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Calculated Hire

SBA Credit Officer

Calculated Hire, Columbus, Ohio, United States, 43224

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Base pay range

$100,000.00/yr - $120,000.00/yr Credit Workout Officer III – SBA Focus

Contract Type:

Full-Time Overview

Our financial client is seeking an experienced

Credit Workout Officer III

to join the

Special Assets Group , specializing in

Small Business Administration (SBA) 7(a) and 504 loans . This role focuses on managing, restructuring, and resolving SBA loan workouts while ensuring full compliance with

SBA Standard Operating Procedures (SOP) . As the bank builds out its

dedicated Small Business Workout team , this position will serve as a subject-matter expert — working closely with the SBA department, counsel, and lending teams to improve guarantee recovery, enforce repayment, and strengthen workout operations. Key Responsibilities

Manage the

workout process for SBA 7(a) and 504 loans , ensuring SOP compliance and documentation accuracy. Prepare and review

loan recaps, risk ratings, and workout plans ; recommend restructure or liquidation strategies. Oversee

SBA guarantee purchase packages

and ensure timely submission. Coordinate with

legal, loan officers, and appraisers

on demand letters, collateral, and charge-offs. Support ongoing

collection activity, foreclosures, and bankruptcy reviews

as needed. Participate in

SAG Watch Calls

and prepare summary reports. Partner cross-functionally to enhance workflows and efficiency within the SBA workout function. Qualifications

5+ years

of experience in commercial lending, special assets, or credit workout. Working knowledge of

SBA SOPs

and guarantee purchase processes preferred. Strong analytical and documentation skills; detail-oriented with proven accuracy. Proficient in Microsoft Office and adaptable to loan systems. Excellent interpersonal and communication skills; collaborative with internal teams. Bachelor’s degree in Business, Finance, or related field preferred. Seniorities and Employment

Seniority level:

Mid-Senior level Employment type:

Full-time Job function:

Accounting/Auditing, General Business, and Finance Industries:

Banking Benefits

Medical insurance Vision insurance 401(k) Referrals increase your chances of interviewing at Calculated Hire by 2x

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