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PrimeLending, A PlainsCapital Company

Real Estate Associate Loan Originator, NE

PrimeLending, A PlainsCapital Company, Dayton, Ohio, United States, 45444

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Overview

Real Estate Associate Loan Originator, NE at PrimeLending, A PlainsCapital Company. Under the direction of the Lead/Primary Loan Originator, performs part-time office or non-manual work related to the management or general business operations of PrimeLending and its customers and markets, promoting PrimeLending products and services to the team’s client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers, and branch operations staff. Responsibilities

Engages in residential mortgage loan origination activities as defined by the SAFE Act, including taking mortgage loan applications and offering or negotiating terms of residential mortgage loans. Markets and promotes PrimeLending’s financial products. Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship. Establishes and maintains relationships with realtors, bank officers, builders, and new home sales representatives to develop and retain existing business; may involve visiting subdivisions if partnering with lead/primary loan originator. Handles loan volume and assists with residential mortgage loans as directed by the team lead/primary loan originator, while obtaining working knowledge of company products and private and Government insured mortgage guidelines. Monitors overall customer interaction and interfaces with all parties involved on each loan from application to closing, including counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer’s income, assets, investments, or debts. Schedules appointments with potential customers for the team. Interacts with all parties involved in each loan transaction from application to closing. Obtains necessary support documents, including appropriate fees, and communicates loan status to all interested parties; obtains remaining or uncollected loan documentation after closing. Negotiates terms and conditions of loans with customers. Stays informed of changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. Meets customer service standards as outlined by management. Other functions as needed. Qualifications

High school diploma or equivalent and appropriate licenses as required by state. Valid driver’s license and current automobile liability insurance. A minimum of 6 months real estate or financial services experience required. Maintain active NMLS registration and required licenses in good standing, in compliance with applicable laws. Interacts with regional and corporate departments, as well as customers, realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision-making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU and Loan Origination software technology. Must be active in the community and in job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. Exempt Status as defined by applicable laws. Seniority level

Entry level Employment type

Part-time Job function

Finance and Sales

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