Citizens
Private Bank, Principal Credit & Data Analytics Professional
Citizens, Johnston, Rhode Island, us, 02919
Overview
Citizens Private Bank is seeking a quantitative, results-oriented individual to build and optimize credit data analytics and reporting supporting multiple lending products. The role involves developing and managing Credit Risk outlier reporting to identify if loans are booked outside of credit policy. The ideal candidate will leverage data, analytical, and project management skills to analyze large data sets and take ownership of root cause analysis and remediation coordination as needed. A demonstrated track record of ownership, self-motivation, and the ability to multitask to identify and deliver reporting enhancements are essential. Responsibilities
Lead data analysis and reporting for the Private Bank. Independently write SAS code and generate analysis using quantitative and statistical skills. Extract data from various databases to compile credit risk outlier reports. Interpret data and formulate initial risk assessments of findings. Identify root causes of findings and develop issue verbiage and recommended remediation. Learn and use available data analytics tools and work with leadership to identify data mining opportunities. Work independently with limited oversight. Own and manage monitoring of existing processes to identify improvements for a more effective and efficient operating environment. Facilitate meetings, assign and/or produce action items, work with external vendors, and prioritize assignments to ensure timely project completion. Manage a team of credit risk/data analytics professionals. Qualifications
5+ years as an advanced user of SAS, SQL, or Python with advanced Excel programming experience; able to produce graphs and charts using PowerPoint or Tableau. 5+ years of credit risk management in a large financial institution or regional bank environment. 5+ years of quantitative analysis with ability to manipulate and analyze large data sets and present findings in PowerPoint. Excellent problem-solving acumen with strategic thinking ability. Experience mapping and matching data attributes across databases. Ability to lead, develop, and drive actionable outcomes from analytical insight. Excellent written and verbal communication skills with the ability to present analytical findings to business leadership in informal and formal settings. Strong interpersonal skills to collaborate with management and cross-functional teams. Education
Bachelor’s degree in a quantitative discipline (Mathematics, Finance, Economics, Computer Science, Statistics, Engineering, etc.) is required. Master’s degree in similar fields is preferred; Ph.D. is preferred. Hours & Work Schedule
Hours per Week: 40 Work Schedule: Monday – Friday In-office position (4 days in / 1 day WFH). Must be located within the Private Bank footprint (locations listed). Pay Transparency
The salary range for this position is $128,000 - $145,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on factors including location and relevant skills and experience. We offer competitive pay and comprehensive benefits including medical, dental, and vision coverage, retirement benefits, leave, flexible work arrangements, education reimbursement, wellness programs, and more. For an overview of benefits, visit the Citizens careers benefits page. Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies provide equal employment and advancement opportunities to all colleagues and applicants without regard to age, ancestry, color, citizenship, disability, marital or domestic partner status, pregnancy, race, religion, sex, sexual orientation, or any other category protected by law. We are committed to fostering an inclusive culture where everyone is treated with respect and professionalism. Employment decisions are based on merit, qualifications, performance, and capability. Why Work for Us
At Citizens, you’ll find a customer-centric culture built around helping our customers and giving back to local communities. You will join a supportive and collaborative workforce with access to training and tools to accelerate potential and maximize career growth.
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Citizens Private Bank is seeking a quantitative, results-oriented individual to build and optimize credit data analytics and reporting supporting multiple lending products. The role involves developing and managing Credit Risk outlier reporting to identify if loans are booked outside of credit policy. The ideal candidate will leverage data, analytical, and project management skills to analyze large data sets and take ownership of root cause analysis and remediation coordination as needed. A demonstrated track record of ownership, self-motivation, and the ability to multitask to identify and deliver reporting enhancements are essential. Responsibilities
Lead data analysis and reporting for the Private Bank. Independently write SAS code and generate analysis using quantitative and statistical skills. Extract data from various databases to compile credit risk outlier reports. Interpret data and formulate initial risk assessments of findings. Identify root causes of findings and develop issue verbiage and recommended remediation. Learn and use available data analytics tools and work with leadership to identify data mining opportunities. Work independently with limited oversight. Own and manage monitoring of existing processes to identify improvements for a more effective and efficient operating environment. Facilitate meetings, assign and/or produce action items, work with external vendors, and prioritize assignments to ensure timely project completion. Manage a team of credit risk/data analytics professionals. Qualifications
5+ years as an advanced user of SAS, SQL, or Python with advanced Excel programming experience; able to produce graphs and charts using PowerPoint or Tableau. 5+ years of credit risk management in a large financial institution or regional bank environment. 5+ years of quantitative analysis with ability to manipulate and analyze large data sets and present findings in PowerPoint. Excellent problem-solving acumen with strategic thinking ability. Experience mapping and matching data attributes across databases. Ability to lead, develop, and drive actionable outcomes from analytical insight. Excellent written and verbal communication skills with the ability to present analytical findings to business leadership in informal and formal settings. Strong interpersonal skills to collaborate with management and cross-functional teams. Education
Bachelor’s degree in a quantitative discipline (Mathematics, Finance, Economics, Computer Science, Statistics, Engineering, etc.) is required. Master’s degree in similar fields is preferred; Ph.D. is preferred. Hours & Work Schedule
Hours per Week: 40 Work Schedule: Monday – Friday In-office position (4 days in / 1 day WFH). Must be located within the Private Bank footprint (locations listed). Pay Transparency
The salary range for this position is $128,000 - $145,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on factors including location and relevant skills and experience. We offer competitive pay and comprehensive benefits including medical, dental, and vision coverage, retirement benefits, leave, flexible work arrangements, education reimbursement, wellness programs, and more. For an overview of benefits, visit the Citizens careers benefits page. Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies provide equal employment and advancement opportunities to all colleagues and applicants without regard to age, ancestry, color, citizenship, disability, marital or domestic partner status, pregnancy, race, religion, sex, sexual orientation, or any other category protected by law. We are committed to fostering an inclusive culture where everyone is treated with respect and professionalism. Employment decisions are based on merit, qualifications, performance, and capability. Why Work for Us
At Citizens, you’ll find a customer-centric culture built around helping our customers and giving back to local communities. You will join a supportive and collaborative workforce with access to training and tools to accelerate potential and maximize career growth.
#J-18808-Ljbffr