Regions Bank
Mortgage Loan Officer - Greater Nashville
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career — a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to safeguarding private and personally identifiable information submitted by candidates. The information you submit will be collected and reviewed by Regions associates, consultants, and vendors to evaluate qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside Regions unless required by law. Such information will be stored in accordance with regulatory requirements and Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting the careers section of the system. Job Description
At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network. Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history Maintains contact with loan customers, communicating progress of loan and obtaining any required documentation Structures loan to comply with acceptable lending practices and Federal regulations Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc., and frequency of contact Answers customer calls and walk-in customers to discuss various loan products and qualification information Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business Cross-sells other bank products and services Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations This position requires overtime tracking and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. This is a commission-based role. Associates in the position have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on location, performance, and production. This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). More information available at the NMLS registry. Qualifications
High School Diploma or GED One (1) year of mortgage lending experience with proven mortgage production Extensive mortgage experience in developing external business via referral partners (realtors, builders, financial planners) Preferences
Bachelor's degree Prior Mortgage Loan Officer experience Skills And Competencies
Good organizational skills Knowledge of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc. Knowledge of agency and investor regulations and guidelines Ability to build and maintain internal and external relationships to deliver high levels of service Ability to multi-task and meet tight deadlines Proficient in Microsoft Office Sales acumen Strong written and verbal communication skills Locations may include other cities within Tennessee Strong preference for MLOs with recent proven production of 10M or greater annually. Position Type
Full time Incentive Pay Plans
This role is eligible to participate in a commission incentive plan with potential to earn based on performance against defined metrics and goals. Benefits Information
Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program Benefits and plans may be changed or terminated at any time. For details, visit Regions benefits page. Location
Music Row, Nashville, Tennessee Equal Opportunity
Equal Opportunity Employer/including Disabled/Veterans. Job applications at Regions are accepted electronically through our career site for a minimum of five business days from posting.
#J-18808-Ljbffr
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career — a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to safeguarding private and personally identifiable information submitted by candidates. The information you submit will be collected and reviewed by Regions associates, consultants, and vendors to evaluate qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside Regions unless required by law. Such information will be stored in accordance with regulatory requirements and Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting the careers section of the system. Job Description
At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network. Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history Maintains contact with loan customers, communicating progress of loan and obtaining any required documentation Structures loan to comply with acceptable lending practices and Federal regulations Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc., and frequency of contact Answers customer calls and walk-in customers to discuss various loan products and qualification information Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business Cross-sells other bank products and services Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations This position requires overtime tracking and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. This is a commission-based role. Associates in the position have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on location, performance, and production. This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). More information available at the NMLS registry. Qualifications
High School Diploma or GED One (1) year of mortgage lending experience with proven mortgage production Extensive mortgage experience in developing external business via referral partners (realtors, builders, financial planners) Preferences
Bachelor's degree Prior Mortgage Loan Officer experience Skills And Competencies
Good organizational skills Knowledge of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc. Knowledge of agency and investor regulations and guidelines Ability to build and maintain internal and external relationships to deliver high levels of service Ability to multi-task and meet tight deadlines Proficient in Microsoft Office Sales acumen Strong written and verbal communication skills Locations may include other cities within Tennessee Strong preference for MLOs with recent proven production of 10M or greater annually. Position Type
Full time Incentive Pay Plans
This role is eligible to participate in a commission incentive plan with potential to earn based on performance against defined metrics and goals. Benefits Information
Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program Benefits and plans may be changed or terminated at any time. For details, visit Regions benefits page. Location
Music Row, Nashville, Tennessee Equal Opportunity
Equal Opportunity Employer/including Disabled/Veterans. Job applications at Regions are accepted electronically through our career site for a minimum of five business days from posting.
#J-18808-Ljbffr