Lake Michigan Credit Union
Senior Commercial Credit Analyst, Tampa FL
Lake Michigan Credit Union, Tampa, Florida, us, 33646
Senior Commercial Credit Analyst, Tampa FL page is loaded## Senior Commercial Credit Analyst, Tampa FLlocations:
Tampa, FLtime type:
Full timeposted on:
Posted Todayjob requisition id:
REQ-2025-5977Job Title: Senior Commercial Credit AnalystPrimary Location: 12471 W. Linebaugh Ave, Tampa. FL 33626Employee Status: full-time salaryEstimated Hours/Week: 38Remote/Hybrid: No## **What You’ll Get:** (note varied offerings based on role and hours)* Weekly Pay* Comprehensive Health & Wellness packages including Medical (with prescription coverage), Dental, and Vision* Matching Health Savings Account Contributions, Dependent Care flexible spending account (FSA)* Retirement options like 401 (k) with company match and pension* Paid time off: Vacation, Personal days, paid holidays, paid volunteer time, sick days, & flex time* Tuition reimbursement* To see a full list of our benefit offerings – check out this !## **About this position:**The Senior Commercial Credit Analyst role is responsible for assessing the risk(s) of commercial loan requests, managing the administrative requirements of a commercial loan portfolio, train and mentor junior credit analyst(s), and assisting fellow credit and lending staff with commercial loan requests while adhering to the Credit Union’s Member Business Loan Policy. The Senior Commercial Credit Analyst will also from time to time be assigned special credit specific projects to manage and complete.## **What you’ll do:*** Gather and analyze financial data such as income growth, budgets, projections, cash flow, quality of management, and industry information to determine extension of credit and risks around extension of credit.* Assist commercial loan officers with structuring loans, keeping with established regulations and policies. Provide commercial loan officers with pertinent questions pertaining to the Borrower/Proposed Borrower and the subject loan request(s).* Provide feedback, when necessary, regarding the MBL policy and procedures. This shall include preparing formal requests to waive regulations when required by loan structure.* Maintain administrative tracking reports including financial statement, covenant, and borrowing base tracking.* Collect and review updated financial information from existing Borrowers to reassess risk grades and for detection of any potential credit deterioration.* Assist in maintenance of the commercial lending referral system to include communicating with potential borrowers regarding loan structures, desired types of loans, and required information needed to consider a loan request.## **What You’ll Bring:*** Five to eight years of similar or related experience.* Expert working knowledge of Microsoft Word and Excel is required. Must possess the ability to prepare written reports and present formal presentations. Database experience preferred.## **Who We Are:**We’re proud of our past, thrilled with our present, and couldn’t be more excited about our future! Lake Michigan Credit Union has grown to become one of the largest credit unions in the nation with our headquarters in West Michigan.As a credit union, LMCU is a not-for-profit institution, owned by its members, instead of corporate stockholders. We are accountable directly to our members, and they directly share in our success – benefitting by lower and fewer fees, better savings and checking interest rates, lower cost mortgages and a host of other advantages that simply don’t exist at traditional banks.It’s about always doing what’s best and right for our members - it guides everything we do.From friendly, knowledgeable and professional employees who greet you by name, to offering stellar value at every turn, LMCU works for its members.Working with LMCU you can grow and advance in your career and work with talented teams that help you become better each and every day.
As an employee you can have confidence in knowing your work is having an impact by supporting our mission of serving our members’ lifetime financial needs. You’ll be encouraged to innovate and excel and we're committed to your empowerment as an employee, providing ongoing training, development, support, and opportunities for you to achieve your career goals.**You may email us at:** **Careers@lmcu.org****.**If you lack access to the internet or internet connectivity, or have a disability that hinders your ability to apply online, please choose one of the following options to obtain assistance:**Call us at:** (616) 242-9790**Mail your resume to:** 5664 Prairie Creek Drive, Caledonia, MI 49316**Please Note:** These options are reserved for use by individuals requesting an accommodation as a candidate. Information received via these options will be routed to our HR team, who will provide appropriate assistance to facilitate the completion of LMCU’s online application.Lake Michigan Credit Union is fundamentally different than a bank, both in our structure and mission. Our goal has always been to do what is best for our members. This approach guides every decision we make and every service we offer. As a credit union, our goal isn’t to generate profits for shareholders, it’s to improve the lives of our members. LMCU is consistently rated in the top ten in the nation for Return of the Member by Callahan & Associates, meaning we give back more to our members in the form of higher rates when they save and lower rates when they borrow. At LMCU, the emphasis on delivering real value to our members has been job one, since day one.As one of the largest credit unions in the nation for several years running, LMCU has earned many awards and accolades such as inclusion as one of the 101 Best and Brightest Companies to Work For Nationally and being recognized by Forbes as a Great Place to Work. As an employee, you'll enjoy a stimulating, professional atmosphere, supported by the latest technology, training, and development. We recognize that a healthy balance between work, home life, and play is essential to our employees and our success. We offer a friendly, respectful and inclusive work environment, fun employee activities and rewarding community involvement opportunities.You’ll love working here at Lake Michigan Credit Union! #J-18808-Ljbffr
Tampa, FLtime type:
Full timeposted on:
Posted Todayjob requisition id:
REQ-2025-5977Job Title: Senior Commercial Credit AnalystPrimary Location: 12471 W. Linebaugh Ave, Tampa. FL 33626Employee Status: full-time salaryEstimated Hours/Week: 38Remote/Hybrid: No## **What You’ll Get:** (note varied offerings based on role and hours)* Weekly Pay* Comprehensive Health & Wellness packages including Medical (with prescription coverage), Dental, and Vision* Matching Health Savings Account Contributions, Dependent Care flexible spending account (FSA)* Retirement options like 401 (k) with company match and pension* Paid time off: Vacation, Personal days, paid holidays, paid volunteer time, sick days, & flex time* Tuition reimbursement* To see a full list of our benefit offerings – check out this !## **About this position:**The Senior Commercial Credit Analyst role is responsible for assessing the risk(s) of commercial loan requests, managing the administrative requirements of a commercial loan portfolio, train and mentor junior credit analyst(s), and assisting fellow credit and lending staff with commercial loan requests while adhering to the Credit Union’s Member Business Loan Policy. The Senior Commercial Credit Analyst will also from time to time be assigned special credit specific projects to manage and complete.## **What you’ll do:*** Gather and analyze financial data such as income growth, budgets, projections, cash flow, quality of management, and industry information to determine extension of credit and risks around extension of credit.* Assist commercial loan officers with structuring loans, keeping with established regulations and policies. Provide commercial loan officers with pertinent questions pertaining to the Borrower/Proposed Borrower and the subject loan request(s).* Provide feedback, when necessary, regarding the MBL policy and procedures. This shall include preparing formal requests to waive regulations when required by loan structure.* Maintain administrative tracking reports including financial statement, covenant, and borrowing base tracking.* Collect and review updated financial information from existing Borrowers to reassess risk grades and for detection of any potential credit deterioration.* Assist in maintenance of the commercial lending referral system to include communicating with potential borrowers regarding loan structures, desired types of loans, and required information needed to consider a loan request.## **What You’ll Bring:*** Five to eight years of similar or related experience.* Expert working knowledge of Microsoft Word and Excel is required. Must possess the ability to prepare written reports and present formal presentations. Database experience preferred.## **Who We Are:**We’re proud of our past, thrilled with our present, and couldn’t be more excited about our future! Lake Michigan Credit Union has grown to become one of the largest credit unions in the nation with our headquarters in West Michigan.As a credit union, LMCU is a not-for-profit institution, owned by its members, instead of corporate stockholders. We are accountable directly to our members, and they directly share in our success – benefitting by lower and fewer fees, better savings and checking interest rates, lower cost mortgages and a host of other advantages that simply don’t exist at traditional banks.It’s about always doing what’s best and right for our members - it guides everything we do.From friendly, knowledgeable and professional employees who greet you by name, to offering stellar value at every turn, LMCU works for its members.Working with LMCU you can grow and advance in your career and work with talented teams that help you become better each and every day.
As an employee you can have confidence in knowing your work is having an impact by supporting our mission of serving our members’ lifetime financial needs. You’ll be encouraged to innovate and excel and we're committed to your empowerment as an employee, providing ongoing training, development, support, and opportunities for you to achieve your career goals.**You may email us at:** **Careers@lmcu.org****.**If you lack access to the internet or internet connectivity, or have a disability that hinders your ability to apply online, please choose one of the following options to obtain assistance:**Call us at:** (616) 242-9790**Mail your resume to:** 5664 Prairie Creek Drive, Caledonia, MI 49316**Please Note:** These options are reserved for use by individuals requesting an accommodation as a candidate. Information received via these options will be routed to our HR team, who will provide appropriate assistance to facilitate the completion of LMCU’s online application.Lake Michigan Credit Union is fundamentally different than a bank, both in our structure and mission. Our goal has always been to do what is best for our members. This approach guides every decision we make and every service we offer. As a credit union, our goal isn’t to generate profits for shareholders, it’s to improve the lives of our members. LMCU is consistently rated in the top ten in the nation for Return of the Member by Callahan & Associates, meaning we give back more to our members in the form of higher rates when they save and lower rates when they borrow. At LMCU, the emphasis on delivering real value to our members has been job one, since day one.As one of the largest credit unions in the nation for several years running, LMCU has earned many awards and accolades such as inclusion as one of the 101 Best and Brightest Companies to Work For Nationally and being recognized by Forbes as a Great Place to Work. As an employee, you'll enjoy a stimulating, professional atmosphere, supported by the latest technology, training, and development. We recognize that a healthy balance between work, home life, and play is essential to our employees and our success. We offer a friendly, respectful and inclusive work environment, fun employee activities and rewarding community involvement opportunities.You’ll love working here at Lake Michigan Credit Union! #J-18808-Ljbffr