Citigroup Inc
Citi is looking to hire a Private Credit Structurer for the to join the Spread Products team in NYC. This is a fantastic opportunity for an experienced credit trader to work on primary
loan underwriting
, execution and distribution of transactions while also being responsible for booking and risk managing the transactions.
What you will do will be varied day to day, but the key drivers for the role are
:
Individual to be private side and to work with private side Sales (previously Corporate Solutions Group), Banking, CMO, DCM on
primary loan sourcing opportunities
, execution and together with SP Syndicate
where there is a distribution aspect to
transactions
Detailed experience in structuring loans, collateral packages, different distribution formats (CLN, TRS, sub-participation, CDS, insurance, etc.) is a requirement,
particularly direct lending and corporate loans, as well as loan-on-loan structures
The individual would need to make direct trading decisions for the Trading books and work closely together with Structuring when identifying, structuring and pricing transactions
The includes HFS/HFI books on the
Financing
side
What we will need from you:
This is not an entry level role, so the successful candidate will need to have current trading and structuring experience as well as experience and exposure to primary loans
as outlined above
.
Clear and concise written and verbal communication and effective interpersonal skills to develop and maintain relationships with internal and external stakeholders.
Bachelor's degree/University degree or equivalent experience
Strong track record from large IB or buyside preferred
What we will provide you:
This role will provide you with the opportunity to work within Spread Products franchise. You will work closely with many senior stakeholders across the markets platform in a bank that offers a diverse career path with global opportunities.
Job Family Group:
Institutional Trading
Job Family:
Trading
Time Type:
Full time
Primary Location:
New York New York United States
Primary Location Full Time Salary Range:
$200,000.00 - $300,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Oct 14, 2025
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) .
View Citi's EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy) and the Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) poster.
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
loan underwriting
, execution and distribution of transactions while also being responsible for booking and risk managing the transactions.
What you will do will be varied day to day, but the key drivers for the role are
:
Individual to be private side and to work with private side Sales (previously Corporate Solutions Group), Banking, CMO, DCM on
primary loan sourcing opportunities
, execution and together with SP Syndicate
where there is a distribution aspect to
transactions
Detailed experience in structuring loans, collateral packages, different distribution formats (CLN, TRS, sub-participation, CDS, insurance, etc.) is a requirement,
particularly direct lending and corporate loans, as well as loan-on-loan structures
The individual would need to make direct trading decisions for the Trading books and work closely together with Structuring when identifying, structuring and pricing transactions
The includes HFS/HFI books on the
Financing
side
What we will need from you:
This is not an entry level role, so the successful candidate will need to have current trading and structuring experience as well as experience and exposure to primary loans
as outlined above
.
Clear and concise written and verbal communication and effective interpersonal skills to develop and maintain relationships with internal and external stakeholders.
Bachelor's degree/University degree or equivalent experience
Strong track record from large IB or buyside preferred
What we will provide you:
This role will provide you with the opportunity to work within Spread Products franchise. You will work closely with many senior stakeholders across the markets platform in a bank that offers a diverse career path with global opportunities.
Job Family Group:
Institutional Trading
Job Family:
Trading
Time Type:
Full time
Primary Location:
New York New York United States
Primary Location Full Time Salary Range:
$200,000.00 - $300,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Oct 14, 2025
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) .
View Citi's EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy) and the Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) poster.
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.