Guardian Life
Senior Underwriter - Multi Life (Life and Disability Insurance)
Guardian Life, Pittsfield, Massachusetts, us, 01201
Senior Underwriter - Multi Life (Life and Disability Insurance) page is loaded## Senior Underwriter - Multi Life (Life and Disability Insurance)remote type:
Hybrid - In office 3 days per weeklocations:
Bethlehem:
Pittsfieldtime type:
Full timeposted on:
Posted Yesterdayjob requisition id:
R000107850## **You are**You are a confident, independent professional with exceptional consulting and negotiation skills. You consistently demonstrate sound judgment and can clearly articulate your decisions on a case-by-case basis, balancing analytical rigor with strategic insight to support business objectives.## **You will*** Understand current market trends to offer competitive plan designs for employees of companies who agree to pay for or market Guardian Supplemental Income Protection and Individual Life Products.* Evaluate the risk profile or each case by analyzing key risk levers, including financial, occupational, etc., to ensure sound underwriting decisions aligned with company guidelines and risk tolerance.* Coach and mentor underwriters across the department, fostering professional growth and consistency in decision-making. You will also contribute to cross-functional projects, representing the underwriting perspective to ensure risk strategies are aligned with business goals.* Negotiate with sales representatives and communicate details of program offers.* Collaborate with teams in pre-sale and pre-enrollment activities.* Build and maintain strong relationships with both internal and external contacts.## **You have*** 10 + years of insurance risk management experience, experience in life and disability underwriting, experience in Guarantee Issue Case Level Underwriting for Individual Disability and Executive Benefit Life a plus.* Bachelor’s Degree or equivalent work experience.* Knowledge of Individual Life and Group Life, Group Long Term Disability, Individual Disability, and/or Supplemental Income Protection (Multi-Life Disability & Life) products, risk selection and distribution.* An aptitude for problem solving and critical thinking.* The ability to engage others to combine expertise and problem solving together.* The ability to work in a fast-paced team, pivoting to multiple tasks through the day.* The ability to remain adaptable and contribute to a work environment that seeks and recognizes continuous improvement.* The ability to interact with confidence while engaging in open discussions to build rapport with others.## **Reporting Relationships*** As our Senior Underwriter, you will report to our Head of Underwriting Multi Life## **Location:*** Pittsfield, MA or Bethlehem, PA with work from home flexibility (Hybrid: 3 days in office)## **Travel*** 10% travel required for this role for in-person and/or sales meetings.**Salary Range:**$67,450.00 - $110,815.00The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.**Our Promise**At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals.
Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.**Inspire Well-Being**As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at . *Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.***Equal Employment Opportunity**Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.**Accommodations**Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact applicant\_accommodation@glic.com.**Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.**Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being — mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a GuardianTM.
Learn more about Guardian at . #J-18808-Ljbffr
Hybrid - In office 3 days per weeklocations:
Bethlehem:
Pittsfieldtime type:
Full timeposted on:
Posted Yesterdayjob requisition id:
R000107850## **You are**You are a confident, independent professional with exceptional consulting and negotiation skills. You consistently demonstrate sound judgment and can clearly articulate your decisions on a case-by-case basis, balancing analytical rigor with strategic insight to support business objectives.## **You will*** Understand current market trends to offer competitive plan designs for employees of companies who agree to pay for or market Guardian Supplemental Income Protection and Individual Life Products.* Evaluate the risk profile or each case by analyzing key risk levers, including financial, occupational, etc., to ensure sound underwriting decisions aligned with company guidelines and risk tolerance.* Coach and mentor underwriters across the department, fostering professional growth and consistency in decision-making. You will also contribute to cross-functional projects, representing the underwriting perspective to ensure risk strategies are aligned with business goals.* Negotiate with sales representatives and communicate details of program offers.* Collaborate with teams in pre-sale and pre-enrollment activities.* Build and maintain strong relationships with both internal and external contacts.## **You have*** 10 + years of insurance risk management experience, experience in life and disability underwriting, experience in Guarantee Issue Case Level Underwriting for Individual Disability and Executive Benefit Life a plus.* Bachelor’s Degree or equivalent work experience.* Knowledge of Individual Life and Group Life, Group Long Term Disability, Individual Disability, and/or Supplemental Income Protection (Multi-Life Disability & Life) products, risk selection and distribution.* An aptitude for problem solving and critical thinking.* The ability to engage others to combine expertise and problem solving together.* The ability to work in a fast-paced team, pivoting to multiple tasks through the day.* The ability to remain adaptable and contribute to a work environment that seeks and recognizes continuous improvement.* The ability to interact with confidence while engaging in open discussions to build rapport with others.## **Reporting Relationships*** As our Senior Underwriter, you will report to our Head of Underwriting Multi Life## **Location:*** Pittsfield, MA or Bethlehem, PA with work from home flexibility (Hybrid: 3 days in office)## **Travel*** 10% travel required for this role for in-person and/or sales meetings.**Salary Range:**$67,450.00 - $110,815.00The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.**Our Promise**At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals.
Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.**Inspire Well-Being**As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at . *Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.***Equal Employment Opportunity**Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.**Accommodations**Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact applicant\_accommodation@glic.com.**Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.**Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being — mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a GuardianTM.
Learn more about Guardian at . #J-18808-Ljbffr