EMC Insurance Companies
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Physical Damage Appraiser II
role at
EMC Insurance Companies 1 day ago Be among the first 25 applicants Join to apply for the
Physical Damage Appraiser II
role at
EMC Insurance Companies Get AI-powered advice on this job and more exclusive features. At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.
Ideal candidate will be located in or near the Des Moines metro area**
Essential Functions
Investigates and evaluates moderately complex physical damage claims and losses Reviews the loss notice and policy to verify coverage, deductibles, loss payee/mortgagees and confirms that the loss occurred within the coverage period Evaluates repair shop and independent appraiser estimates to determine accuracy, photos to determine if damages are consistent with loss or prior unrelated damages, and vehicle values and repair costs to establish repair ability versus total loss Performs field inspections and prepares physical damage estimates Resolves questions of coverage, liability and the value of claims Negotiates, settles and/or resolves minor to moderately complex claims and losses Sets adequate reserves to cover exposure Prepares damage estimates using Mitchell estimating software Negotiates claim settlement with insureds, claimants and attorneys Negotiates agreed repair price with repair facility Issues payments within check authority Responds to questions from the insureds, claimants and agents
Education & Experience
High school diploma or equivalency Five years of collision repair and/or physical damage experience Multiple state insurance adjuster and appraiser licenses
Knowledge, Skills & Abilities
Technical knowledge of auto collision repair techniques and standards Strong knowledge of state statute Strong interpersonal and communication skills, conflict resolution and negotiation abilities Strong knowledge of personal computers, electronic estimatics software and reference manuals relevant to this field of work Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling
The hiring salary range for this position will vary based on geographic location, falling within either the $54,000-$75,000 range or the $60,000-$82,000 range. A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.
All of our locations are tobacco free including in company vehicles. Seniority level
Seniority level Mid-Senior level Employment type
Employment type Full-time Job function
Job function Sales and Management Industries Insurance Referrals increase your chances of interviewing at EMC Insurance Companies by 2x Get notified about new Appraiser jobs in
Des Moines, IA . Polk County, IA $70,000.00-$160,000.00 2 months ago West Des Moines, IA $20.00-$25.00 20 hours ago West Des Moines, IA $53,000.00-$85,000.00 1 month ago Field Auto Claim Appraiser - Quad Cities
West Des Moines, IA $53,000.00-$85,000.00 1 week ago Johnston, IA $56,400.00-$80,200.00 3 weeks ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
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Physical Damage Appraiser II
role at
EMC Insurance Companies 1 day ago Be among the first 25 applicants Join to apply for the
Physical Damage Appraiser II
role at
EMC Insurance Companies Get AI-powered advice on this job and more exclusive features. At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.
Ideal candidate will be located in or near the Des Moines metro area**
Essential Functions
Investigates and evaluates moderately complex physical damage claims and losses Reviews the loss notice and policy to verify coverage, deductibles, loss payee/mortgagees and confirms that the loss occurred within the coverage period Evaluates repair shop and independent appraiser estimates to determine accuracy, photos to determine if damages are consistent with loss or prior unrelated damages, and vehicle values and repair costs to establish repair ability versus total loss Performs field inspections and prepares physical damage estimates Resolves questions of coverage, liability and the value of claims Negotiates, settles and/or resolves minor to moderately complex claims and losses Sets adequate reserves to cover exposure Prepares damage estimates using Mitchell estimating software Negotiates claim settlement with insureds, claimants and attorneys Negotiates agreed repair price with repair facility Issues payments within check authority Responds to questions from the insureds, claimants and agents
Education & Experience
High school diploma or equivalency Five years of collision repair and/or physical damage experience Multiple state insurance adjuster and appraiser licenses
Knowledge, Skills & Abilities
Technical knowledge of auto collision repair techniques and standards Strong knowledge of state statute Strong interpersonal and communication skills, conflict resolution and negotiation abilities Strong knowledge of personal computers, electronic estimatics software and reference manuals relevant to this field of work Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling
The hiring salary range for this position will vary based on geographic location, falling within either the $54,000-$75,000 range or the $60,000-$82,000 range. A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.
All of our locations are tobacco free including in company vehicles. Seniority level
Seniority level Mid-Senior level Employment type
Employment type Full-time Job function
Job function Sales and Management Industries Insurance Referrals increase your chances of interviewing at EMC Insurance Companies by 2x Get notified about new Appraiser jobs in
Des Moines, IA . Polk County, IA $70,000.00-$160,000.00 2 months ago West Des Moines, IA $20.00-$25.00 20 hours ago West Des Moines, IA $53,000.00-$85,000.00 1 month ago Field Auto Claim Appraiser - Quad Cities
West Des Moines, IA $53,000.00-$85,000.00 1 week ago Johnston, IA $56,400.00-$80,200.00 3 weeks ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr