EECU Credit Union
Branch Mortgage Loan Officer- Hurst
EECU Credit Union, Virginia, Minnesota, United States, 55792
Overview
EECU is looking for a
Branch Mortgage Loan Officer (MLO)
that will be responsible for meeting with credit union members in person, by phone or branch referrals to provide expert guidance on mortgage products and services. This position focuses on cultivating strong member relationships and delivering personalized solutions. Primarily located at the Hurst EECU location. Essential Functions
Develop and maintain long-term relationships with members. Manage the end-to-end mortgage application process, from initial consultation to loan closing, ensuring a seamless experience for the members. Establish and maintain strong relationships with branch managers and staff across multiple locations to drive consistent lead generation and referrals. Cultivate and manage mortgage referrals from multiple branches within the credit union and source leads independently, partnering with branch staff to identify potential mortgage opportunities, engaging directly with members, and providing expert guidance. Conduct initial loan interviews with prospective borrowers to analyze financial data and advise on product/pricing policies and guidelines. Correspond with third-party vendors, Outside Contacts, Branches, Processors and Underwriters to ensure loans are processed in a timely manner. Maintain an organized pipeline of active loan applications from multiple branches, ensuring timely processing and closing. Respond to inquiries and referrals generated from their own contacts and other EECU business channels. Knowledgeable of secondary loans, including but not limited to Purchase Money/Refinance, Conventional, FHA, VA, Home Equity, HELOC, and Home Improvement loan applications. Loans submitted must comply with EECU’s lending criteria as well as Fannie Mae, Freddie Mac, and Ginnie Mae requirements. Qualifications
Must be proficient in Velocify, Excel, Encompass, TalkDesk, Polly, Blend, and Microsoft Teams. Understanding of HMDA and escrow analysis is a plus. Will be licensed in NMLS and through the State of Texas as a Mortgage Loan Originator. 5-7 years in the Banking/Financial industry, with 3-4 years in an independent Mortgage environment as an originator. High School diploma or equivalent required; college preferred. Ability to balance analytical qualification processes with sales skills to place borrowers in the best loan product to meet their needs. Ability to speak effectively in front of groups and/or clients; ability to communicate across all channels (telephone, email, text, in person). Excellent written, oral, time management, and communication skills. Analytical abilities to evaluate credit reports, title work/abstracts, appraisals, flood certificates, and surveys. Extensive knowledge of all loan types offered. Knowledge of state and federal real estate laws, FNMA, FHLMC, FHA/VA requirements, and real estate lending rules and real property insurance coverages. Attention to detail and follow-up is critical. Ability to work in a fast-paced environment and within strict time deadlines. Must be goal oriented, a team player, positive in nature, and highly detailed. Able to participate in outside promotional events conducted by the real estate department. Compensation and Compliance
This position has an hourly base compensation structure and is eligible for monthly incentives based on performance. Responsible for compliance with all Federal and State rules and regulations, including but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Reg DD, Reg E, Reg CC, Service Members Civil Relief, and FCRA/FACTA. Required to attend initial and ongoing annual Bank Secrecy Act training. About EECU
Fort Worth-based EECU is a community credit union with over $4 billion in assets and serves more than 297,000 members through 21 financial centers across North Texas. EECU is an EOE/Vets/Disabled Employer. We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans' status or on the basis of disability. For more information on our organization and benefits, please visit EECU Careers at
www.eecu.org/careers
.
#J-18808-Ljbffr
EECU is looking for a
Branch Mortgage Loan Officer (MLO)
that will be responsible for meeting with credit union members in person, by phone or branch referrals to provide expert guidance on mortgage products and services. This position focuses on cultivating strong member relationships and delivering personalized solutions. Primarily located at the Hurst EECU location. Essential Functions
Develop and maintain long-term relationships with members. Manage the end-to-end mortgage application process, from initial consultation to loan closing, ensuring a seamless experience for the members. Establish and maintain strong relationships with branch managers and staff across multiple locations to drive consistent lead generation and referrals. Cultivate and manage mortgage referrals from multiple branches within the credit union and source leads independently, partnering with branch staff to identify potential mortgage opportunities, engaging directly with members, and providing expert guidance. Conduct initial loan interviews with prospective borrowers to analyze financial data and advise on product/pricing policies and guidelines. Correspond with third-party vendors, Outside Contacts, Branches, Processors and Underwriters to ensure loans are processed in a timely manner. Maintain an organized pipeline of active loan applications from multiple branches, ensuring timely processing and closing. Respond to inquiries and referrals generated from their own contacts and other EECU business channels. Knowledgeable of secondary loans, including but not limited to Purchase Money/Refinance, Conventional, FHA, VA, Home Equity, HELOC, and Home Improvement loan applications. Loans submitted must comply with EECU’s lending criteria as well as Fannie Mae, Freddie Mac, and Ginnie Mae requirements. Qualifications
Must be proficient in Velocify, Excel, Encompass, TalkDesk, Polly, Blend, and Microsoft Teams. Understanding of HMDA and escrow analysis is a plus. Will be licensed in NMLS and through the State of Texas as a Mortgage Loan Originator. 5-7 years in the Banking/Financial industry, with 3-4 years in an independent Mortgage environment as an originator. High School diploma or equivalent required; college preferred. Ability to balance analytical qualification processes with sales skills to place borrowers in the best loan product to meet their needs. Ability to speak effectively in front of groups and/or clients; ability to communicate across all channels (telephone, email, text, in person). Excellent written, oral, time management, and communication skills. Analytical abilities to evaluate credit reports, title work/abstracts, appraisals, flood certificates, and surveys. Extensive knowledge of all loan types offered. Knowledge of state and federal real estate laws, FNMA, FHLMC, FHA/VA requirements, and real estate lending rules and real property insurance coverages. Attention to detail and follow-up is critical. Ability to work in a fast-paced environment and within strict time deadlines. Must be goal oriented, a team player, positive in nature, and highly detailed. Able to participate in outside promotional events conducted by the real estate department. Compensation and Compliance
This position has an hourly base compensation structure and is eligible for monthly incentives based on performance. Responsible for compliance with all Federal and State rules and regulations, including but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Reg DD, Reg E, Reg CC, Service Members Civil Relief, and FCRA/FACTA. Required to attend initial and ongoing annual Bank Secrecy Act training. About EECU
Fort Worth-based EECU is a community credit union with over $4 billion in assets and serves more than 297,000 members through 21 financial centers across North Texas. EECU is an EOE/Vets/Disabled Employer. We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans' status or on the basis of disability. For more information on our organization and benefits, please visit EECU Careers at
www.eecu.org/careers
.
#J-18808-Ljbffr