Valley Bank
CRE Credit Risk Manager - Los Angeles, CA
Valley Bank, Los Angeles, California, United States, 90079
CRE Credit Risk Manager - Los Angeles, CA
At Valley Bank, we believe in people’s growth potential. We invest in it, protect it, and focus it. With nearly 100 years of experience and over $60 billion in assets, Valley Bank provides clients from every industry with the expertise, strategies, and advice that build trust and fuel every goal. Responsibilities
Underwrites and structures new prospective transactions as well as renewals, extensions, increases, and material modifications for existing clients. Participates in external client meetings and internal deal‑team discussions, identifies, outlines, and mitigates risks associated with potential lending opportunities, and advises on all matters related to the Bank’s Credit Policy and related procedures. Performs required due diligence and analysis, produces the credit presentation in accordance with guidelines and policy while ensuring timely completion of the underwriting, and presents credit requests to the required level of credit authority. Maintains oversight via internal reporting and dashboards of all ongoing portfolio monitoring requirements and client deliverables as well as compliance with all terms of the loan agreement including financial reporting, covenant compliance, collateral monitoring, required third‑party reports, annual reviews, and maturing loans and lines of credit. Validates and analyzes reports such as financial statements, borrowing base certificates, collateral field examinations, appraisals, engineering reports, etc., to verify compliance; escalates issues to appropriate levels and develops action plans as necessary. Ensures credits are accurately risk rated and are properly monitored and reported. Prepares all required quarterly reports and analysis including Criticized Loan Monitoring Reports as well as other portfolio management reports as required. Participates in special projects and requests related to the management of the portfolio.
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At Valley Bank, we believe in people’s growth potential. We invest in it, protect it, and focus it. With nearly 100 years of experience and over $60 billion in assets, Valley Bank provides clients from every industry with the expertise, strategies, and advice that build trust and fuel every goal. Responsibilities
Underwrites and structures new prospective transactions as well as renewals, extensions, increases, and material modifications for existing clients. Participates in external client meetings and internal deal‑team discussions, identifies, outlines, and mitigates risks associated with potential lending opportunities, and advises on all matters related to the Bank’s Credit Policy and related procedures. Performs required due diligence and analysis, produces the credit presentation in accordance with guidelines and policy while ensuring timely completion of the underwriting, and presents credit requests to the required level of credit authority. Maintains oversight via internal reporting and dashboards of all ongoing portfolio monitoring requirements and client deliverables as well as compliance with all terms of the loan agreement including financial reporting, covenant compliance, collateral monitoring, required third‑party reports, annual reviews, and maturing loans and lines of credit. Validates and analyzes reports such as financial statements, borrowing base certificates, collateral field examinations, appraisals, engineering reports, etc., to verify compliance; escalates issues to appropriate levels and develops action plans as necessary. Ensures credits are accurately risk rated and are properly monitored and reported. Prepares all required quarterly reports and analysis including Criticized Loan Monitoring Reports as well as other portfolio management reports as required. Participates in special projects and requests related to the management of the portfolio.
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