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Wintrust Financial Corporation

Portfolio Manager, Commercial Real Estate

Wintrust Financial Corporation, Chicago, Illinois, United States, 60290

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Base pay range $71,000.00/yr - $110,000.00/yr

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois.

Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”

Why join us?

An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years)

Competitive pay and annual discretionary bonus eligible

Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company matches and tuition reimbursement to name a few

Family-friendly work hours

Promote from within culture

Overview The Commercial Real Estate Banking segment of the Commercial Bank provides customized and comprehensive solutions to create value and help meet the strategic priorities and evolving needs of our real estate clients and prospects - which include best-in-class national/regional developers, investors, and owners of non-owner-occupied real estate. Commercial Real Estate is seeking a Portfolio Manager who will learn the business trade and our relationships. The ideal candidate is self-motivated and can multi-task across job functions, various client needs and competing bank priorities. This person will report to the Senior Credit Officer.

Responsibilities

Underwrite existing portfolio credit approvals for renewals and other Credit requests pertaining to existing clients

Underwrite opportunity memos and full credit approvals for new business clients

Independently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of credit

Proactively manage covenant compliance testing for existing clients and new clients on an ongoing basis

Develop a working knowledge of credit/loan policy for credit requests and exceptions

Perform collateral analysis of current and prospective customers

Actively participate in existing client and potential new client meetings/site visits with banking team

Handle various aspects of a customer relationship except negotiations pertaining to pricing and loan structuring

Maintenance of Annual Review form for multi-year CRE borrowing facilities for existing clients

Work with external and internal business partners on review of deal related legal documents

Ongoing monitoring, tracking, and management of the reporting requirement and loan documentation exception process

Effective communication with Credit and Commercial Real Estate Banking Officers

Qualifications

3+ years’ commercial real estate/credit experience, with a working knowledge of banking environment, products and all supporting processes and technology

Formal Bank credit training is preferred, with a strong understanding of general credit and risk principles, and banking policies/procedures

Bachelor’s degree (Business, Finance, Accounting or Economics preferred)

Proficiency in MS Office: Excel, Word, PowerPoint, and financial forecast models

Strong analytical and organizational skills with the ability to proactively manage and prioritize workflow

Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment

Benefits

Medical Insurance

Dental

Vision

Life insurance

Accidental death and dismemberment

Short-term and long-term Disability Insurance

Parental Leave

Employee Assistance Program (EAP)

Traditional and Roth 401(k) with company match

Flexible Spending Account (FSA)

Employee Stock Purchase Plan at 5% discount

Critical Illness Insurance

Accident Insurance

Transportation and Commuting Benefits

Banking Benefits

Pet Insurance

Compensation The estimated salary range for this role is $71,000-$110,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience.

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Finance and Sales

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