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Fifth Third Bank

Mortgage Loan Originator

Fifth Third Bank, Saint Johns, Michigan, United States

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Overview

Mortgage Loan Originator at Fifth Third Bank. Per the role, you will originate residential 1st mortgage loans for outside referrals and assume responsibility for the loan from application to closing. Essential Duties And Responsibilities

Develop referral contacts (realtors, builders, professional and personal contacts). Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. Maintain knowledge of available loan products, processing procedures, underwriting and general departmental guidelines. Follow defined protocol for escalation exceptions. Take applicant applications by completing Fannie Mae Form 1003 on the laptop. Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS. Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by management. Manage pipeline for all originated loans through closing and complete required management reports. Communicate with branches and/or applicants on providing timely updates and progress reports. Maintain high levels of customer service while managing each applicant\'s and support staff\'s expectations. Attend and participate in all Consumer Lending meetings as required by management. Minimum Knowledge And Skills Required

High school diploma or equivalent mandatory. Four-year college degree preferred. Knowledge of conventional and/or government lending guidelines. Knowledge of residential mortgage processing, underwriting, and closing procedures. Knowledge of federal lending regulations governing real estate lending. Demonstrated organizational skills. Strong written and verbal communications skills. Demonstrated teamwork and customer service skills. Proven computer skills. Basic sales technique skills. Strong desire to excel in a competitive environment. This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site provides the MU4R questions and registration required for employment in this position. Compensation And Benefits

Mortgage Loan Originator compensation is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the needs of employees and their families. More information can be obtained upon request or on the 53.com Careers page. Location: Crown Point, Indiana 46307 Equal Employment Opportunity

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. Get notified about new Mortgage Loan Originator jobs in St Johns, MI.

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