Western Union
Overview
FIU Investigator – Denver, Colorado (Hybrid) Does the prospect of working in a global organization in the fight against money laundering motivate you? Are you ready to play a vital role in helping billions of people and businesses to enjoy secure, reliable financial services? Then it’s time to join Western Union as a FIU Investigator. Western Union powers your pursuit. In this role, you will be a critical member within the Financial Intelligence Unit of the Global Compliance organization. The FIU mitigates money laundering and terrorist financing risks to Western Union. This highly visible area is responsible for identifying, escalating and mitigating money laundering risk related activity. The FIU Investigator focuses on investigating complex patterns and trends related to money laundering and any other potential risks tied to Western Union. You will assess initial referrals and escalations, document suspicious activities, develop suspicious activity reports for complex cases, and make enhanced due diligence decisions. You will also recommend suitable risk-based actions concerning Agent and consumer relationships and operate in an international context with integrity, confidentiality, independent judgment, and strong communication skills. Responsibilities
Investigate the highest risk Agents and consumers and other complex cases. Use comprehensive investigative methods and independent decision making to determine if activity is suspicious. Write concise Suspicious Activity Reports for governments in multiple jurisdictions. Perform Agent and consumer enhanced due diligence. Interact with stakeholders to gather information for decision making. Detect suspicious trends by analyzing transactions and formulating conclusions related to risk and SARs. Document suspicious activity, formulate SARs for complex cases, and recommend risk-based actions for Agent and consumer relationships. Manage public-source research and create detailed narrative investigative reports, presentations, and diagrams as needed. Handle ad hoc AML compliance inquiries escalated as potentially suspicious transactions. Provide concise weekly case updates, monthly report input, and quarterly intelligence briefings on AML risks for upper-level management. Qualifications
Bachelor’s degree preferred, equivalent experience in financial services acceptable. 2+ years in complex retail/consumer financial services or regulatory/law firm experience related to AML, BSA, and related laws (preferred). 1-2 years’ experience in Bank Secrecy Act, AML Compliance, risk-based compliance (preferred). Advanced Microsoft Office skills (Excel, Word, PowerPoint) including pivot tables. Strong analytical and investigative skills; detail oriented with excellent organizational abilities. Excellent written and verbal communication skills. Knowledge of global AML laws and regulations (preferred). Ability to assess risk level and prioritize; ability to work autonomously; strong teamwork and collaboration. Ability to work in an international context with integrity and discretion. About Western Union & Benefits
We make financial services accessible to humans everywhere. Western Union is a diverse and passionate, customer-centric team of over 8,000 employees serving 200 countries and territories. We offer opportunities to learn new skills and build a career, along with a competitive compensation package. Hybrid Work Model: This role is Hybrid, requiring the ability to work from home and in an office, with an expectation to work from the office a minimum of three days a week. Salary: The base salary range is $80,000 - $90,000 USD per year, plus annual incentives. Actual salaries vary based on qualifications, skills, and competencies. Benefits include short-term incentives, health insurance options, and access to development platforms. US-specific benefits include Flexible Time Off, Medical/Dental/Life Insurance, Parental Leave, Global Adoption Assistance, and 401K contributions. Additional location-specific benefits may apply. See https://careers.westernunion.com/global-benefits/ for more details. EEO & Diversity: Western Union values an inclusive culture and does not discriminate based on race, color, national origin, religion, political affiliation, sex, sexual orientation, gender identity, age, disability, marital status, or veteran status. Reasonable accommodations are provided during recruitment where required by law. Estimated Job Posting End Date: 12-31-2025. This posting will be updated if the deadline is extended or the role is filled. Location: Denver, CO. This posting is for a Hybrid role with a minimum of three days in the office per week.
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FIU Investigator – Denver, Colorado (Hybrid) Does the prospect of working in a global organization in the fight against money laundering motivate you? Are you ready to play a vital role in helping billions of people and businesses to enjoy secure, reliable financial services? Then it’s time to join Western Union as a FIU Investigator. Western Union powers your pursuit. In this role, you will be a critical member within the Financial Intelligence Unit of the Global Compliance organization. The FIU mitigates money laundering and terrorist financing risks to Western Union. This highly visible area is responsible for identifying, escalating and mitigating money laundering risk related activity. The FIU Investigator focuses on investigating complex patterns and trends related to money laundering and any other potential risks tied to Western Union. You will assess initial referrals and escalations, document suspicious activities, develop suspicious activity reports for complex cases, and make enhanced due diligence decisions. You will also recommend suitable risk-based actions concerning Agent and consumer relationships and operate in an international context with integrity, confidentiality, independent judgment, and strong communication skills. Responsibilities
Investigate the highest risk Agents and consumers and other complex cases. Use comprehensive investigative methods and independent decision making to determine if activity is suspicious. Write concise Suspicious Activity Reports for governments in multiple jurisdictions. Perform Agent and consumer enhanced due diligence. Interact with stakeholders to gather information for decision making. Detect suspicious trends by analyzing transactions and formulating conclusions related to risk and SARs. Document suspicious activity, formulate SARs for complex cases, and recommend risk-based actions for Agent and consumer relationships. Manage public-source research and create detailed narrative investigative reports, presentations, and diagrams as needed. Handle ad hoc AML compliance inquiries escalated as potentially suspicious transactions. Provide concise weekly case updates, monthly report input, and quarterly intelligence briefings on AML risks for upper-level management. Qualifications
Bachelor’s degree preferred, equivalent experience in financial services acceptable. 2+ years in complex retail/consumer financial services or regulatory/law firm experience related to AML, BSA, and related laws (preferred). 1-2 years’ experience in Bank Secrecy Act, AML Compliance, risk-based compliance (preferred). Advanced Microsoft Office skills (Excel, Word, PowerPoint) including pivot tables. Strong analytical and investigative skills; detail oriented with excellent organizational abilities. Excellent written and verbal communication skills. Knowledge of global AML laws and regulations (preferred). Ability to assess risk level and prioritize; ability to work autonomously; strong teamwork and collaboration. Ability to work in an international context with integrity and discretion. About Western Union & Benefits
We make financial services accessible to humans everywhere. Western Union is a diverse and passionate, customer-centric team of over 8,000 employees serving 200 countries and territories. We offer opportunities to learn new skills and build a career, along with a competitive compensation package. Hybrid Work Model: This role is Hybrid, requiring the ability to work from home and in an office, with an expectation to work from the office a minimum of three days a week. Salary: The base salary range is $80,000 - $90,000 USD per year, plus annual incentives. Actual salaries vary based on qualifications, skills, and competencies. Benefits include short-term incentives, health insurance options, and access to development platforms. US-specific benefits include Flexible Time Off, Medical/Dental/Life Insurance, Parental Leave, Global Adoption Assistance, and 401K contributions. Additional location-specific benefits may apply. See https://careers.westernunion.com/global-benefits/ for more details. EEO & Diversity: Western Union values an inclusive culture and does not discriminate based on race, color, national origin, religion, political affiliation, sex, sexual orientation, gender identity, age, disability, marital status, or veteran status. Reasonable accommodations are provided during recruitment where required by law. Estimated Job Posting End Date: 12-31-2025. This posting will be updated if the deadline is extended or the role is filled. Location: Denver, CO. This posting is for a Hybrid role with a minimum of three days in the office per week.
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