Federal Home Loan Bank of Indianapolis (FHLBI)
Credit Data Analyst
Federal Home Loan Bank of Indianapolis (FHLBI), Indianapolis, Indiana, us, 46262
Overview
Credit Data Analyst at Federal Home Loan Bank of Indianapolis (FHLBI). Purpose
Perform written credit analyses of FHLBank Indianapolis member institutions including commercial banks, credit unions, insurance companies and community development financial institutions, to assist ERM Member Credit management in mitigating and managing the credit-related risk associated with these institutions. Conduct micro and macro financial and economic analyses of related industries to aid management in making prudent lending and collateral decisions. Support ERM Member Credit management processes through data-driven analytics and reporting. Specific Responsibilities
Credit Analysis – Perform written credit analyses and monitor the financial condition of the Bank’s member institutions utilizing S&P Market Intelligence / CapIQ, regulatory call reports, SEC filings, business plans, annual reports and confidential regulatory examination reports. Summarize findings in written credit reviews that are used to formulate/support credit decisions and establish/adjust collateral and lending requirements. As needed, attend member meetings to discuss financial condition and direction of member’s credit risk profile, incorporating takeaways in analyses as appropriate. Model Execution & Analysis – Execute models designed to evaluate credit risk for financial institutions, interpreting and reporting results to ERM Member Credit managers to assist in collateral and underwriting decisions. Conduct data analysis, assessing the use and performance of associated models and reporting to management the results and any recommendations of that research. Dashboards & Reports – Design and maintain dashboards and reports in Power BI and Microsoft Excel to support decision-making across underwriting and credit risk teams, maintaining adherence to FHLBI and regulatory credit risk parameters. Develop Python scripts for data cleansing, automation, statistical modeling and efficient reporting. Risk Assessment Evaluation & Process Improvement – On an as-needed basis, assist with various credit risk and financial assessments regarding FHLBI member and non-member institutions. This can include, but is not limited to, data aggregation, preparing the credit risk assessment reviews and reports, and other tasks that will assist ERM management and underwriting team members in their assessment of credit risk. Additionally, on an ongoing basis, evaluate and enhance credit risk processes to ensure efficiency, accuracy and timely completion. Miscellaneous Duties & Special Projects – Develop skillsets related to credit and financial risk analysis, through the use of news articles, magazines, seminars and training classes. Remain current on member industry events/developments which could impact member institutions and lending parameters. Participate on FHLBI internal committees and working groups as assigned. Assist with special projects and internal/external finding remediation pertaining to member credit risk, as needed. Competencies
Business: Job Knowledge; Attention to Detail; Accuracy General: Decision Making/Judgment; Dependability; Independent Time Management People: Written Communication; Collaboration Position Requirements
Bachelor’s degree in Finance, Economics, Data Science or other related field is required. Advanced degree in a business field, CFA or FRM is desirable. Minimum of three years’ experience working in financial/risk analysis, analytics or business intelligence is required, preferably in the banking / financial sector. Proficiency in core Microsoft Office tools (Word, PowerPoint) is required. Advanced proficiency in data analytic tools such as Microsoft Excel and Power BI, and Python preferred. Excellent analytical and written communication skills. Ability to interact with FHLBI and member management teams. Attention to detail, accuracy and independent time management are core competencies. Must not have been convicted of any civil or criminal charge that would suggest a risk to Bank security. Must have the ability to work full-time and uphold the Bank’s Guiding Principles. Hiring Range:
$72,000-84,000. Hiring ranges reflect the base salary that the Bank reasonably expects to pay for a given role and is not inclusive of annual incentive award opportunities, retirement benefits or the value of other health and welfare or other ancillary benefits. We consider many factors when determining base salaries such as individual background and experience, the competitive environment, education, particular skill set(s), and industry and institutional knowledge. FHLBank Indianapolis is an Equal Opportunity Employer. Important: This job description is for informational purposes and does not constitute a contract of employment. The Bank reserves the right to alter or amend the description at any time.
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Credit Data Analyst at Federal Home Loan Bank of Indianapolis (FHLBI). Purpose
Perform written credit analyses of FHLBank Indianapolis member institutions including commercial banks, credit unions, insurance companies and community development financial institutions, to assist ERM Member Credit management in mitigating and managing the credit-related risk associated with these institutions. Conduct micro and macro financial and economic analyses of related industries to aid management in making prudent lending and collateral decisions. Support ERM Member Credit management processes through data-driven analytics and reporting. Specific Responsibilities
Credit Analysis – Perform written credit analyses and monitor the financial condition of the Bank’s member institutions utilizing S&P Market Intelligence / CapIQ, regulatory call reports, SEC filings, business plans, annual reports and confidential regulatory examination reports. Summarize findings in written credit reviews that are used to formulate/support credit decisions and establish/adjust collateral and lending requirements. As needed, attend member meetings to discuss financial condition and direction of member’s credit risk profile, incorporating takeaways in analyses as appropriate. Model Execution & Analysis – Execute models designed to evaluate credit risk for financial institutions, interpreting and reporting results to ERM Member Credit managers to assist in collateral and underwriting decisions. Conduct data analysis, assessing the use and performance of associated models and reporting to management the results and any recommendations of that research. Dashboards & Reports – Design and maintain dashboards and reports in Power BI and Microsoft Excel to support decision-making across underwriting and credit risk teams, maintaining adherence to FHLBI and regulatory credit risk parameters. Develop Python scripts for data cleansing, automation, statistical modeling and efficient reporting. Risk Assessment Evaluation & Process Improvement – On an as-needed basis, assist with various credit risk and financial assessments regarding FHLBI member and non-member institutions. This can include, but is not limited to, data aggregation, preparing the credit risk assessment reviews and reports, and other tasks that will assist ERM management and underwriting team members in their assessment of credit risk. Additionally, on an ongoing basis, evaluate and enhance credit risk processes to ensure efficiency, accuracy and timely completion. Miscellaneous Duties & Special Projects – Develop skillsets related to credit and financial risk analysis, through the use of news articles, magazines, seminars and training classes. Remain current on member industry events/developments which could impact member institutions and lending parameters. Participate on FHLBI internal committees and working groups as assigned. Assist with special projects and internal/external finding remediation pertaining to member credit risk, as needed. Competencies
Business: Job Knowledge; Attention to Detail; Accuracy General: Decision Making/Judgment; Dependability; Independent Time Management People: Written Communication; Collaboration Position Requirements
Bachelor’s degree in Finance, Economics, Data Science or other related field is required. Advanced degree in a business field, CFA or FRM is desirable. Minimum of three years’ experience working in financial/risk analysis, analytics or business intelligence is required, preferably in the banking / financial sector. Proficiency in core Microsoft Office tools (Word, PowerPoint) is required. Advanced proficiency in data analytic tools such as Microsoft Excel and Power BI, and Python preferred. Excellent analytical and written communication skills. Ability to interact with FHLBI and member management teams. Attention to detail, accuracy and independent time management are core competencies. Must not have been convicted of any civil or criminal charge that would suggest a risk to Bank security. Must have the ability to work full-time and uphold the Bank’s Guiding Principles. Hiring Range:
$72,000-84,000. Hiring ranges reflect the base salary that the Bank reasonably expects to pay for a given role and is not inclusive of annual incentive award opportunities, retirement benefits or the value of other health and welfare or other ancillary benefits. We consider many factors when determining base salaries such as individual background and experience, the competitive environment, education, particular skill set(s), and industry and institutional knowledge. FHLBank Indianapolis is an Equal Opportunity Employer. Important: This job description is for informational purposes and does not constitute a contract of employment. The Bank reserves the right to alter or amend the description at any time.
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