Worldpay
Senior Credit Risk Manager - US Large Credit Risk / Merchant Underwriting
Worldpay, Cincinnati, Ohio, United States, 45208
Job Description
About The Team
The U.S. Large Credit team works collaboratively with merchants, business development teams, relationship managers, transaction risk analysts, compliance and legal departments to support growth objectives while mitigating and managing risk. We are a dynamic and diverse team providing a significant positive impact for our stakeholders.
Responsibilities
Obtains and reviews the financial statements of merchants
Performs extensive analysis of financial statements and providing an assessment of their credit profile and making supportable recommendations for exposure
Effectively evaluates complex business arrangements and structures; able to dive deep into the background and operations of a merchant.
Recommend and establish appropriate credit limits and collateral to minimize and manage risk; Position may be granted credit authority
Communicates effectively and professionally with internal and external clients
Exercises sound judgment in assessing potential regulatory and reputational risks
Monitors and communicates credit concerns to management
Role is hybrid and requires 2-3 days in office
Minimum Skill Requirements
7+ years of experience analyzing and spreading financial statements, performing credit analysis and drafting credit memos
Effective communication skills; attention to detail
Strong judgment and decision-making skills
Self-starter, able to work independently; possesses a strong sense of ownership
Ability to creatively solve problems and achieve company objectives
Time management skills with ability to multitask
Preferred Additional Requirements
Knowledge of merchant acquiring services and the payment processing industry
Degree in Finance, Accounting, or similar formal credit training
What We Offer You
A multifaceted role with a high degree of responsibility and a broad spectrum of opportunities for growth and development within a growing team.
The opportunity to focus on a broad range of industries and financial topics.
A work environment built on collaboration, flexibility and respect
A competitive salary and benefits designed to help support your lifestyle and well being
Privacy Statement Worldpay is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how Worldpay protects personal information online, please see the Online Privacy Notice.
EEOC Statement Worldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here.
If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired.
Sourcing Model Recruitment at Worldpay works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. Worldpay does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.
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The U.S. Large Credit team works collaboratively with merchants, business development teams, relationship managers, transaction risk analysts, compliance and legal departments to support growth objectives while mitigating and managing risk. We are a dynamic and diverse team providing a significant positive impact for our stakeholders.
Responsibilities
Obtains and reviews the financial statements of merchants
Performs extensive analysis of financial statements and providing an assessment of their credit profile and making supportable recommendations for exposure
Effectively evaluates complex business arrangements and structures; able to dive deep into the background and operations of a merchant.
Recommend and establish appropriate credit limits and collateral to minimize and manage risk; Position may be granted credit authority
Communicates effectively and professionally with internal and external clients
Exercises sound judgment in assessing potential regulatory and reputational risks
Monitors and communicates credit concerns to management
Role is hybrid and requires 2-3 days in office
Minimum Skill Requirements
7+ years of experience analyzing and spreading financial statements, performing credit analysis and drafting credit memos
Effective communication skills; attention to detail
Strong judgment and decision-making skills
Self-starter, able to work independently; possesses a strong sense of ownership
Ability to creatively solve problems and achieve company objectives
Time management skills with ability to multitask
Preferred Additional Requirements
Knowledge of merchant acquiring services and the payment processing industry
Degree in Finance, Accounting, or similar formal credit training
What We Offer You
A multifaceted role with a high degree of responsibility and a broad spectrum of opportunities for growth and development within a growing team.
The opportunity to focus on a broad range of industries and financial topics.
A work environment built on collaboration, flexibility and respect
A competitive salary and benefits designed to help support your lifestyle and well being
Privacy Statement Worldpay is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how Worldpay protects personal information online, please see the Online Privacy Notice.
EEOC Statement Worldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here.
If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired.
Sourcing Model Recruitment at Worldpay works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. Worldpay does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.
#J-18808-Ljbffr