Mortgage Underwriter

Responsibilities: Review and analyze mortgage loan applications to determine creditworthiness and adherence to lending guidelines Conduct quantitative analysis and underwriting of loan files to assess risk and make informed decisions Perform quantitative research and equity research to evaluate market trends and property values Assess risk analysis and fraud prevention detection measures to ensure compliance with regulatory requirements Collaborate with loan officers, borrowers, and other stakeholders to gather necessary information for underwriting decisions Evaluate mortgage servicing activities to ensure accuracy and compliance with industry standards Collect and analyze financial data to assess borrower's ability to repay the loan Prepare comprehensive financial reports summarizing findings and recommendations Requirements: Bachelors Degree or Associates Degree with 12 + months of experience in client service or mortgagees Strong knowledge of quantitative analysis, underwriting principles, and financial concepts Familiarity with risk analysis, fraud prevention detection, and mortgage servicing practices Excellent attention to detail and ability to work in a fast-paced environment Strong analytical skills with the ability to interpret complex financial information Proficient in data collection, organization, and analysis Exceptional written and verbal communication skills for effective report writing and communication with stakeholders Ability to work independently and make sound underwriting decisions within established guidelines Note: This job description is not intended to be all-inclusive. The employee may perform other related duties as negotiated to meet the ongoing needs of the organization. Benefits: 401(k) 401(k) matching Dental insurance Health insurance Paid time off Parental leave Professional development assistance Referral program Vision insurance

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