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Modern Treasury

Security Engineer

Modern Treasury, San Francisco, California, United States, 94199

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This range is provided by Modern Treasury. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range $180,000.00/yr - $240,000.00/yr

OVERVIEW This position is based in our San Francisco or New York office. Modern Treasury’s mission is to build the most trusted financial infrastructure for global money movement. We’re looking for a Security Engineer to design and strengthen the controls that protect our payment infrastructure. You’ll enable teams to build secure, compliant financial products without slowing down development.

Modern Treasury is expanding deeper into money movement. We’re building new products that will let customers move funds across both traditional rails and emerging technologies, including stablecoins. You’ll help design and operate the security controls that make this possible and set the foundation for compliant, programmable money movement at scale.

ABOUT THE ROLE This role sits at the intersection of security, infrastructure, platform, and payments engineering. You’ll shape how Modern Treasury manages risk at scale and design the systems that make programmatic, compliant money movement possible. Your work will ensure that as we grow into new products and rails, we continue to move fast while keeping trust, compliance, and safety at the core of our platform.

WHAT YOU’LL DO

Strengthen the security foundation of Modern Treasury’s payments infrastructure to protect money movement at scale

Help reduce fraud, prevent abuse, and safeguard customer data as we expand into new rails and stablecoins

Shape how engineering teams build secure, compliant products without slowing down development

Design automation, monitoring, and remediation practices that keep our systems resilient and trustworthy

Influence the future of financial infrastructure by embedding strong security practices into our systems and culture

WHAT YOU SHOULD HAVE Required Experience

7+ years of security engineering experience, including 2+ years in the payments industry

Hands‑on expertise with AWS security services

Strong background reviewing and securing full‑stack application code (frontend, backend, and APIs)

Proficiency in secure API design, authentication and authorization, applied encryption, and PCI DSS compliance

Experience with infrastructure as code (Terraform) and CI/CD security (SAST/DAST scanning)

Payments experience, ideally including fraud prevention, NACHA rules, and risk controls in money movement systems

What Sets You Apart

Deep understanding of payment processing security across ACH, wires, card networks, and emerging rails

Experience building controls for fraud detection, chargeback prevention, and abuse mitigation in payments systems

Familiarity with NACHA operating rules and regulatory standards for money movement

Proven experience securing high‑throughput systems (>10K TPS) and multi‑tenant architectures

Knowledge of application security for Ruby on Rails, GraphQL, and containerized environments

Familiarity with SIEM tools, vulnerability scanning, and incident response procedures

Track record of balancing strong security requirements with engineering velocity

Clear communication skills to collaborate across Product, Platform, Infrastructure, and Compliance teams

Data‑driven approach to prioritizing security investments and mitigating risk

TECHNOLOGIES WE USE

Ruby on Rails for our backend framework

React, GraphQL, and Tailwind CSS on the front end

Postgres for our database

AWS for infrastructure and hosting

GitHub for source code management

Buildkite for continuous integration

Reg tech and anti‑fraud platforms

ABOUT MODERN TREASURY Modern Treasury is the operating system for money movement. Our payments platform combines a suite of APIs and dashboards to help companies unlock new payments revenue, strengthen customer experiences, and drive efficiency through their business. Our end‑to‑end platform moves enterprises forward with faster payments, efficient workflows, full data visibility.

Modern Treasury is committed to equal employment opportunity and does not discriminate in any employment opportunities or practices based on an individual's race, color, creed, gender (including gender identity and gender expression), religion (all aspects of religious beliefs, observance or practice, including religious dress or grooming practices), marital status, registered domestic partner status, age, national origin or ancestry (including language use restrictions and possession of a driver’s license issued under California Vehicle Code section 12801.9), natural hair, physical or mental disability, political affiliation, medical condition (including cancer or a record or history of cancer, and genetic characteristics), sex (including pregnancy, childbirth, breastfeeding or related medical condition), genetic information, sexual orientation, military and veteran status or any other consideration made unlawful by federal, state, or local laws. It also prohibits unlawful discrimination based on the perception that anyone has any of those characteristics, or is associated with a person who has or is perceived as having any of those characteristics.

Modern Treasury participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

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