J.P. Morgan
Risk Management - Asset Based Lending Credit Officer - Vice President
J.P. Morgan, Dallas, Texas, United States, 75215
Bring your expertise to JPMorgan Chase and join a leading team of ABL credit risk professionals. In Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient and your work will have a direct impact supporting responsible business growth while anticipating new and emerging risks. Further, using your expert judgement you work to solve real-world challenges that impact our company, customers and communities.Our culture is all about thinking outside the box, challenging the status quo and striving to be best-in-class
As a Lead Credit Officer in Asset Based Lending Credit Risk, you will be part of the firm’s risk governance framework and a critical member of the risk management team. The Asset Based Lending team primarily provides working capital revolving lines of credit and fixed asset loans to corporate clients. Credit Officers onthe Investment Bank Asset Based Lending team manage a portfolio of accounts and underwritenew business transactions.
Job Responsibilities
Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends and lead ABL credit relationship with borrower and internal stakeholders
Perform due diligence for loans, derivatives, leases and cash management including: financial due diligence, financial and /or liquidity modeling, field exam, appraisal and legal diligence
Lead ABL credit structuring and legal document negotiations
Partner with Bankers, Corporate Credit partners, Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations
Required qualifications, capabilities, and skills
Minimum 5years' experience in commercial banking, credit risk, portfolio management and underwriting with Asset Based Lending financing knowledge
Strong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentation
Excellent communication and presentation skills - both written and verbal
Ability to think critically and multitask in a fast-paced environment
Strong interpersonal and relationship development skills
Proficiency in Microsoft Excel, Word, PowerPoint and Outlook
Bachelor's degree
Preferred qualifications, capabilities, and skills
The following additional items will be considered but are not required for this role
Formal credit training program a plus
Bachelor's degree in Accounting or Finance preferred
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