First Western Financial, Inc.
Mortgage Loan Originator (Pinedale)
First Western Financial, Inc., Pinedale, Wyoming, United States, 82941
Overview
First Western is seeking a Mortgage Loan Originator to join our team. Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team. As a Mortgage Loan Originator at First Western, you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Pinedale Mortgage team to deliver comprehensive solutions that exceed client expectations. If you are passionate about providing exceptional service to clients and are looking for a challenging and rewarding opportunity, we encourage you to apply for this position today.
What You Will Do
Individual annual sales goal component to be assigned in conjunction with the annual office sales goals
Ongoing development of a referral network through prospecting, networking, cold-calling, and participating in community outreach efforts that promote the Bank and home-ownership
Spend more than 50% of working time away from First Western's office(s) engaging in soliciting new mortgage loan business
Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners
Respond to all inquiries and referrals within 24 hours
Meet applicants face-to-face or over the phone
Conduct interviews with potential applicants to determine the appropriate loan programs/products
Analyze applicants' income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs
Present a full and complete loan application with supporting documentation to the operations team within 72 hours
Complete all initial and subsequent loan disclosures with accuracy and timeliness required by TILA, RESPA, and MDIA regulations
Meet volume goals as established by the sales management team
Attend all sales meetings and complete all required training
What You Bring
Proficient in Microsoft Office Suite
Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines
Solid understanding of mortgage regulatory requirements, including the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
Demonstrated success in cultivating and maintaining a quality referral network
Ability to analyze and calculate income from complex financial data
Solid understanding of mortgage loan processing, underwriting, and closing
Professional presentation, written and verbal communication skills
Detail-oriented
Education and Experience Education Level : Bachelor's Degree, or equivalent work experience, Required
Experience Level : 1-3 years, Recent residential mortgage lending experience, preferably within a bank environment, Required
License/Certification : Active NMLS registration, Upon Hire, Required
What You Receive At First Western, we pride ourselves on our culture of innovation, teamwork, and continuous learning. We are committed to providing our employees with the tools and resources they need to succeed, including ongoing training and development, a competitive compensation package, and a comprehensive benefits program.
Pay Range:
Commission Only
Job Classification:
Full-Time Exempt
*Actual offer will be based on experience, location, education, and/or skills*
Benefits
Strong Bonus Potential
401(k) Plan with Match
Paid Parking/Transportation Benefits
Access to Training & Professional Development Programs
Sponsorship for Obtaining Professional Certifications
Flex Spending Accounts
Health Savings Account
Health & Wellness Benefits
Paid Time-Off and Bank Holidays
Interested in learning more and seeing how we connect? Visit us today at: https://myfw.com/careers/
Questions? Contact Talent.Management@myfw.com
First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds, including non-traditional backgrounds, historically marginalized, or underrepresented groups are strongly encouraged to apply.
First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. In keeping with our commitment, First Western Financial, Inc. will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact Talent.Management@myfw.com.
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First Western is seeking a Mortgage Loan Originator to join our team. Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team. As a Mortgage Loan Originator at First Western, you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Pinedale Mortgage team to deliver comprehensive solutions that exceed client expectations. If you are passionate about providing exceptional service to clients and are looking for a challenging and rewarding opportunity, we encourage you to apply for this position today.
What You Will Do
Individual annual sales goal component to be assigned in conjunction with the annual office sales goals
Ongoing development of a referral network through prospecting, networking, cold-calling, and participating in community outreach efforts that promote the Bank and home-ownership
Spend more than 50% of working time away from First Western's office(s) engaging in soliciting new mortgage loan business
Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners
Respond to all inquiries and referrals within 24 hours
Meet applicants face-to-face or over the phone
Conduct interviews with potential applicants to determine the appropriate loan programs/products
Analyze applicants' income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs
Present a full and complete loan application with supporting documentation to the operations team within 72 hours
Complete all initial and subsequent loan disclosures with accuracy and timeliness required by TILA, RESPA, and MDIA regulations
Meet volume goals as established by the sales management team
Attend all sales meetings and complete all required training
What You Bring
Proficient in Microsoft Office Suite
Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines
Solid understanding of mortgage regulatory requirements, including the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
Demonstrated success in cultivating and maintaining a quality referral network
Ability to analyze and calculate income from complex financial data
Solid understanding of mortgage loan processing, underwriting, and closing
Professional presentation, written and verbal communication skills
Detail-oriented
Education and Experience Education Level : Bachelor's Degree, or equivalent work experience, Required
Experience Level : 1-3 years, Recent residential mortgage lending experience, preferably within a bank environment, Required
License/Certification : Active NMLS registration, Upon Hire, Required
What You Receive At First Western, we pride ourselves on our culture of innovation, teamwork, and continuous learning. We are committed to providing our employees with the tools and resources they need to succeed, including ongoing training and development, a competitive compensation package, and a comprehensive benefits program.
Pay Range:
Commission Only
Job Classification:
Full-Time Exempt
*Actual offer will be based on experience, location, education, and/or skills*
Benefits
Strong Bonus Potential
401(k) Plan with Match
Paid Parking/Transportation Benefits
Access to Training & Professional Development Programs
Sponsorship for Obtaining Professional Certifications
Flex Spending Accounts
Health Savings Account
Health & Wellness Benefits
Paid Time-Off and Bank Holidays
Interested in learning more and seeing how we connect? Visit us today at: https://myfw.com/careers/
Questions? Contact Talent.Management@myfw.com
First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds, including non-traditional backgrounds, historically marginalized, or underrepresented groups are strongly encouraged to apply.
First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. In keeping with our commitment, First Western Financial, Inc. will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact Talent.Management@myfw.com.
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