Regions Bank
Consumer Real Estate Lending Risk Manager
Regions Bank, Birmingham, Alabama, United States, 35275
Summary
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance‑driven individuals a place where they can build a career — a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
About the Role The Business Unit Compliance Function Manager operates as a first, second, or third line of defense risk‑management expert that advises on business and/or product decisions. Associates at this level should have full ownership and be a subject‑matter expert for one or more large or complex products, processes, or regulations, contributing to process change and redesign in addition to developing business plans, policies, and procedures to support a particular line of business. This position may manage 1‑2 analysts and typically reports directly to the Business Unit Compliance Group Manager, the head of a division or a specialized group manager over a line of business such as Credit Products, Commercial, etc.
Primary Responsibilities
Conduct compliance reviews and provide oversight of legal entities, business units, and processes
Advise leadership on business and/or product decisions
Provide requested information to regulatory agencies and advise management on potential and ongoing compliance issues
Maintain proficient knowledge of rules and regulations and their impact on products, services and operations for a specific line of business
Assist in resolving complex problems or transactions, where expertise is required to interpret against policies, guidelines or processes
Administer a monitoring and testing program to ensure effective compliance with all applicable laws and regulations
Create and deliver training to assigned business area to increase compliance awareness
Gather information requested by regulatory agencies
Supervise day‑to‑day work of other professional‑level compliance associates, as needed
Contribute to workflow or process change and redesign, and risk and control identification
Compensation Eligibility This position is exempt from time‑keeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible.
Requirements
Bachelor's degree and eight (8) years experience in compliance, quality assurance/control, audit or other related compliance functions specific to a line of business
Or high school diploma and fifteen (15) years experience in compliance, quality assurance/control, audit or other related compliance functions specific to a line of business
Preferences
Master's degree
Certified Regulatory Compliance Manager Certification (CRCM)
Skills and Competencies
Strong communication skills
Knowledge of legal and regulatory environment as it relates to compliance in a particular line of business
Deadline driven
Ability to work independently
Organizational skills
time‑management skills
Proficiency in Microsoft Office Suite
Additional Details This role works with the Consumer First Line Risk Management area for Consumer Real Estate Lending. Consumer Real Estate Lending operational and compliance risk knowledge is preferred.
Location options include: Birmingham, AL; Atlanta, GA; or Charlotte, NC. Regions will not provide relocation assistance for this position, and relocation would be at your expense.
Regions will not sponsor applicants for work visas for this position. Applicants must be currently authorized to work in the United States on a full‑time basis.
Compensation Details Pay ranges are job‑specific and are provided as a point‑of‑market reference for compensation decisions. Other factors influencing pay include experience, skills, knowledge, contribution, job location and performance. The target information listed below is based on the Metropolitan Statistical Area market range for where the position is located and the level of the position.
Job Range Target:
Minimum: $107,768.10 USD
50th Percentile: $148,230.00 USD
Incentive pay plans: Employees are eligible to receive a discretionary award based on individual, business, and/or company performance. Opportunity to participate in the long‑term incentive plan. This role is eligible to participate in the annual discretionary incentive plan.
Location Hoover, Alabama
Equal Opportunity Employer Regions is an equal opportunity employer, including disabled and veterans.
Application Process Job applications are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher‑volume positions may remain active for longer than the minimum period and may be closed at any time thereafter at the discretion of the company.
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About the Role The Business Unit Compliance Function Manager operates as a first, second, or third line of defense risk‑management expert that advises on business and/or product decisions. Associates at this level should have full ownership and be a subject‑matter expert for one or more large or complex products, processes, or regulations, contributing to process change and redesign in addition to developing business plans, policies, and procedures to support a particular line of business. This position may manage 1‑2 analysts and typically reports directly to the Business Unit Compliance Group Manager, the head of a division or a specialized group manager over a line of business such as Credit Products, Commercial, etc.
Primary Responsibilities
Conduct compliance reviews and provide oversight of legal entities, business units, and processes
Advise leadership on business and/or product decisions
Provide requested information to regulatory agencies and advise management on potential and ongoing compliance issues
Maintain proficient knowledge of rules and regulations and their impact on products, services and operations for a specific line of business
Assist in resolving complex problems or transactions, where expertise is required to interpret against policies, guidelines or processes
Administer a monitoring and testing program to ensure effective compliance with all applicable laws and regulations
Create and deliver training to assigned business area to increase compliance awareness
Gather information requested by regulatory agencies
Supervise day‑to‑day work of other professional‑level compliance associates, as needed
Contribute to workflow or process change and redesign, and risk and control identification
Compensation Eligibility This position is exempt from time‑keeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible.
Requirements
Bachelor's degree and eight (8) years experience in compliance, quality assurance/control, audit or other related compliance functions specific to a line of business
Or high school diploma and fifteen (15) years experience in compliance, quality assurance/control, audit or other related compliance functions specific to a line of business
Preferences
Master's degree
Certified Regulatory Compliance Manager Certification (CRCM)
Skills and Competencies
Strong communication skills
Knowledge of legal and regulatory environment as it relates to compliance in a particular line of business
Deadline driven
Ability to work independently
Organizational skills
time‑management skills
Proficiency in Microsoft Office Suite
Additional Details This role works with the Consumer First Line Risk Management area for Consumer Real Estate Lending. Consumer Real Estate Lending operational and compliance risk knowledge is preferred.
Location options include: Birmingham, AL; Atlanta, GA; or Charlotte, NC. Regions will not provide relocation assistance for this position, and relocation would be at your expense.
Regions will not sponsor applicants for work visas for this position. Applicants must be currently authorized to work in the United States on a full‑time basis.
Compensation Details Pay ranges are job‑specific and are provided as a point‑of‑market reference for compensation decisions. Other factors influencing pay include experience, skills, knowledge, contribution, job location and performance. The target information listed below is based on the Metropolitan Statistical Area market range for where the position is located and the level of the position.
Job Range Target:
Minimum: $107,768.10 USD
50th Percentile: $148,230.00 USD
Incentive pay plans: Employees are eligible to receive a discretionary award based on individual, business, and/or company performance. Opportunity to participate in the long‑term incentive plan. This role is eligible to participate in the annual discretionary incentive plan.
Location Hoover, Alabama
Equal Opportunity Employer Regions is an equal opportunity employer, including disabled and veterans.
Application Process Job applications are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher‑volume positions may remain active for longer than the minimum period and may be closed at any time thereafter at the discretion of the company.
#J-18808-Ljbffr