Metropolitan Commercial Bank
Senior Credit Underwriter (C&I Healthcare)
Metropolitan Commercial Bank, New York, New York, us, 10261
Senior Credit Underwriter (C&I Healthcare)
New York, NY Come work with us: Metropolitan Commercial Bank is a New York City based full-service commercial bank that provides a broad range of business, commercial and personal banking products and services to individuals, small businesses, private and public middle-market and corporate enterprises and institutions, municipalities and local government entities. The Bank operates banking centers and private client offices in Manhattan and Boro Park, Brooklyn in New York City and Great Neck on Long Island in New York State. For more information, please visit the Bank’s website at MCBankNY.com. Metropolitan Commercial Bank was named one of Newsweek's Best Regional Banks and Credit Unions 2024. The Bank was ranked by Independent Community Bankers of America among the top ten successful loan producers for 2023 by loan category and asset size for commercial banks with more than $1 billion in assets. About the role: The Senior Credit Underwriter (VP) role is a key position in our Credit team responsible for undertaking and presenting robust credit risk analysis in support of relationship-led loan requests from our Commercial & Industrial (C&I) team. The role will primarily focus on C&I which is heavily weighted towards Healthcare, with a particular focus on skilled nursing and assisted living facilities. Duties and responsibilities of the job include the following: Undertaking comprehensive financial and credit risk analysis in support of loan requests; including but not limited to financials, projections, industry/market, structure, management and environmental. Demonstrating deep understanding of credit risks and mitigants, presenting clearly and concisely in risk focused credit proposals for submission to the appropriate approval authority. Working collaboratively with Lending Officers throughout the transaction process, ensuring financials are complete, accurate and received in a timely manner. Strong understanding of compliance, regulations and the Bank’s commercial lending policies, clearly outlining any exceptions to policy and supporting rationale in the credit proposal. Ensuring all credit-related questions from the approval authority are addressed efficiently and effectively. Contributing effectively at Credit Committee and other Committee meetings as appropriate. Providing guidance and oversight for more junior credit underwriters. Assisting in the completion of various monthly, quarterly or ad hoc reports as necessary. Assisting in gathering information required by Bank examiners and internal audit. Leading ad hoc credit risk projects with limited oversight. Preferred experience, education, and qualifications: Bachelor’s degree in Business, Accounting or Finance; or equivalent experience Minimum 7 years in credit related field, preferably in a banking environment with C&I / Healthcare experience Strong analytical / financial modeling skills Excellent written and verbal communication skills Strong interpersonal skills; work collaboratively and with integrity with key internal and external stakeholders. Strong team player with desire to develop and coach less experienced members of the team Working knowledge of all MS Office Suite products and appetite to learn core database management programs Potential Salary: $150,000 - $185,000 annually This salary range only reflects base wages and does not include benefits, bonus, or incentive pay. Metropolitan Commercial Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
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New York, NY Come work with us: Metropolitan Commercial Bank is a New York City based full-service commercial bank that provides a broad range of business, commercial and personal banking products and services to individuals, small businesses, private and public middle-market and corporate enterprises and institutions, municipalities and local government entities. The Bank operates banking centers and private client offices in Manhattan and Boro Park, Brooklyn in New York City and Great Neck on Long Island in New York State. For more information, please visit the Bank’s website at MCBankNY.com. Metropolitan Commercial Bank was named one of Newsweek's Best Regional Banks and Credit Unions 2024. The Bank was ranked by Independent Community Bankers of America among the top ten successful loan producers for 2023 by loan category and asset size for commercial banks with more than $1 billion in assets. About the role: The Senior Credit Underwriter (VP) role is a key position in our Credit team responsible for undertaking and presenting robust credit risk analysis in support of relationship-led loan requests from our Commercial & Industrial (C&I) team. The role will primarily focus on C&I which is heavily weighted towards Healthcare, with a particular focus on skilled nursing and assisted living facilities. Duties and responsibilities of the job include the following: Undertaking comprehensive financial and credit risk analysis in support of loan requests; including but not limited to financials, projections, industry/market, structure, management and environmental. Demonstrating deep understanding of credit risks and mitigants, presenting clearly and concisely in risk focused credit proposals for submission to the appropriate approval authority. Working collaboratively with Lending Officers throughout the transaction process, ensuring financials are complete, accurate and received in a timely manner. Strong understanding of compliance, regulations and the Bank’s commercial lending policies, clearly outlining any exceptions to policy and supporting rationale in the credit proposal. Ensuring all credit-related questions from the approval authority are addressed efficiently and effectively. Contributing effectively at Credit Committee and other Committee meetings as appropriate. Providing guidance and oversight for more junior credit underwriters. Assisting in the completion of various monthly, quarterly or ad hoc reports as necessary. Assisting in gathering information required by Bank examiners and internal audit. Leading ad hoc credit risk projects with limited oversight. Preferred experience, education, and qualifications: Bachelor’s degree in Business, Accounting or Finance; or equivalent experience Minimum 7 years in credit related field, preferably in a banking environment with C&I / Healthcare experience Strong analytical / financial modeling skills Excellent written and verbal communication skills Strong interpersonal skills; work collaboratively and with integrity with key internal and external stakeholders. Strong team player with desire to develop and coach less experienced members of the team Working knowledge of all MS Office Suite products and appetite to learn core database management programs Potential Salary: $150,000 - $185,000 annually This salary range only reflects base wages and does not include benefits, bonus, or incentive pay. Metropolitan Commercial Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
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