Cigna
Risk Management & Underwriting Leadership Development Program - June 2026
Cigna, Scottsdale, Arizona, us, 85261
Overview
Launch your career. Build your future. Make an impact. Are you ready to apply your analytical mindset and problem-solving skills in a dynamic, fast-paced environment? Join our Risk Management & Underwriting Leadership Development Program (RULDP Evolve) for a unique opportunity to grow your career while helping shape smart insurance decisions that drive business success. As an RULDP associate, you’ll evaluate risk, help determine pricing and make decisions that directly influence our bottom line, all while protecting the company’s financial strength and meeting the needs of our clients. Responsibilities
What You Can Expect from the RULDP Experience From day one, you’ll be supported by mentors, managers, peers, and program leads as you build foundational skills and develop into a future leader. Our 5-year program features: Technical Training:
Learn the ins and outs of underwriting, risk analysis, product knowledge, negotiation, and more through our intensive underwriting Training curriculum. Professional Development:
Enhance leadership and communication skills through workshops, mentoring, and hands-on experiences. Optional Rotational Opportunities:
Participate in two rotations (typically 2.5 years each), giving you exposure to different products, markets, or customer segments. Career Exploration:
Job shadowing and opportunities to participate in strategic initiatives will give you insight into the full spectrum of Risk Management and Underwriting Roles. Qualifications
We\'re seeking curious, driven individuals who are eager to learn, grow, and lead. RULDP Evolve is a great opportunity for recent graduates or those early in their careers who are excited to apply their academic knowledge in a real-world setting. Bachelor’s degree is required. Preferred majors/minors: Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare. If outside of preferred majors, relevant internship or work experience in analytics, finance, or the insurance space is required. GPA of 3.0 or higher preferred Strong analytical and critical thinking skills A strong foundation in working with math and numbers Excellent verbal and written communication skills Confident negotiator and problem-solver Customer-focused mindset This role is designed to support your transition from academia to industry. Additional Requirements
Start Date:
Monday June 8, 2026 Location:
Hybrid position out of Bloomfield, CT; Philadelphia, PA; Franklin, TN; Chattanooga, TN or Scottsdale, AZ. Requires in-person work at least three days per week (Tuesday, Wednesday, and one additional day) at your assigned office location, with flexibility to work from home for balance of time. Work Authorization:
Open to individuals eligible for employment in the United States and who would not require visa support now or in the future (including H-1B or CPT/OPT/STEM). Timeline:
Recruitment includes several rounds (recruiter phone screen and up to 3 rounds of interviews). Final round in-person with potential travel. Application window closes October 23, 2025, or until roles are filled. If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic provider with speeds of at least 10 Mbps download/5 Mbps upload. About Cigna Healthcare
Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with information to make the best choices for improving health and vitality. Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you require reasonable accommodation in completing the online application process, please email SeeYourself@cigna.com for support. Do not email for updates on your application or to provide your resume. The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco users where legally permissible. Candidates in such states who use tobacco will not be considered unless they participate in a qualifying cessation program prior to start. States include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State. Qualified applicants with criminal histories will be considered for employment in a manner consistent with federal, state, and local ordinances.
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Launch your career. Build your future. Make an impact. Are you ready to apply your analytical mindset and problem-solving skills in a dynamic, fast-paced environment? Join our Risk Management & Underwriting Leadership Development Program (RULDP Evolve) for a unique opportunity to grow your career while helping shape smart insurance decisions that drive business success. As an RULDP associate, you’ll evaluate risk, help determine pricing and make decisions that directly influence our bottom line, all while protecting the company’s financial strength and meeting the needs of our clients. Responsibilities
What You Can Expect from the RULDP Experience From day one, you’ll be supported by mentors, managers, peers, and program leads as you build foundational skills and develop into a future leader. Our 5-year program features: Technical Training:
Learn the ins and outs of underwriting, risk analysis, product knowledge, negotiation, and more through our intensive underwriting Training curriculum. Professional Development:
Enhance leadership and communication skills through workshops, mentoring, and hands-on experiences. Optional Rotational Opportunities:
Participate in two rotations (typically 2.5 years each), giving you exposure to different products, markets, or customer segments. Career Exploration:
Job shadowing and opportunities to participate in strategic initiatives will give you insight into the full spectrum of Risk Management and Underwriting Roles. Qualifications
We\'re seeking curious, driven individuals who are eager to learn, grow, and lead. RULDP Evolve is a great opportunity for recent graduates or those early in their careers who are excited to apply their academic knowledge in a real-world setting. Bachelor’s degree is required. Preferred majors/minors: Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare. If outside of preferred majors, relevant internship or work experience in analytics, finance, or the insurance space is required. GPA of 3.0 or higher preferred Strong analytical and critical thinking skills A strong foundation in working with math and numbers Excellent verbal and written communication skills Confident negotiator and problem-solver Customer-focused mindset This role is designed to support your transition from academia to industry. Additional Requirements
Start Date:
Monday June 8, 2026 Location:
Hybrid position out of Bloomfield, CT; Philadelphia, PA; Franklin, TN; Chattanooga, TN or Scottsdale, AZ. Requires in-person work at least three days per week (Tuesday, Wednesday, and one additional day) at your assigned office location, with flexibility to work from home for balance of time. Work Authorization:
Open to individuals eligible for employment in the United States and who would not require visa support now or in the future (including H-1B or CPT/OPT/STEM). Timeline:
Recruitment includes several rounds (recruiter phone screen and up to 3 rounds of interviews). Final round in-person with potential travel. Application window closes October 23, 2025, or until roles are filled. If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic provider with speeds of at least 10 Mbps download/5 Mbps upload. About Cigna Healthcare
Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with information to make the best choices for improving health and vitality. Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you require reasonable accommodation in completing the online application process, please email SeeYourself@cigna.com for support. Do not email for updates on your application or to provide your resume. The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco users where legally permissible. Candidates in such states who use tobacco will not be considered unless they participate in a qualifying cessation program prior to start. States include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State. Qualified applicants with criminal histories will be considered for employment in a manner consistent with federal, state, and local ordinances.
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