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Northwest Bank

Commercial Banking - Relationship Manager

Northwest Bank, Boise, Idaho, United States, 83708

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Overview

Commercial Banking - Relationship Manager at Northwest Bank. Join to apply for the Commercial Banking - Relationship Manager role at Northwest Bank. Location: Boise, ID. Job Overview

The Relationship Manager (RM) leads the development and maintenance of a loan portfolio, leveraging banking experience to ensure customer satisfaction. They identify customer needs, analyze financial data, and create financial solutions meeting client goals. They develop new business by building trusted client relationships, nurturing referrals, and engaging in persistent business development. They lead collaboration across internal teams to support client success. Essential Duties & Responsibilities

Understand the client’s business, industry, and leadership. Clearly identify financial outcomes that enhance the client’s success. Develop financial solutions that are creative, sound, and effective. Ensure every deal is executed with high quality, quickly and fairly. Interview potential clients and accept credit applications. Review applications and credit histories. Review and analyze credit reports and financial information. Evaluate existing and projected company cash flow. Determine value of collateral; review independent appraisal reports. Approve or reject credit applications within bank standards. Prepare detailed loan presentations on new credit applications. Monitor loan documentation and processing. Engage with customers, assess client needs, and offer solutions. Identify gaps in service and products; communicate internally to identify opportunities for growth and differentiation. Communicate with bank management about portfolio health and growth opportunities. Monitor loans through periodic reviews and documentation. Review maturing loans, extensions, and construction draws. Resolve customer payment issues. Maintain credit files with status updates on client relationships. Develop new sources of business independently and proactively. Leverage market insight to target potential customers. Respond to inquiries regarding credit and deposit products. Represent Northwest Bank products and solutions. Minimum Qualifications

Relevant undergraduate degree or equivalent experience Minimum 5 years of experience in commercial lending Proven business development skills Thorough knowledge of credit services and banking services Thorough knowledge of lending policies and procedures Thorough knowledge of business cash flow Computer skills including Windows-based software, word processing and spreadsheets, internet usage, email, and bank software Effective oral and written communication skills Details

Seniority level: Mid-Senior level Employment type: Full-time Job function: Finance and Sales Industries: Banking Referrals increase your chances of interviewing at Northwest Bank. Get notified about new Commercial Banking Relationship Manager jobs in Boise, ID.

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