AmeriHome Mortgage Company, LLC
Regulatory Change Management Auditor
AmeriHome Mortgage Company, LLC, Dallas, Texas, United States, 75215
Overview
Regulatory Change Management Auditor is responsible for evaluating and ensuring the organization’s adherence to evolving regulatory requirements that impact mortgage loan servicing, including investor, insurer and guarantor requirements. This role involves auditing the processes of external servicing vendors to ensure that regulatory changes are identified, assessed, implemented, and validated. The auditor will work closely with compliance, legal, risk, and operational teams to ensure effective regulatory change governance. What You’ll Do
Review documentation and evidence supporting compliance with new or amended regulations that impact loan servicing. Assess servicing vendors’ compliance with applicable federal and state servicing statutes (RESPA, ECOA, TCPA, FDCPA, etc.) and servicing regulatory requirements circulated by agencies including FNMA, FHLMC, FHA, VA, USDA, and the CFPB. Perform impact analysis on every federal and state regulatory change, as well as changes to guidelines and requirements from FNMA, FHLMC, FHA, VA, and USDA. Identify control gaps and recommend enhancements to mitigate compliance risks. Collaborate with Legal, Compliance, Risk, Business Units and servicing vendors to understand servicing-related regulatory impacts. Identify discrepancies and opportunities for process improvement through analysis of audit findings, management reports, and discussions with servicers. Alert appropriate management levels and internal departments to problems identified during routine reviews. Follow through on all actionable items to ensure full and timely resolution by the responsible parties. Prepare detailed audit reports outlining findings, risks, and corrective actions. Ensure all tasks are completed in a timely manner within the Enterprise GRC system. Monitor and validate the implementation of agreed-upon remediation plans as required. Stay current on regulatory developments relevant to the organization’s servicing operations. Provide insights on emerging regulatory risks and trends. Create effective quality control and auditing policies and procedures as needed. What You’ll Need
2+ years of related experience in Regulatory Compliance, Risk Management, Internal Audit or similar field. High school diploma required; Bachelor’s degree in related field preferred. Intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services. Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. Intermediate understanding of MS Office. Intermediate ability to foster and build relationships to achieve a common goal. Intermediate speaking and writing communication skills. Compensation: Salary range for new hires is generally $92,450.00 - $114,203.00 for Westlake Village, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock. Benefits
We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. You’ll gain hands-on experience to grow your career. About The Company
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment opportunity and will consider all qualified applicants without regard to race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. If you require a reasonable accommodation to complete any part of the application process, please email HR@westernalliancebank.com or call 602-386-2488. © Western Alliance Bancorporation
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Regulatory Change Management Auditor is responsible for evaluating and ensuring the organization’s adherence to evolving regulatory requirements that impact mortgage loan servicing, including investor, insurer and guarantor requirements. This role involves auditing the processes of external servicing vendors to ensure that regulatory changes are identified, assessed, implemented, and validated. The auditor will work closely with compliance, legal, risk, and operational teams to ensure effective regulatory change governance. What You’ll Do
Review documentation and evidence supporting compliance with new or amended regulations that impact loan servicing. Assess servicing vendors’ compliance with applicable federal and state servicing statutes (RESPA, ECOA, TCPA, FDCPA, etc.) and servicing regulatory requirements circulated by agencies including FNMA, FHLMC, FHA, VA, USDA, and the CFPB. Perform impact analysis on every federal and state regulatory change, as well as changes to guidelines and requirements from FNMA, FHLMC, FHA, VA, and USDA. Identify control gaps and recommend enhancements to mitigate compliance risks. Collaborate with Legal, Compliance, Risk, Business Units and servicing vendors to understand servicing-related regulatory impacts. Identify discrepancies and opportunities for process improvement through analysis of audit findings, management reports, and discussions with servicers. Alert appropriate management levels and internal departments to problems identified during routine reviews. Follow through on all actionable items to ensure full and timely resolution by the responsible parties. Prepare detailed audit reports outlining findings, risks, and corrective actions. Ensure all tasks are completed in a timely manner within the Enterprise GRC system. Monitor and validate the implementation of agreed-upon remediation plans as required. Stay current on regulatory developments relevant to the organization’s servicing operations. Provide insights on emerging regulatory risks and trends. Create effective quality control and auditing policies and procedures as needed. What You’ll Need
2+ years of related experience in Regulatory Compliance, Risk Management, Internal Audit or similar field. High school diploma required; Bachelor’s degree in related field preferred. Intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services. Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. Intermediate understanding of MS Office. Intermediate ability to foster and build relationships to achieve a common goal. Intermediate speaking and writing communication skills. Compensation: Salary range for new hires is generally $92,450.00 - $114,203.00 for Westlake Village, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock. Benefits
We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. You’ll gain hands-on experience to grow your career. About The Company
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment opportunity and will consider all qualified applicants without regard to race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. If you require a reasonable accommodation to complete any part of the application process, please email HR@westernalliancebank.com or call 602-386-2488. © Western Alliance Bancorporation
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