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Russell Tobin

Residential Mortgage Underwriter

Russell Tobin, Plano, Texas, us, 75086

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This range is provided by Russell Tobin. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range

$40.00/hr - $41.00/hr Direct message the job poster from Russell Tobin Financial and Professional Services Associate @Russell Tobin | Connecting Talent to Companies

We are seeking an experienced Mortgage Underwriter to assess loan applications and provide second-signature oversight on approvals made by our mortgage fulfillment vendor. This role involves analyzing borrower qualifications, ensuring compliance with lending guidelines, and making sound credit decisions. Key Responsibilities: Evaluate mortgage applications to determine borrower eligibility, creditworthiness, and ability to repay. Review and verify financial documents, credit reports, income sources (including complex self-employed income), and asset statements. Analyze applications involving multiple investment properties or second homes. Ensure compliance with internal lending policies and regulatory guidelines, including TRID rules and disclosure requirements. Perform second-signature reviews on appraisals and files underwritten by third-party vendors. Approve, condition, or deny loans based on thorough risk assessment. Required Qualifications: High school diploma or equivalent; 2–5 years of mortgage underwriting experience. In-depth knowledge of the full mortgage origination process and regulatory guidelines. Proven ability to perform complex income calculations and manual underwriting. Strong analytical skills, attention to detail, and effective written/verbal communication. Proficiency in TRID regulations and mortgage disclosure timing. Preferred Qualifications: Bachelor’s degree in a related field. 5–10 years of mortgage underwriting experience. ***Pay Rate- $40-$41/hour Russell Tobin offers eligible employee's comprehensive healthcare coverage (medical, dental, and vision plans), supplemental coverage (accident insurance, critical illness insurance and hospital indemnity), 401(k)-retirement savings, life & disability insurance, an employee assistance program, legal support, auto, home insurance, pet insurance and employee discounts with preferred vendors. Seniority level

Seniority level Not Applicable Employment type

Employment type Contract Job function

Job function Finance, Other, and Accounting/Auditing Industries Financial Services, Banking, and Real Estate Referrals increase your chances of interviewing at Russell Tobin by 2x Sign in to set job alerts for “Mortgage Underwriter” roles.

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