Nevada State Bank
Overview
Join to apply for the
Portfolio Risk Officer (Las Vegas, NV)
role at
Nevada State Bank , a division of Zions Bancorporation, N.A. This position focuses on managing and servicing loan portfolios, spreading and analyzing financial statements, and identifying industry risk. The role is in-office at our Corporate building in Las Vegas, NV.
Responsibilities
Manages the commercial loan portfolio with coordination from the Relationship Manager (RM).
Conducts initial interview with the RM and is introduced to client.
Follow up with borrower for required financial information and explanation.
Through discussion with the client and minimal RM assistance obtain sufficient understanding of borrower's financial position, managerial strategy, and expected loan performance to recommend a loan structure.
Document understanding of the lending relationship in written form primarily in loan credit presentations, but also in problem loan reports, semi-annual credit reviews, risk grading, and file comments.
The PRO will assist and may lead the presentation of the loan at credit committee.
Obtain satisfactory Audit and Regulatory examination findings.
The successful PRO is capable of managing the loan portfolio with limited assistance from the RM. Other duties as assigned.
Qualifications
Requires a Bachelor's and 4+ years experience with commercial lending (C&I), lending policies and procedures, or other directly related experience. A combination of education and experience may meet requirements.
Extensive knowledge of C&I credit underwriting, lending policies and procedures, loan structuring, and financial analysis.
Must have knowledge of job-related software such as Moody's Risk Analysis as well as other common office software and applications.
Must have strong written and verbal communication skills, including technical writing and ability to communicate with external clients and internal employees.
Must have excellent analytical abilities and decision-making skills.
Benefits
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 13 Paid Holidays, (includes Nevada Day & Family Day)
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
Pay range: $90,000 - $115,000 annual base salary.
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Finance and Sales
Industries
Banking
Location: Las Vegas, NV
#J-18808-Ljbffr
Portfolio Risk Officer (Las Vegas, NV)
role at
Nevada State Bank , a division of Zions Bancorporation, N.A. This position focuses on managing and servicing loan portfolios, spreading and analyzing financial statements, and identifying industry risk. The role is in-office at our Corporate building in Las Vegas, NV.
Responsibilities
Manages the commercial loan portfolio with coordination from the Relationship Manager (RM).
Conducts initial interview with the RM and is introduced to client.
Follow up with borrower for required financial information and explanation.
Through discussion with the client and minimal RM assistance obtain sufficient understanding of borrower's financial position, managerial strategy, and expected loan performance to recommend a loan structure.
Document understanding of the lending relationship in written form primarily in loan credit presentations, but also in problem loan reports, semi-annual credit reviews, risk grading, and file comments.
The PRO will assist and may lead the presentation of the loan at credit committee.
Obtain satisfactory Audit and Regulatory examination findings.
The successful PRO is capable of managing the loan portfolio with limited assistance from the RM. Other duties as assigned.
Qualifications
Requires a Bachelor's and 4+ years experience with commercial lending (C&I), lending policies and procedures, or other directly related experience. A combination of education and experience may meet requirements.
Extensive knowledge of C&I credit underwriting, lending policies and procedures, loan structuring, and financial analysis.
Must have knowledge of job-related software such as Moody's Risk Analysis as well as other common office software and applications.
Must have strong written and verbal communication skills, including technical writing and ability to communicate with external clients and internal employees.
Must have excellent analytical abilities and decision-making skills.
Benefits
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 13 Paid Holidays, (includes Nevada Day & Family Day)
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products
Pay range: $90,000 - $115,000 annual base salary.
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Finance and Sales
Industries
Banking
Location: Las Vegas, NV
#J-18808-Ljbffr