Gusto
Overview
Senior Product Manager, Business Money at Gusto. Join to apply for the Senior Product Manager, Business Money role at Gusto. About Gusto
Gusto is a modern, online people platform that helps small businesses take care of their teams. On top of full-service payroll, Gusto offers health insurance, 401(k)s, expert HR, and team management tools. Today, Gusto offices in Denver, San Francisco, and New York serve more than 400,000 businesses nationwide. Our mission is to create a world where work empowers a better life, and it starts right here at Gusto. We’re committed to building a collaborative and inclusive workplace, both physically and virtually. Learn more about our Total Rewards philosophy. By The Numbers: Named #1 best software for small business of 2024 by G2; 2,700+ employees in the United States, Canada, Mexico, and Turkiye and growing; Over $500M in annual revenue; The SMB market is large and growing with opportunities to impact SMBs. What Product Management Is Like At Gusto
We’re looking for high-autonomy, entrepreneurial Product Managers to build high-impact solutions for small businesses and their employees. We believe in high-ownership Product Managers who operate like business owners—owning an entire roadmap end to end, from strategy through execution. Our Product team is lean, offering a high degree of impact and ownership. We serve small and medium businesses with a mission-driven culture focused on lifting up these business owners. Team and Role
Gusto’s Business Money team is building the financial operating system for small businesses. We help owners manage how money flows in and out of their business — from paying bills and running payroll on time to accessing capital and controlling employee expenses. We’re expanding beyond payroll into a comprehensive small business platform, and this role is at the heart of that transformation. You’ll help build financial tools that give business owners more confidence and control over their cash flow, enabling them to focus on growing their business. Examples of solutions include budgeting and cash flow tools, expense management features, and financing options such as working capital when needed. What You’ll Do Day-to-Day
Own roadmap initiatives for Gusto’s business money products, including expense management, cash flow, and related financial services features. Lead from the front to deliver small business and consumer-focused financial solutions that support core operational needs (e.g., issuing cards, scanning receipts, categorizing expenses, tracking mileage, providing capital when needed). Collaborate with cross-functional teams—Product, Engineering, Design, Data, Risk, Compliance, Legal, and Ops—to ship resilient, compliant, and delightful products. Partner with external vendors (issuing banks, card processors, loan platforms, accounting infrastructure) to deliver a reliable, integrated experience. Understand customers, especially how financial stress impacts small business owners, and translate empathy into effective product narratives. Define KPIs, build dashboards, and use data to drive prioritization, learning, and iteration. Own the business outcomes of your workstream and champion growth. What We’re Looking For
Bias toward action, comfort with ambiguity, and strong ownership. 5+ years of product management experience in fintech or adjacent industries. Hands-on experience in expense management, card issuing, or small business lending; bonus for ledgering, ACH/wire/RTP payments, or third-party vendor integrations. Thrives in 0→1 and 1→10 environments and delivers impact with limited resources. Understands the regulatory and operational complexity of financial products and can partner with Risk, Legal, and Compliance teams. If you don’t meet all criteria, you may still apply. We’re looking for someone excited to join the team. Compensation and Location
Cash compensation for this role is targeted at $152,000 to $190,000/yr in Denver and most major metro locations, and $184,000 to $230,000/yr for San Francisco, New York, and Seattle. Final offer amounts depend on location, experience, and other factors. Where PMs Work
Gusto has offices in Denver, San Francisco, and New York with remote team members across the US and Canada. We are also hiring for hubs in Toronto and Seattle. Open roles specify location eligibility on the careers page. Note: The San Francisco office expectations cover the San Francisco and San Jose metro areas. When working from a non-office location, a secure, reliable internet connection is required. Equal Opportunity
Gusto is proud to be an equal opportunity employer. We do not discriminate based on race, color, religion, national origin, age, sex (including pregnancy or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other legally protected characteristics. Gusto considers qualified applicants with criminal histories in line with federal, state, and local laws. We provide reasonable accommodations for qualified individuals with disabilities and disabled veterans. If you require accommodations at any point, please fill out this form and a member of our team will contact you. We also protect applicants’ information with our Fraudulent Activity Disclaimer and Applicant Privacy Notice. Legal and Security
Gusto takes security and protection of your personal information seriously. Please review our Fraudulent Activity Disclaimer and Applicant Privacy Notice. Seniority level
Mid-Senior level Employment type
Full-time Job function
Product Management and Marketing Industries: Software Development
#J-18808-Ljbffr
Senior Product Manager, Business Money at Gusto. Join to apply for the Senior Product Manager, Business Money role at Gusto. About Gusto
Gusto is a modern, online people platform that helps small businesses take care of their teams. On top of full-service payroll, Gusto offers health insurance, 401(k)s, expert HR, and team management tools. Today, Gusto offices in Denver, San Francisco, and New York serve more than 400,000 businesses nationwide. Our mission is to create a world where work empowers a better life, and it starts right here at Gusto. We’re committed to building a collaborative and inclusive workplace, both physically and virtually. Learn more about our Total Rewards philosophy. By The Numbers: Named #1 best software for small business of 2024 by G2; 2,700+ employees in the United States, Canada, Mexico, and Turkiye and growing; Over $500M in annual revenue; The SMB market is large and growing with opportunities to impact SMBs. What Product Management Is Like At Gusto
We’re looking for high-autonomy, entrepreneurial Product Managers to build high-impact solutions for small businesses and their employees. We believe in high-ownership Product Managers who operate like business owners—owning an entire roadmap end to end, from strategy through execution. Our Product team is lean, offering a high degree of impact and ownership. We serve small and medium businesses with a mission-driven culture focused on lifting up these business owners. Team and Role
Gusto’s Business Money team is building the financial operating system for small businesses. We help owners manage how money flows in and out of their business — from paying bills and running payroll on time to accessing capital and controlling employee expenses. We’re expanding beyond payroll into a comprehensive small business platform, and this role is at the heart of that transformation. You’ll help build financial tools that give business owners more confidence and control over their cash flow, enabling them to focus on growing their business. Examples of solutions include budgeting and cash flow tools, expense management features, and financing options such as working capital when needed. What You’ll Do Day-to-Day
Own roadmap initiatives for Gusto’s business money products, including expense management, cash flow, and related financial services features. Lead from the front to deliver small business and consumer-focused financial solutions that support core operational needs (e.g., issuing cards, scanning receipts, categorizing expenses, tracking mileage, providing capital when needed). Collaborate with cross-functional teams—Product, Engineering, Design, Data, Risk, Compliance, Legal, and Ops—to ship resilient, compliant, and delightful products. Partner with external vendors (issuing banks, card processors, loan platforms, accounting infrastructure) to deliver a reliable, integrated experience. Understand customers, especially how financial stress impacts small business owners, and translate empathy into effective product narratives. Define KPIs, build dashboards, and use data to drive prioritization, learning, and iteration. Own the business outcomes of your workstream and champion growth. What We’re Looking For
Bias toward action, comfort with ambiguity, and strong ownership. 5+ years of product management experience in fintech or adjacent industries. Hands-on experience in expense management, card issuing, or small business lending; bonus for ledgering, ACH/wire/RTP payments, or third-party vendor integrations. Thrives in 0→1 and 1→10 environments and delivers impact with limited resources. Understands the regulatory and operational complexity of financial products and can partner with Risk, Legal, and Compliance teams. If you don’t meet all criteria, you may still apply. We’re looking for someone excited to join the team. Compensation and Location
Cash compensation for this role is targeted at $152,000 to $190,000/yr in Denver and most major metro locations, and $184,000 to $230,000/yr for San Francisco, New York, and Seattle. Final offer amounts depend on location, experience, and other factors. Where PMs Work
Gusto has offices in Denver, San Francisco, and New York with remote team members across the US and Canada. We are also hiring for hubs in Toronto and Seattle. Open roles specify location eligibility on the careers page. Note: The San Francisco office expectations cover the San Francisco and San Jose metro areas. When working from a non-office location, a secure, reliable internet connection is required. Equal Opportunity
Gusto is proud to be an equal opportunity employer. We do not discriminate based on race, color, religion, national origin, age, sex (including pregnancy or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other legally protected characteristics. Gusto considers qualified applicants with criminal histories in line with federal, state, and local laws. We provide reasonable accommodations for qualified individuals with disabilities and disabled veterans. If you require accommodations at any point, please fill out this form and a member of our team will contact you. We also protect applicants’ information with our Fraudulent Activity Disclaimer and Applicant Privacy Notice. Legal and Security
Gusto takes security and protection of your personal information seriously. Please review our Fraudulent Activity Disclaimer and Applicant Privacy Notice. Seniority level
Mid-Senior level Employment type
Full-time Job function
Product Management and Marketing Industries: Software Development
#J-18808-Ljbffr