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Sunward

Consumer Loan Processor 1

Sunward, Albuquerque, New Mexico, United States, 87101

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Job Title: Consumer Loan Processor 1 Employer: Sunward Overview

This role plays a pivotal part in assisting consumer loan officers with the processing of loan requests with a focus on direct loan applications. Essential Job Duties

Process vehicle loans initiated from the lending operating system Verify loan files for accuracy, completeness and to ensure compliance with all federal and state requirements including but not limited to interest rate, collateral value, payment calculation, payment schedule Input loan data into loan operating system Analyze supporting documentation, utilize credit reports to verify accuracy of loan application, and forward non-automated response loans to Underwriting for approval Verify and inspect collateral offered Calculate loan payments, determine loan to value (LTV) and make loan changes to secure a clear lien position Conduct callbacks to members Perform other duties as assigned by management Direct Vehicle Loan Responsibilities

Act as primary contact for member post-funding to verify loan status, work with vendors on completion of funding and MVD process Book and fund loans Process and review loan applications through the MVD process Collect necessary documents required for vehicle title transfer Run MVR to determine the status of the vehicle title Send completed MVD package to Loan Services Document and file loan applications to secure the Credit Union’s collateral Requirements

Required Skills/Abilities

Excellent interpersonal skills Excellent organizational skills and attention to detail Strong proficiency with Microsoft Office applications. Familiar and comfortable with information technology, particularly digital means of communication Strong analytical and problem-solving skills Knowledge

Basic knowledge of consumer loan products, regulations, and market trends Basic knowledge of compliance with federal and state lending regulations (e.g., Equal Credit Opportunity Act, Fair Lending, Truth in Lending Act) Education And Experience

Minimum one year’s experience in financial institutions or related experience Minimum high school diploma/GED or more than one year of related experience Physical Requirements

Prolonged periods of sitting at a desk and working on a computer. Must be able to lift 5 pounds at times. Salary

$20.28-$25.36 (Depending on Experience) Seniority level

Entry level Employment type

Full-time Job function

Finance and Sales Industries

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