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First Interstate

AgriBusiness & Commercial Relationship Manager II

First Interstate, Chamberlain, South Dakota, United States, 57325

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AgriBusiness & Commercial Relationship Manager II

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AgriBusiness & Commercial Relationship Manager II

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First Interstate . This position can be located at any of our Aberdeen, Brookings, Chamberlain, Hartford, Madison, Mitchell, Sioux Falls Downtown, or Yankton branches. What’s Important To You

We know your career is just one aspect of a meaningful, complex, and demanding life. That’s why we designed our compensation and benefits package to provide employees and their families with as much choice as possible. Generous Paid Time Off (PTO) in addition to paid federal holidays. Student debt employer repayment program. 401(k) retirement plan with a 6% match. Summary

This role serves as an intermediate level AgriBusiness and Commercial banking position with functionality ranging from business development utilizing a small business platform to supporting senior bankers as an apprentice relative to portfolio management and experience with complex credit functions. Essential Duties And Responsibilities

Achieves individual annual production and growth goals for loan, deposits and fees to ensure the bank meets its overall financial targets and conforms to credit terms. Initiates and develops new business through outside business development activities. Develops a comprehensive understanding of the client’s needs based on the review and analysis of personal bank business financial data gathered through relationship reviews and personal meetings. Actively participates in community organizations to source business development opportunities and demonstrates First Interstate Bank’s commitment to the communities we serve. Builds client and prospect referral pipeline via identification and development of internal and external center of influence. Develops and maintains an in-depth knowledge of products and services as well as knowledge of competitors and competitive products. Analyzes credit to determine the ability of clients to qualify for borrowing requirements. Maintains follow up on existing loans to ensure compliance with internal procedures and other required terms. Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Exhibits advanced credit analysis and commercial underwriting skills, including accounting, financial statement and cash flow analysis. Knowledge of commercial lending policies, procedures, practices and documentation. Knowledge of the bank’s risk-rating system, credit products and underwriting policies. Proficient written and verbal communication and presentation skills. Ability to work effectively with individuals and groups across the company to manage customer relationships. Education And/Or Experience

Bachelor's Degree in Business, Finance or equivalent required. 4-6 years in commercial lending or commercial credit underwriting; or the equivalent combination of education and experience required.

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