Anthem Bank & Trust
Job Overview
Anthem Bank & Trust is seeking a detail-oriented and analytical Commercial Credit Analyst to join our financial services team. This role involves assessing the creditworthiness of potential clients and managing existing credit portfolios while working closely with loan officers and senior management.
Duties
Collect, monitor, and analyze financial data
to determine credit worthiness of prospective and/or current customer(s).
Prepare financial spreads and presentations
on clients and present information to management and senior staff.
Review risk classification definitions
compared to actual risk ratings on loans to ensure consistency with the Bank’s policy.
Review credit packages
for policy compliance, structural soundness, and credit weakness.
Prepare annual reviews
of existing loan portfolio as assigned to identify potential weaknesses.
Provide excellent customer service
to the Bank’s customers and employees through ongoing support via phone and written communications.
Other duties as assigned.
Qualifications
Bachelor’s degree in accounting, finance, or related field and 1+ year of direct industry experience in commercial credit, especially commercial real estate & banking C&I; or equivalent.
Proficiency in Microsoft Excel and Word.
Experience in financial statement and tax return analysis.
Excellent communication and customer service skills.
Problem solving capabilities, ability to work independently, and excellent organization and time management skills.
Understanding of credit policy and procedures.
Demonstrated financial acumen to make sound decisions based on comprehensive data evaluation.
Benefits
401(k) and 401(k) matching
Health, Vision, and Life insurance
Health savings account
Paid time off
Employment Details Job Type: Full-time | Seniority level: Entry level | Job function: Finance and Sales | Industries: Banking
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Duties
Collect, monitor, and analyze financial data
to determine credit worthiness of prospective and/or current customer(s).
Prepare financial spreads and presentations
on clients and present information to management and senior staff.
Review risk classification definitions
compared to actual risk ratings on loans to ensure consistency with the Bank’s policy.
Review credit packages
for policy compliance, structural soundness, and credit weakness.
Prepare annual reviews
of existing loan portfolio as assigned to identify potential weaknesses.
Provide excellent customer service
to the Bank’s customers and employees through ongoing support via phone and written communications.
Other duties as assigned.
Qualifications
Bachelor’s degree in accounting, finance, or related field and 1+ year of direct industry experience in commercial credit, especially commercial real estate & banking C&I; or equivalent.
Proficiency in Microsoft Excel and Word.
Experience in financial statement and tax return analysis.
Excellent communication and customer service skills.
Problem solving capabilities, ability to work independently, and excellent organization and time management skills.
Understanding of credit policy and procedures.
Demonstrated financial acumen to make sound decisions based on comprehensive data evaluation.
Benefits
401(k) and 401(k) matching
Health, Vision, and Life insurance
Health savings account
Paid time off
Employment Details Job Type: Full-time | Seniority level: Entry level | Job function: Finance and Sales | Industries: Banking
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