Capital One
Principal Auditor- Credit Risk Management (Hybrid)
Capital One, Deerfield, Illinois, United States, 60063
Principal Auditor- Credit Risk Management (Hybrid)
Capital One’s Audit function is a dedicated group of professionals focused on delivering top-quality assurance services to the organization’s Audit Committee. Audit professionals are experienced, well-trained and credentialed, and operate within a collaborative, agile environment to deliver value-added opinions and recommendations. Audit's vision to provide high value, independent, proactive insights, to innovate with technology, and to be a top-notch talent destination, creates a dynamic and challenging atmosphere for both personal growth and professional opportunity. Capital One is seeking an energetic, self-motivated Principal Auditor interested in becoming part of our Audit team. As a member of the Audit team, the candidate will focus on audits of Credit Risk Management. Responsibilities: Lead small audits, or own completion of significant components of larger audits. Develop engagement planning documentation for assigned areas to communicate rationale for scoping decisions, and develop audit programs to ensure adequate coverage of risks. Design and execute appropriate audit procedures to verify the effectiveness of internal controls. Document auditee processes and procedures, review and analyze evidence, and identify potential issues. Prepare clear, organized, and complete documentation to support work performed, including draft findings. Establish and maintain good client and team relations during engagements. Effectively communicate information and audit progress to team, clients and auditor-in-charge. Self-prioritize and effectively plan your own work activities, managing multiple priorities and tasks across the team to deliver quality results. Proactively take on additional work to support the team when possible. Provide coaching, on-the-job training, and feedback to audit staff, including junior associates and recent hires. Ideal teammate characteristics: You are a critical thinker who seeks to understand the business, credit risk management, and the associated control environment. You believe insight and objectivity are core elements to providing assurance on governance, risk management, and internal control processes. You possess a relentless focus on quality and timeliness. You adapt to change, embrace bold ideas, and are intellectually curious. You ask questions, test assumptions, and challenge conventional thinking. You develop influential relationships based on shared risk objectives and trust to deliver business impact. You believe a strong understanding of data, analytics, and technology enhances auditing capabilities. You are a teacher who leads by example, coaches, and drives positive change with candor and optimism. You build an environment of trust and collaboration to attract, hire, and retain top talent. Basic Qualifications: Bachelor’s Degree or military experience At least 4 years of experience in auditing, credit risk management, financial analysis, or a combination At least 2 years of experience in leading audits or performing in the role of auditor-in-charge Preferred Qualifications: Master’s Degree in Auditing, Accounting, Finance, Economics, or Business Administration Professional certification such as Chartered Financial Analyst (CFA) or Certified Risk Manager (CRM) 5+ years of experience in Credit Risk Management at a large bank or financial services organization Extensive experience in credit policy or underwriting from a financial institution or consulting A track record of decision making and problem solving based on analytics; a strong quantitative orientation matched with conceptual thinking skills Additional notes:
This role does not sponsor new applicants for employment authorization. Work arrangement:
This role is hybrid; associates spend 3 days per week in-person at an office listed in this posting. Fridays are enterprise-wide virtual work days. Monday–Thursday are in-person days for collaboration in team areas. Location-based pay information:
The minimum and maximum full-time annual salaries are listed by location and refer to the amount Capital One is willing to pay at the time of posting. Salaries for part-time roles will be prorated based on hours worked. Locations and salary ranges include: Charlotte, NC: $106,700 - $121,700 McLean, VA: $117,300 - $133,900 New York, NY: $128,000 - $146,100 Plano, TX: $106,700 - $121,700 Richmond, VA: $106,700 - $121,700 Riverwoods, IL: $106,700 - $121,700 Additional compensation:
This role is eligible for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives (LTI). Incentives may be discretionary or non-discretionary depending on the plan. Benefits and equal opportunity:
Capital One offers a comprehensive set of benefits and is an equal opportunity employer. Eligibility varies by status and role. Capital One promotes a drug-free workplace and adheres to applicable laws regarding criminal background inquiries. Application notes:
This role is expected to accept applications for a minimum of 5 business days. No agencies please.
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Capital One’s Audit function is a dedicated group of professionals focused on delivering top-quality assurance services to the organization’s Audit Committee. Audit professionals are experienced, well-trained and credentialed, and operate within a collaborative, agile environment to deliver value-added opinions and recommendations. Audit's vision to provide high value, independent, proactive insights, to innovate with technology, and to be a top-notch talent destination, creates a dynamic and challenging atmosphere for both personal growth and professional opportunity. Capital One is seeking an energetic, self-motivated Principal Auditor interested in becoming part of our Audit team. As a member of the Audit team, the candidate will focus on audits of Credit Risk Management. Responsibilities: Lead small audits, or own completion of significant components of larger audits. Develop engagement planning documentation for assigned areas to communicate rationale for scoping decisions, and develop audit programs to ensure adequate coverage of risks. Design and execute appropriate audit procedures to verify the effectiveness of internal controls. Document auditee processes and procedures, review and analyze evidence, and identify potential issues. Prepare clear, organized, and complete documentation to support work performed, including draft findings. Establish and maintain good client and team relations during engagements. Effectively communicate information and audit progress to team, clients and auditor-in-charge. Self-prioritize and effectively plan your own work activities, managing multiple priorities and tasks across the team to deliver quality results. Proactively take on additional work to support the team when possible. Provide coaching, on-the-job training, and feedback to audit staff, including junior associates and recent hires. Ideal teammate characteristics: You are a critical thinker who seeks to understand the business, credit risk management, and the associated control environment. You believe insight and objectivity are core elements to providing assurance on governance, risk management, and internal control processes. You possess a relentless focus on quality and timeliness. You adapt to change, embrace bold ideas, and are intellectually curious. You ask questions, test assumptions, and challenge conventional thinking. You develop influential relationships based on shared risk objectives and trust to deliver business impact. You believe a strong understanding of data, analytics, and technology enhances auditing capabilities. You are a teacher who leads by example, coaches, and drives positive change with candor and optimism. You build an environment of trust and collaboration to attract, hire, and retain top talent. Basic Qualifications: Bachelor’s Degree or military experience At least 4 years of experience in auditing, credit risk management, financial analysis, or a combination At least 2 years of experience in leading audits or performing in the role of auditor-in-charge Preferred Qualifications: Master’s Degree in Auditing, Accounting, Finance, Economics, or Business Administration Professional certification such as Chartered Financial Analyst (CFA) or Certified Risk Manager (CRM) 5+ years of experience in Credit Risk Management at a large bank or financial services organization Extensive experience in credit policy or underwriting from a financial institution or consulting A track record of decision making and problem solving based on analytics; a strong quantitative orientation matched with conceptual thinking skills Additional notes:
This role does not sponsor new applicants for employment authorization. Work arrangement:
This role is hybrid; associates spend 3 days per week in-person at an office listed in this posting. Fridays are enterprise-wide virtual work days. Monday–Thursday are in-person days for collaboration in team areas. Location-based pay information:
The minimum and maximum full-time annual salaries are listed by location and refer to the amount Capital One is willing to pay at the time of posting. Salaries for part-time roles will be prorated based on hours worked. Locations and salary ranges include: Charlotte, NC: $106,700 - $121,700 McLean, VA: $117,300 - $133,900 New York, NY: $128,000 - $146,100 Plano, TX: $106,700 - $121,700 Richmond, VA: $106,700 - $121,700 Riverwoods, IL: $106,700 - $121,700 Additional compensation:
This role is eligible for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives (LTI). Incentives may be discretionary or non-discretionary depending on the plan. Benefits and equal opportunity:
Capital One offers a comprehensive set of benefits and is an equal opportunity employer. Eligibility varies by status and role. Capital One promotes a drug-free workplace and adheres to applicable laws regarding criminal background inquiries. Application notes:
This role is expected to accept applications for a minimum of 5 business days. No agencies please.
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