EECU
Overview
EECU is looking for a
Branch Mortgage Loan Officer (MLO)
who will be responsible for meeting with credit union members in person, by phone or branch referral mortgage applications to provide expert guidance on mortgage products and services. This position focuses on cultivating strong member relationships and delivering personalized solutions. The Branch MLO will originate, submit and maintain loan applications for mortgages, as well as follow-up upon completion. The Branch MLO will source leads across a region of branch networks to expand market share. Primarily located at the Hurst EECU location. Essential Functions Develop and maintain long-term relationships with members. Manage the end-to-end mortgage application process, from initial consultation to loan closing, ensuring a seamless experience for the members. Establish and maintain strong relationships with branch managers and staff across multiple locations to drive consistent lead generation and referrals. Cultivate and manage mortgage referrals from multiple branches within the credit union and source leads independently; partner with branch staff to identify potential mortgage opportunities, engage directly with members, and provide expert guidance. Conduct initial loan interview with prospective borrowers to analyze financial and credit data and provide advice about product/pricing policies and guidelines. Correspond with 3rd party vendors, outside contacts, branches, processors and underwriters to ensure loans are processed in a timely manner. Maintain an organized pipeline of active loan applications from multiple branches, ensuring timely processing and closing. Respond to inquiries and referrals generated from their own contacts and from other EECU business channels. Knowledgeable of secondary loans (including Purchase Money/Refinance, Conventional, FHA, VA, Home Equity, HELOC, Home Improvement). Loans submitted must comply with EECU lending criteria and with Fannie Mae, Freddie Mac and Ginnie Mae requirements. Qualifications Must be proficient in Velocify, Excel, Encompass, TalkDesk, Polly, Blend, and Microsoft Teams. Understanding of HMDA and Escrow analysis a plus. Will be licensed in NMLS and through the State of Texas as a Mortgage Loan Originator. 5-7 years in the Banking/Financial industry, with 3-4 years in an independent Mortgage environment as an originator. High School diploma or equivalent required; college degree preferred. Ability to balance analytical processes of qualifying a mortgage applicant with sales skills to place them in the best loan product to meet the applicant's needs. Effective public speaking and communication across all channels (telephone, email, text and in person). Excellent written, oral, time management and communication skills. Ability to evaluate credit reports, title work/abstracts, appraisals, flood certificates, surveys. Extensive knowledge of all loan types offered. Knowledge of real estate processing state and federal laws; FNMA, FHLMC, FHA/VA knowledge; rules and regulations regarding real estate lending and real property insurance coverages. Attention to detail and follow-up is critical. Ability to work in a fast-paced environment with strict deadlines. Goal oriented, team player, positive in nature, and highly detailed. Compensation and Compliance This position has an hourly base compensation structure and is eligible for monthly incentives based on performance. Responsible for compliance with all federal and state rules and regulations including BSA, AML, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Reg DD, Reg E, Reg CC and FCRA/FACTA. Attendance at initial and ongoing annual Bank Secrecy Act training is required. What we offer For more than 90 years, Fort Worth-based EECU has been committed to providing members A Better Way of Banking. EECU is one of the largest credit unions in Texas with over $4 billion in assets and serves over 297,000 members through 21 financial centers across North Texas. EECU is an Equal Opportunity Employer (EOE/Vets/Disabled). We do not discriminate against applicants due to veterans’ status or disability. For more information on our organization and benefits: please visit EECU Careers at
www.eecu.org/careers . Typical schedule: Monday-Friday 8am-5pm.
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EECU is looking for a
Branch Mortgage Loan Officer (MLO)
who will be responsible for meeting with credit union members in person, by phone or branch referral mortgage applications to provide expert guidance on mortgage products and services. This position focuses on cultivating strong member relationships and delivering personalized solutions. The Branch MLO will originate, submit and maintain loan applications for mortgages, as well as follow-up upon completion. The Branch MLO will source leads across a region of branch networks to expand market share. Primarily located at the Hurst EECU location. Essential Functions Develop and maintain long-term relationships with members. Manage the end-to-end mortgage application process, from initial consultation to loan closing, ensuring a seamless experience for the members. Establish and maintain strong relationships with branch managers and staff across multiple locations to drive consistent lead generation and referrals. Cultivate and manage mortgage referrals from multiple branches within the credit union and source leads independently; partner with branch staff to identify potential mortgage opportunities, engage directly with members, and provide expert guidance. Conduct initial loan interview with prospective borrowers to analyze financial and credit data and provide advice about product/pricing policies and guidelines. Correspond with 3rd party vendors, outside contacts, branches, processors and underwriters to ensure loans are processed in a timely manner. Maintain an organized pipeline of active loan applications from multiple branches, ensuring timely processing and closing. Respond to inquiries and referrals generated from their own contacts and from other EECU business channels. Knowledgeable of secondary loans (including Purchase Money/Refinance, Conventional, FHA, VA, Home Equity, HELOC, Home Improvement). Loans submitted must comply with EECU lending criteria and with Fannie Mae, Freddie Mac and Ginnie Mae requirements. Qualifications Must be proficient in Velocify, Excel, Encompass, TalkDesk, Polly, Blend, and Microsoft Teams. Understanding of HMDA and Escrow analysis a plus. Will be licensed in NMLS and through the State of Texas as a Mortgage Loan Originator. 5-7 years in the Banking/Financial industry, with 3-4 years in an independent Mortgage environment as an originator. High School diploma or equivalent required; college degree preferred. Ability to balance analytical processes of qualifying a mortgage applicant with sales skills to place them in the best loan product to meet the applicant's needs. Effective public speaking and communication across all channels (telephone, email, text and in person). Excellent written, oral, time management and communication skills. Ability to evaluate credit reports, title work/abstracts, appraisals, flood certificates, surveys. Extensive knowledge of all loan types offered. Knowledge of real estate processing state and federal laws; FNMA, FHLMC, FHA/VA knowledge; rules and regulations regarding real estate lending and real property insurance coverages. Attention to detail and follow-up is critical. Ability to work in a fast-paced environment with strict deadlines. Goal oriented, team player, positive in nature, and highly detailed. Compensation and Compliance This position has an hourly base compensation structure and is eligible for monthly incentives based on performance. Responsible for compliance with all federal and state rules and regulations including BSA, AML, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Reg DD, Reg E, Reg CC and FCRA/FACTA. Attendance at initial and ongoing annual Bank Secrecy Act training is required. What we offer For more than 90 years, Fort Worth-based EECU has been committed to providing members A Better Way of Banking. EECU is one of the largest credit unions in Texas with over $4 billion in assets and serves over 297,000 members through 21 financial centers across North Texas. EECU is an Equal Opportunity Employer (EOE/Vets/Disabled). We do not discriminate against applicants due to veterans’ status or disability. For more information on our organization and benefits: please visit EECU Careers at
www.eecu.org/careers . Typical schedule: Monday-Friday 8am-5pm.
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