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Builderstrustcapital

Account Executive

Builderstrustcapital, Newark, New Jersey, us, 07175

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We are looking for an Account Executive who thrives in a fast-paced, entrepreneurial growth environment. This individual will be responsible for proactively identifying, developing and maintaining a quality network of business relationships that serve as a source of referrals for new commercial mortgage lending opportunities. These business relationships include builders, developers, realtors, brokers, appraisers, title agents, as well as professional and personal contacts. The company also provides branded marketing support to its salesforce. In addition, our AEs are encouraged to participate in professional organizations, community organizations, and other networking forums. You will interview new and existing customers to determine their loan requirements and recommend appropriate products, terms, and pricing. Once a loan has been successfully started, our Loan Processors manage the file through closing so our AEs can focus on prospecting and originating.

Responsibilities

Establish, develop and maintain client referral relationships with builders, developers, realtors, brokers, appraisers, title agents, as well as professional and personal contacts

Prospect and source lending opportunities leveraging both new and existing relationships

Ensure timely follow up on new leads generated by referrals and marketing programs

Represent Builders Trust Capital at conferences, community events, and networking events

Collect and report on prospect and lead conversion data in a CRM system and/or with custom reports

Interview potential borrowers to determine their product requirements and program qualifications

Complete loan application and collect initial documentation requirements to issue term sheet and move to processing

Structure the loan to address customer requirements within lending guidelines

Negotiate price, terms, and conditions

Ensure required information and documentation is submitted to the loan processing department and properly recorded in the loan origination system upon acceptance

Deliver “white glove” customer service throughout the full life of loan

Maintain current knowledge of all applicable lending regulations, the economy, market rates, vendors, and competitors

Keep informed on trends, changes and developments in the local real estate market

Maintain a professional image and standards consistent with company

Evaluate processes and procedures for efficiency opportunities and implement process improvements

Manage and train junior loan officers, sales assistants, and other employees, as required

Maintain and update the Sales Policy and Procedure Manual

Ad hoc projects, as assigned

Qualifications

Dedication to providing customers with an exceptional experience with the organization and its products at every touch point

Strong sales skills including effective prospecting, customer needs assessment, solution development, and ongoing relationship management

Strong communication and interpersonal skills with external and internal stakeholders

Analytically minded with an ability to read, interpret and draw accurate conclusions from financial statements, appraisals, reports, and other sources

Ability to exercise good judgment in assessing and effectively managing risks associated with business objectives and activities

Deep knowledge of mortgage products and the origination process

Established relationships with local referral networks preferred

Strong working knowledge of the MS Office Suite including SharePoint

Knowledge of Encompass and/or Salesforce a plus

Demonstrated ability to maintain confidentiality and use discretion in daily activities

Ability to meet production goals in a fast-paced environment with tight deadlines and constant interruptions; Ability to flexibly adjust priorities in a changing environment

Self-motivated team player with a strong work ethic and high level of personal accountability

Positive personality with a high level of integrity

Valid drivers license

Education & Experience

2+ years of sales experience required

Bachelor’s degree from an accredited college/university preferred

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