PNC
Portfolio Analytics & Strategy Specialist - Balance Sheet Analytics & Modeling
PNC, Wilmington, Delaware, us, 19894
Overview
Portfolio Analytics & Strategy Specialist - Balance Sheet Analytics & Modeling. As a Portfolio Analytics & Strategy Specialist within PNC's Decision Science team in the Balance Sheet Analytics & Modeling organization, you will be based in Wilmington, DE, Pittsburgh, PA or Charlotte, NC. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Responsibilities
Design analytical models to assess the risk of the card portfolio. Analyze large datasets using advanced tools and methodologies to generate actionable insights and support strategic decision-making. Conduct portfolio reviews, loss forecasting, and identify opportunities to improve returns and drive business growth. Utilize tools such as Python, SQL, Excel, and Tableau to support data analysis and visualization. Manage relationships with internal and external data providers, ensuring solutions are fit for purpose. Collaborate with cross-functional teams—including business, credit, data, and model development. Preferred Skills and Experience
Proven experience in financial analytics, risk modeling, or portfolio strategy within the financial services industry. Strong proficiency in analytical tools and programming languages (e.g., Python, SQL). Expertise in data visualization and reporting using Excel and Tableau. Excellent communication skills with the ability to translate complex data into clear business insights. Demonstrated ability to manage multiple stakeholders and drive cross-functional initiatives. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description
Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products. Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations. Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight. Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews. Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite. Qualifications
Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Bachelors Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides paid time off, including holidays, vacation, and other leave as applicable by law and career level. Disability Accommodations & EEO
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. All information will be kept confidential and used only to provide needed reasonable accommodations. PNC provides reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
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Portfolio Analytics & Strategy Specialist - Balance Sheet Analytics & Modeling. As a Portfolio Analytics & Strategy Specialist within PNC's Decision Science team in the Balance Sheet Analytics & Modeling organization, you will be based in Wilmington, DE, Pittsburgh, PA or Charlotte, NC. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Responsibilities
Design analytical models to assess the risk of the card portfolio. Analyze large datasets using advanced tools and methodologies to generate actionable insights and support strategic decision-making. Conduct portfolio reviews, loss forecasting, and identify opportunities to improve returns and drive business growth. Utilize tools such as Python, SQL, Excel, and Tableau to support data analysis and visualization. Manage relationships with internal and external data providers, ensuring solutions are fit for purpose. Collaborate with cross-functional teams—including business, credit, data, and model development. Preferred Skills and Experience
Proven experience in financial analytics, risk modeling, or portfolio strategy within the financial services industry. Strong proficiency in analytical tools and programming languages (e.g., Python, SQL). Expertise in data visualization and reporting using Excel and Tableau. Excellent communication skills with the ability to translate complex data into clear business insights. Demonstrated ability to manage multiple stakeholders and drive cross-functional initiatives. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description
Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products. Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations. Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight. Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews. Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite. Qualifications
Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Bachelors Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides paid time off, including holidays, vacation, and other leave as applicable by law and career level. Disability Accommodations & EEO
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. All information will be kept confidential and used only to provide needed reasonable accommodations. PNC provides reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
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