRA) Flexible Spending Account (FSA) Health Savings Account (HSA) 401K with Employer Match Life Insurance – Employer Provided Supplemental Life - Voluntary Short-term Disability Long-term Disability Employee Assistance Program Prescription Discount Discount Legal Services ID Theft Protection Services UTB is an equal opportunity employer. Qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
#J-18808-Ljbffr
AVP, Enterprise Risk Assessment
role at
United Texas Bank Dallas Brief Description United Texas Bank is a Dallas-based Texas business bank focused on providing creative, solution-focused service to help our clients achieve financial success. The strength of UTB is based on our ability to listen and react to our customer’s needs in a timely, personal, and professional manner. The AVP of Enterprise Risk Assessment is a strategic leadership role responsible for designing, executing, and maintaining the enterprise risk assessment program across the bank. This role provides a comprehensive view of inherent and residual risks across all business units and risk categories, supporting executive decision-making, regulatory compliance, and alignment with the bank’s risk appetite. What You'll Do Enterprise Risk Assessment Oversight
Lead the design, implementation, and periodic refresh of the bank-wide risk assessment framework, incorporating risk identification, measurement, and evaluation methodologies. Manage the annual enterprise risk assessment process, ensuring participation from key business units and alignment with the bank’s strategic objectives and risk appetite. Own the bank’s risk taxonomy and ensure proper classification and coverage across risk categories (credit, market, liquidity, operational, compliance, strategic, reputational, etc.). Aggregate risk assessment results to provide enterprise-level insights, identifying key and emerging risks, and ensuring alignment with capital planning and strategic risk-taking. Develop and maintain risk scoring models using qualitative and quantitative criteria for assessing inherent risk, control effectiveness, and residual risk. Ensure consistency in risk assessment practices across business units and risk types by establishing documentation standards, calibration guidance, and training protocols. Design and maintain risk heatmaps, risk registers, dashboards, and reporting tools that communicate risk insights to senior management, the Risk Committee, and the Board. Governance and Stakeholder Engagement
Facilitate cross-functional working groups to coordinate risk assessments (e.g., top risk identification, emerging risk workshops, scenario analysis). Support Risk Committees and Board presentations with clear summaries of enterprise-level risk trends and concentrations. Partner with Internal Audit, Compliance, and business lines to ensure integration between risk assessments, audit planning, and control testing efforts. Prepare for and respond to regulatory inquiries or exams related to the bank’s risk assessment processes. Program Maturity and Innovation
Continuously enhance the maturity of the risk assessment program in alignment with regulatory expectations (e.g., OCC, FRB, FDIC), industry best practices, and bank growth. Implement tools and automation to streamline the risk assessment process and improve data quality, traceability, and reporting accuracy. Lead special initiatives such as emerging risk identification, climate risk assessments, strategic risk reviews, or scenario analysis programs. Requirements
5-7 years of experience in enterprise risk management, internal audit, operational risk, or related disciplines within financial services. Deep understanding of risk management principles, regulatory expectations (e.g., FRB SR 21-3, OCC Heightened Expectations), and control frameworks (e.g., COSO, Basel). Strong analytical and problem-solving skills, with experience in qualitative and quantitative risk scoring. Demonstrated ability to influence cross-functional stakeholders and present complex risk concepts to senior leadership. Relevant certifications (CRM, FRM, CIA, CERP, CRCM). Experience with GRC platforms and risk analytics tools. Familiarity with capital adequacy frameworks (e.g., ICAAP, CCAR/DFAST), TPRM integration, or ESG/climate risk. Summary UTB Employee Benefits:
Medical Dental Vision Telehealth Health Reimbursement Arrangement (HRA) Flexible Spending Account (FSA) Health Savings Account (HSA) 401K with Employer Match Life Insurance – Employer Provided Supplemental Life - Voluntary Short-term Disability Long-term Disability Employee Assistance Program Prescription Discount Discount Legal Services ID Theft Protection Services UTB is an equal opportunity employer. Qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
#J-18808-Ljbffr