Ceres USA Company
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Financial Projections Actuary
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Ceres USA Company Company Overview Ceres USA Holdings, LLC was formed as part of the insurance side of the New Westaim strategy and is the parent company to Ceres Life Insurance, a fast-growing, forward-thinking annuity carrier startup dedicated to securing financial futures for clients through innovative annuity solutions. At Ceres, we are deeply committed to fostering a positive, client-centered culture. Our approach focuses on proactive solutions, self-service tools, and collaborative client relationships to help individuals reach their financial goals and retire confidently. Job Summary We are seeking a hands-on, strategically minded Financial Projections Actuary to manage and streamline the actuarial component of financial projections & analysis (FP&A) deliverables at a fast-growing, technology-forward annuity company specializing in Multi-Year Guaranteed Annuities (MYGAs) and Fixed Index Annuities (FIAs). Key Responsibilities
Develop, maintain, and take ownership of the quarterly financial projections process, including the design of reporting templates and detailed explanations of forecasts versus actuals. Manage documentation of FP&A scenarios, assumptions, and sensitivities. Perform single cell testing of projections, including re-calculations of CARVM reserves, asset valuations, and hedge valuations at future time steps. Coordinate with the modeling actuary and finance on sensitivities, assumption updates, and ad-hoc deliverables. Prepare presentations and explanations for the board, risk committee, and treasury on financial projection and liquidity stress testing results, including key drivers. Continuously analyze modeling system, tools, reporting templates, etc. for improvements and creatively develop streamlined solutions alongside the data and analytics team. Recommend relevant sensitivities and stress scenarios to the Appointed Actuary, Chief Actuary, and other senior leaders for consideration in subsequent FP&A cycles. Required Qualifications
ASA or recent FSA with 5+ years of actuarial experience in life/annuity insurance. Strong understanding of modeling techniques for projecting MYGA and FIA portfolios under a variety of economic scenarios. Excellent communication and problem-solving skills; Experience with developing innovative solutions and communicating complex topics to a diverse audience. 2+ years of experience with basic programming languages and data analytical tools (e.g., Alteryx, R, Python, SQL, Visual Basic, or similar). Experience in a financial reporting role or similar, managing deliverables with tight timelines which impact financial statements or external disclosures. Working knowledge of US STAT, US GAAP, US Tax and Risk-Based Capital requirements for deferred annuity products (including C3 Phase I/II) and corresponding financial statement presentations. Comfortable working in a small, entrepreneurial environment with cross-functional collaboration. Preferred Qualifications
Experience in PBR, Cash Flow Testing, or FP&A roles. Exposure to ALM, Asset Modeling, or Hedging. Experience translating modeled results into strategy discussions with senior finance leaders. Experience with SLOPE actuarial modeling and asset modeling software. Self-starter with strong business acumen and a desire to influence both sides of the balance sheet. Why Join Us?
Be a key contributor in shaping a new valuation function at a growing company. Direct exposure to executive decision-making and investment strategy. Collaborative, flat organizational structure with opportunities for cross-functional growth. Competitive compensation, actuarial support, and flexible work arrangements.
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Financial Projections Actuary
role at
Ceres USA Company Company Overview Ceres USA Holdings, LLC was formed as part of the insurance side of the New Westaim strategy and is the parent company to Ceres Life Insurance, a fast-growing, forward-thinking annuity carrier startup dedicated to securing financial futures for clients through innovative annuity solutions. At Ceres, we are deeply committed to fostering a positive, client-centered culture. Our approach focuses on proactive solutions, self-service tools, and collaborative client relationships to help individuals reach their financial goals and retire confidently. Job Summary We are seeking a hands-on, strategically minded Financial Projections Actuary to manage and streamline the actuarial component of financial projections & analysis (FP&A) deliverables at a fast-growing, technology-forward annuity company specializing in Multi-Year Guaranteed Annuities (MYGAs) and Fixed Index Annuities (FIAs). Key Responsibilities
Develop, maintain, and take ownership of the quarterly financial projections process, including the design of reporting templates and detailed explanations of forecasts versus actuals. Manage documentation of FP&A scenarios, assumptions, and sensitivities. Perform single cell testing of projections, including re-calculations of CARVM reserves, asset valuations, and hedge valuations at future time steps. Coordinate with the modeling actuary and finance on sensitivities, assumption updates, and ad-hoc deliverables. Prepare presentations and explanations for the board, risk committee, and treasury on financial projection and liquidity stress testing results, including key drivers. Continuously analyze modeling system, tools, reporting templates, etc. for improvements and creatively develop streamlined solutions alongside the data and analytics team. Recommend relevant sensitivities and stress scenarios to the Appointed Actuary, Chief Actuary, and other senior leaders for consideration in subsequent FP&A cycles. Required Qualifications
ASA or recent FSA with 5+ years of actuarial experience in life/annuity insurance. Strong understanding of modeling techniques for projecting MYGA and FIA portfolios under a variety of economic scenarios. Excellent communication and problem-solving skills; Experience with developing innovative solutions and communicating complex topics to a diverse audience. 2+ years of experience with basic programming languages and data analytical tools (e.g., Alteryx, R, Python, SQL, Visual Basic, or similar). Experience in a financial reporting role or similar, managing deliverables with tight timelines which impact financial statements or external disclosures. Working knowledge of US STAT, US GAAP, US Tax and Risk-Based Capital requirements for deferred annuity products (including C3 Phase I/II) and corresponding financial statement presentations. Comfortable working in a small, entrepreneurial environment with cross-functional collaboration. Preferred Qualifications
Experience in PBR, Cash Flow Testing, or FP&A roles. Exposure to ALM, Asset Modeling, or Hedging. Experience translating modeled results into strategy discussions with senior finance leaders. Experience with SLOPE actuarial modeling and asset modeling software. Self-starter with strong business acumen and a desire to influence both sides of the balance sheet. Why Join Us?
Be a key contributor in shaping a new valuation function at a growing company. Direct exposure to executive decision-making and investment strategy. Collaborative, flat organizational structure with opportunities for cross-functional growth. Competitive compensation, actuarial support, and flexible work arrangements.
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