Cornerstone Capital Bank
Overview
Join to apply for the
Jumbo/Non-QM Underwriter
role at
Cornerstone Capital Bank . Who we are : Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a national home lender known for service, customer satisfaction, employee retention, and a positive culture. We strive for on-time closings and have navigated industry cycles and regulatory changes while investing in our people. Who We are looking for : Cornerstone Home Lending is seeking a
Jumbo/Non-QM Underwriter
to support our offices. Success in this job relies on time management, organization, and a positive attitude.
Responsibilities
Due Diligence Underwriting
Analyze underwriting of Jumbo and Non-Agency mortgage loans for completeness and compliance with guidelines and approved Seller variances
Perform manual underwriting with strong attention to detail
Manage loan conditions from credit, property, and compliance reviews with Sellers and third-party service providers
Evaluate and provide recommendations for underwriting waivers and eligibility exceptions
Clearly communicate compensating factors to justify exceptions in written and verbal form
Maintain knowledge of mortgage compliance rules, agency underwriting guidelines, appraisal requirements, and regulatory compliance
Participate in evaluating loan review processes and provide feedback to increase efficiency and risk management
Review third-party services (valuation, fraud, compliance) to inform loan decisions
What You’ll Need To Be Successful
5+ years of mortgage industry experience
5+ years of jumbo and Non-Agency underwriting with complex income analysis
Expert underwriting knowledge and experience with loan origination documentation
Technologically savvy with ability to work in varied systems
Proficiency with automated underwriting engines, electronic document management, and other systems
High attention to detail and problem-solving skills
Excellent client service, oral and written communication skills
Strong multi-tasking and organizational abilities
Analytical thinking, diplomacy and professionalism
What We Offer We offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.
What To Do Next If Cornerstone sounds like the place for you and you have the qualifications and drive to match, we invite you to become a member of our winning team. We invest in our people as valuable assets to the company.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Job Details Seniority level: Mid-Senior level Employment type: Full-time Job function: Finance and Sales
Note: This description reflects the responsibilities and requirements of the role and is intended for recruiting purposes. Other duties may be assigned as needed.
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Join to apply for the
Jumbo/Non-QM Underwriter
role at
Cornerstone Capital Bank . Who we are : Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a national home lender known for service, customer satisfaction, employee retention, and a positive culture. We strive for on-time closings and have navigated industry cycles and regulatory changes while investing in our people. Who We are looking for : Cornerstone Home Lending is seeking a
Jumbo/Non-QM Underwriter
to support our offices. Success in this job relies on time management, organization, and a positive attitude.
Responsibilities
Due Diligence Underwriting
Analyze underwriting of Jumbo and Non-Agency mortgage loans for completeness and compliance with guidelines and approved Seller variances
Perform manual underwriting with strong attention to detail
Manage loan conditions from credit, property, and compliance reviews with Sellers and third-party service providers
Evaluate and provide recommendations for underwriting waivers and eligibility exceptions
Clearly communicate compensating factors to justify exceptions in written and verbal form
Maintain knowledge of mortgage compliance rules, agency underwriting guidelines, appraisal requirements, and regulatory compliance
Participate in evaluating loan review processes and provide feedback to increase efficiency and risk management
Review third-party services (valuation, fraud, compliance) to inform loan decisions
What You’ll Need To Be Successful
5+ years of mortgage industry experience
5+ years of jumbo and Non-Agency underwriting with complex income analysis
Expert underwriting knowledge and experience with loan origination documentation
Technologically savvy with ability to work in varied systems
Proficiency with automated underwriting engines, electronic document management, and other systems
High attention to detail and problem-solving skills
Excellent client service, oral and written communication skills
Strong multi-tasking and organizational abilities
Analytical thinking, diplomacy and professionalism
What We Offer We offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.
What To Do Next If Cornerstone sounds like the place for you and you have the qualifications and drive to match, we invite you to become a member of our winning team. We invest in our people as valuable assets to the company.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Job Details Seniority level: Mid-Senior level Employment type: Full-time Job function: Finance and Sales
Note: This description reflects the responsibilities and requirements of the role and is intended for recruiting purposes. Other duties may be assigned as needed.
#J-18808-Ljbffr