Logo
SafePoint Insurance Company

Commercial Underwriter

SafePoint Insurance Company, Tampa, Florida, us, 33646

Save Job

Safepoint Insurance Property and Casualty insurance carrier based in Temple Terrace, FL.

Job Location Offices in Tampa, FL OR office in Metairie, LA

Job Summary The Commercial Underwriter I is responsible for underwriting, quoting and selling small business risks through agency partners, and in the maintenance and upkeep of program rating data, forms, etc., working with system vendors as needed. The position also plays an active role in developing new products, pricing, and coverages, and is involved in monitoring and providing updated information and content for our web presence. The ideal qualified candidate will have advanced underwriting skills and be a sales‑oriented insurance professional who thrives in a fast‑paced, high energy business environment. Key success factors include: account pre‑qualification, risk analysis, information validation, classification, pricing adequacy, thought process documentation, collaboration, negotiation, and making the sale. This role may include mentoring and coaching less experienced underwriters on more complex accounts, referral underwriting, and becoming the subject matter expert on emerging issues and complex classes/coverages.

Essential Functions

Solicit, underwrite and price new and renewal small commercial property and casualty business

Select new business and evaluate renewal accounts in accordance with company underwriting philosophy, established authority parameters, as well as written/verbal procedures and guidelines

Travel to agencies providing field underwriting and quoting as needed (up to 10% travel)

Review claims activity, loss control surveys, and inspection reports for existing policies, handling as required

Duties and Responsibilities

Assist in developing programs, coverages, rates, forms, etc., working with system vendors as needed

Assist in monitoring and developing program information and content for web presence, working with vendors as needed

Support marketing activities to agents and actively participate in the agency management process

Demonstrate a professional, courteous attitude with agents. Respond quickly and ethically to all requests/issues. Deliver on promises and promise only what can be delivered

Provide accurate and thorough education to agents about the company’s risk selection philosophy and pricing guidelines

Monitor performance criteria, including premium and unit count goals, mix of business, written‑to‑quoted ratio, and declination ratio of assigned agencies and territory

Achieve company growth objectives by recognizing sales opportunities, soliciting desirable business, and diligent follow‑up on quoted business

Work with other departments as necessary to resolve policy issues

Determine the appropriate course of action for policy changes, delegating to assistant underwriters and/or processing assistants for handling

Provide mentoring and training to the underwriting team

Research new products and coverage forms

Other tasks and projects as may be assigned

Qualifications

Florida 2‑20 General Lines Insurance License required

Professional Insurance Designations such as CPCU, CIC, AAI desired

Minimum 3 years of insurance company underwriting experience in property and casualty insurance

Bachelor’s degree, or equivalent work experience preferred

Comprehensive knowledge of commercial lines products and the underwriting process and analytics involved

Strong familiarity with Florida Insurance regulations/requirements

Excellent communication and organizational skills

Advanced computer skills and strong systems knowledge

Physical Requirements While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, use hands to handle or feel, and reach with hands and arms.

Working Conditions This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines.

Compensation and Benefits We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide:

Market Competitive Wages

Professional Development and Educational Assistance Programs

Safe Harbor 401(k) Plan with Immediate Vesting and an Automatic Company Contribution

Paid Time‑Off (Discretionary, PTO, Parental Leave, and others)

Company Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Short and Long Term Disability Insurance (company paid premiums)

Flexible Spending Accounts with Company Contribution

Health Savings Accounts with Company Contribution

Employee Life and AD&D Insurance

Dependent Life and AD&D Insurance

AAA Membership (company paid)

Identity Theft Protection (company paid)

Other Ancillary Insurance Benefit Programs

And more…

Equal Employment Opportunity Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.

Powered by JazzHR

#J-18808-Ljbffr