WesBanco Bank Inc.
Mortage Loan Officer- Residential Lending - Lima, OH
WesBanco Bank Inc., Lima, Ohio, United States, 45807
Overview
Mortgage Loan Officer- Residential Lending. Location: Lima, Ohio (hybrid: remote and office on a formalized schedule). Market: Findlay. Work Hours per Week: 40. Status: Full-time. Area of Interest: Lending. All Locations: Lima, Ohio, United States. Responsibilities
Originate various types of mortgage loans. Generate bank fee income by originating secondary market loans, and build or replace portfolio as directed by senior management. Complete loan applications, inputting complete and accurate information in the loan origination system. Obtain all necessary documentation specific to the product, program and needs of the client. Review customer provided documentation to ensure it meets industry standards, review customer credit and analyze information to address outstanding questions. Disclose and provide the client with all required documentation within 3 days of application. Deliver a complete application electronically to processing partners within 3 days of application, followed by customer documentation within 5 days of application. Review realistic expectations and timeline with the customer during the initial application process. Conduct weekly pipeline calls with processors and/or team to share information and identify needs, responsibilities, and completion timelines. Promote the bank’s mortgage within the real estate community by attending realtor functions, community events and educational opportunities. Communicate effective updates with customers throughout the mortgage process to ensure no surprises. Maintain and update sales stage information so the referral source can track progress. Promote and cross-sell all bank products and services. Adhere to the terms of the Service Level Agreement (SLA). Qualifications
Associate’s degree (A.A.) or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience. Knowledge of FNMA, FHLMC, FHA, and VA preferred and experience with related AUS preferred. Mortgage loan origination lending background is required. Other Requirements
Banking is a highly regulated industry and you will be expected to acquire and maintain proficiency in the bank’s policies and procedures, and adhere to all laws, rules and regulations applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. Able to multi-task under sometimes stressful conditions. Must provide exceptional, professional service to mortgage customers, underwriters, processors and closers. Be the content expert on all programs and products offered by the bank, as well as the overall mortgage industry. Listen to the needs of customers and align them with the appropriate product and program to meet their mortgage needs. Pre-Qualify purchase customers as requested. Employment Details
Full-Time/Part-Time: Full-time Area of Interest: Lending All Locations: Lima, Ohio, United States
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Mortgage Loan Officer- Residential Lending. Location: Lima, Ohio (hybrid: remote and office on a formalized schedule). Market: Findlay. Work Hours per Week: 40. Status: Full-time. Area of Interest: Lending. All Locations: Lima, Ohio, United States. Responsibilities
Originate various types of mortgage loans. Generate bank fee income by originating secondary market loans, and build or replace portfolio as directed by senior management. Complete loan applications, inputting complete and accurate information in the loan origination system. Obtain all necessary documentation specific to the product, program and needs of the client. Review customer provided documentation to ensure it meets industry standards, review customer credit and analyze information to address outstanding questions. Disclose and provide the client with all required documentation within 3 days of application. Deliver a complete application electronically to processing partners within 3 days of application, followed by customer documentation within 5 days of application. Review realistic expectations and timeline with the customer during the initial application process. Conduct weekly pipeline calls with processors and/or team to share information and identify needs, responsibilities, and completion timelines. Promote the bank’s mortgage within the real estate community by attending realtor functions, community events and educational opportunities. Communicate effective updates with customers throughout the mortgage process to ensure no surprises. Maintain and update sales stage information so the referral source can track progress. Promote and cross-sell all bank products and services. Adhere to the terms of the Service Level Agreement (SLA). Qualifications
Associate’s degree (A.A.) or equivalent from two-year college or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience. Knowledge of FNMA, FHLMC, FHA, and VA preferred and experience with related AUS preferred. Mortgage loan origination lending background is required. Other Requirements
Banking is a highly regulated industry and you will be expected to acquire and maintain proficiency in the bank’s policies and procedures, and adhere to all laws, rules and regulations applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. Able to multi-task under sometimes stressful conditions. Must provide exceptional, professional service to mortgage customers, underwriters, processors and closers. Be the content expert on all programs and products offered by the bank, as well as the overall mortgage industry. Listen to the needs of customers and align them with the appropriate product and program to meet their mortgage needs. Pre-Qualify purchase customers as requested. Employment Details
Full-Time/Part-Time: Full-time Area of Interest: Lending All Locations: Lima, Ohio, United States
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