Equity Bank
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Mortgage Loan Underwriter
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Equity Bank Job Type: Full-Time/Hourly Jump start your career at
Equity Bank ! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values. Responsibilities And Expectations Underwrite Mortgage Loans Underwrite mortgage loans according to the agencies, secondary market investor guidelines and Equity Bank underwriting guidelines ultimately balancing bank safety and soundness against loan production needs of the loan originators. Well versed with guidelines for VA, FHA, RD and Conventional loans. Reviews and calculates qualifying income for borrowers, including complex self-employed and personal and business tax returns Reviews credit reports to determine if borrowers meet investor, agency and Equity Bank credit worthiness requirements Reviews appraisals to determine if the collateral meets secondary market and portfolio requirements and supports the value given by the appraiser. Loans are underwritten within established timeframes. Communicate results back to loan processors and/or loan originators. Clear to close loans for final documents. Requirements High School diploma required. 2-3 years of mortgage lending experience required. VA, SARR, FHA Chums/DE preferred Experience with DU, LP and GUS underwriting systems preferred Experience with Encompass LOS preferred Excellent interpersonal skills and professional manner Computer skills, especially the ability to work in Windows based systems Maintain a working understanding that complies with, banking regulations, bank policies, and procedures. Benefits Available Health, Dental & Vision Insurance Group Life & Long-Term Disability Insurance Flexible Spending & Health Savings Accounts Group Cancer Insurance 401(K) Retirement Plan w/Company Match Generous Vacation & Sick Time Employee Stock Purchase Plan (ESPP) Pet Insurance Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
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Mortgage Loan Underwriter
role at
Equity Bank Job Type: Full-Time/Hourly Jump start your career at
Equity Bank ! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values. Responsibilities And Expectations Underwrite Mortgage Loans Underwrite mortgage loans according to the agencies, secondary market investor guidelines and Equity Bank underwriting guidelines ultimately balancing bank safety and soundness against loan production needs of the loan originators. Well versed with guidelines for VA, FHA, RD and Conventional loans. Reviews and calculates qualifying income for borrowers, including complex self-employed and personal and business tax returns Reviews credit reports to determine if borrowers meet investor, agency and Equity Bank credit worthiness requirements Reviews appraisals to determine if the collateral meets secondary market and portfolio requirements and supports the value given by the appraiser. Loans are underwritten within established timeframes. Communicate results back to loan processors and/or loan originators. Clear to close loans for final documents. Requirements High School diploma required. 2-3 years of mortgage lending experience required. VA, SARR, FHA Chums/DE preferred Experience with DU, LP and GUS underwriting systems preferred Experience with Encompass LOS preferred Excellent interpersonal skills and professional manner Computer skills, especially the ability to work in Windows based systems Maintain a working understanding that complies with, banking regulations, bank policies, and procedures. Benefits Available Health, Dental & Vision Insurance Group Life & Long-Term Disability Insurance Flexible Spending & Health Savings Accounts Group Cancer Insurance 401(K) Retirement Plan w/Company Match Generous Vacation & Sick Time Employee Stock Purchase Plan (ESPP) Pet Insurance Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
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